As you get older, your health becomes more and more of a worry, so life insurance seems like a no-brainer. But is it? Do you really need it after the mortgage is paid and the kids are on their own?

And what policies are must-haves, against ones that are just nice to have?

Financial Author Martin Hawes joins Tim Beveridge to give his insurance advice and explain the pros and cons of different policies.

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Confidence in New Zealand's rural sector has really started recovering over the past year or so.

Stabilising interest rates, great dairy results, and promising meat exports have formed a foundation for what will hopefully be a successful 2026.

Confidence dropped slightly in the last quarter of last year, but it's still much higher than it has been over previous years.

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Often trust have been seen to be province of the uber wealthy. But are they? And often people don't think about this issue until it is too late

So when should we think about these issues - our family. inheritances and what's gonna happen to our money when we aren't around to look after it?

Managing Director for New Zealand Family Trust Services Limited Janet Xuccoa joins Tim Beveridge to give her advice on trust accounts, and how they should be used.

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