17 years in the Royal Air Force. Iraq. Afghanistan. The Falklands. Then he walked away — 3 years short of a guaranteed pension — to go all in on property. 🏠In this episode of the Scottish Property Podcast, Nick and Steven sit down with Ross Orrock — deal sourcer, property investor, and one of the most honest voices in the industry. Ross doesn't just talk about wins. He talks about the Samuel Leeds course that cost him £12k, the social housing Hmos that turned the community against him, the £44-unit rent-to-rent scheme that turned out to be a nationwide scam, and the Grade 2 listed cottage that cost him £90k in losses.250 deals later, Ross is still standing — and his story is one every property investor needs to hear.🕐 TIMESTAMPS00:00 – Intro: 17 years RAF, walking away from the pension04:00 – Deployments: Iraq, Afghanistan & 4 months on a Falklands mountaintop09:00 – The breaking point — missing 800 days of his daughter's life14:00 – Discovering Samuel Leeds on YouTube while deployed19:00 – Spending £12k inheritance on a property course24:00 – Starting from zero: divorced, sleeping on his grandad's couch29:00 – Why he chose deal sourcing over rent to rent34:00 – Building his personal brand on Instagram from scratch39:00 – Investor first vs deal first — Ross's strong take44:00 – The budget HMO years: cheap terraces, chaos, and high turnover50:00 – Social housing & asylum seeker contracts — bricks through windows57:00 – The City Gate scam: £44 units, a pyramid scheme, and a £96k investor loss1:06:00 – How it destroyed his reputation (and how he rebuilt it)1:12:00 – Why he ditched HMOs and went all in on buy to let1:18:00 – The Grade 2 listed cottage disaster — a £90k lesson1:26:00 – Building his own portfolio: 10 buy to lets and counting1:32:00 – How to onboard investors and weed out time wasters1:38:00 – Northeast property market: where to invest and what to spend1:44:00 – Oric Property: sourcing, lettings & estate agency🔑 KEY TOPICS✅ Leaving the military 3 years short of a full pension✅ The honest truth about property courses — are they worth it?✅ Why budget HMOs are a trap (and what works instead)✅ The City Gate rent-to-rent scam exposed✅ Social housing & asylum seeker contracts — the real story✅ Why Ross never puts his name against third-party builders✅ Investors first vs deals first — the debate settled✅ Long term capital growth vs cash flow — where the real wealth is✅ Northeast England property: areas, prices & what to expect🎙️ ABOUT SCOTTISH PROPERTY PODCASTReal conversations with real property investors. No fluff — the wins, the losses, and everything in between.👍 Like if you found this valuable💬 Have you ever been caught out by a property scam? Drop it in the comments 👇

At 23 years old, Taylor McNeillie has built a £700k property portfolio — mortgage free — while running a retail business doing over £1 million a year. And he still lives at home. 🏠

In this episode of the Scottish Property Podcast, Nick and Steven sit down with Taylor to hear the full story: from reselling Yeezys at 12 years old and skipping class to cop Supreme drops, to opening Empire Glasgow at 18, scaling to £1.8 million in revenue, and quietly buying 10 properties in cash before most people his age have a savings account.

This one is packed with lessons on business, money, social media, and why building a cash-generating business first might be the smartest property strategy of all.

🕐 TIMESTAMPS

00:00 – Intro: Taylor's story in numbers

02:30 – Growing up in East Dorsetshire & early entrepreneurial spark

06:00 – Reselling Yeezys at 12 using his dad's credit card

11:00 – Supreme drops from the school toilet at 11am

16:00 – Building the Empire Glasgow Instagram page

22:00 – Covid hits — and changes everything

27:00 – Opening the pop-up in Princes Square at 18

33:00 – Going full time: signing the long-term lease

38:00 – Silverburn Christmas pop-up & £790k quarter

43:00 – Running 9 staff at 19 — winging it and winning

49:00 – Revenue peaks at £1.8M — then the Yeezy disaster

55:00 – Business rates, retail challenges & Glasgow high street

1:02:00 – The property lightbulb moment & 500k sitting in the bank

1:08:00 – First deal: 2-bed in Cambuslang for £65k (never seen it)

1:14:00 – Buying mortgage free — the no-debt philosophy

1:20:00 – TikTok, the £28k flat and the "parasite landlord" comments

1:28:00 – 10 properties, £700k portfolio, still at home with mum

1:34:00 – Future plans: portfolio deals, refinancing & commercial property

🔑 KEY TOPICS

✅ How Taylor built £500k in business profit before touching property

✅ Buying 10 properties mortgage free in under 2 years

✅ Why he treats tenants like customers

✅ Using social media to find off-market deals

✅ The Yeezy stock crisis — and how he handled it

✅ Business rates in Glasgow & the retail landscape

✅ Why Taylor avoids serviced accommodation and shiny penny strategies

✅ His plan to refinance a portfolio deal and scale further

📲 MENTIONED IN THIS EPISODE

🏪 Empire Glasgow — Princes Square & Buchanan Street, Glasgow

🔑 Kyle Black — property sourcing

🔑 Callum McWilliam — Rapid Removals & sourcing

📊 Slater Hogg — letting agents

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💬 What do you think of the no-mortgage approach? Drop it in the comments 👇

The Scottish election is days away — and if you're a property investor or landlord, what happens on May 7th actually matters. 🗳️In this market update, Nick and Steven cut through the political noise and break down exactly what each party's housing policies mean for landlords, investors, and anyone trying to build a portfolio in Scotland right now.From ADS cuts to rent controls, council tax hikes of up to 500%, first-time buyer grants, and a housing building crisis — this one is packed with real talk on the policies that will shape the Scottish property market for years to come.🕐 TIMESTAMPS00:00 – Intro: why this election matters to property investors02:00 – Election overview: latest polls & party predictions06:00 – Reform's rise in Scotland & what it means10:00 – ADS (Additional Dwelling Supplement): party by party breakdown18:00 – LBTT: who wants to cut it, scrap it, or raise it?24:00 – Multiple Dwellings Relief (MDR): is it safe?28:00 – Rent controls: CPI+1% capped at 6% — is that fair?35:00 – Council tax: the 500% increase in Midlothian explained42:00 – Short-term lets, Airbnb & the small business bonus loophole closing48:00 – Edinburgh tourist levy from July 202652:00 – First-time buyers: right to buy & the £10k SNP grant1:00:00 – House building targets: will any party actually deliver?1:08:00 – The £307k social house in Clydebank worth £200k1:18:00 – Build to rent, private equity & what Scotland needs1:25:00 – Energy, North Sea drilling & the Norway comparison1:30:00 – Who are they voting for? Networking events & wrap-up🔑 KEY TOPICS✅ ADS breakdown by party — Tories want to cut from 8% to 4%✅ Rent controls: CPI+1% capped at 6% — what it means for you✅ Council tax on second homes — up to 500% in some areas✅ Short-term let licence & small business bonus scheme changes✅ SNP's right to buy proposal & £10k first-time buyer grant✅ Why Scotland's house building targets keep getting missed✅ The social housing cost crisis & impact on private developers✅ Edinburgh's 5% tourist levy coming July 2026

💬 Drop your questions or opinions in the comments — who are YOU voting for?