In this episode of the Financially Fit Couple podcast, host Matthew Gray welcomes Teri Janes from LD&B Insurance to discuss essential insurance policies for married couples. They delve into the intricacies of home and auto insurance, including dwelling coverage, personal property, liability, comprehensive, and collision coverages.

Teri explains various endorsements like guaranteed replacement cost, water coverage, and the importance of reviewing policies during life events. The conversation also explores umbrella insurance, detailing its benefits and real-life scenarios where it becomes crucial. Listeners will gain valuable insights into making informed decisions about their insurance needs.

00:38 Introduction to Home and Auto Insurance

02:18 Understanding Home Insurance Basics

05:34 Diving Deeper into Home Insurance

16:41 Exploring Auto Insurance Essentials

24:58 The Importance of Umbrella Insurance

30:24 When to Review Your Insurance Policies

32:25 Choosing the Right Insurance Agent

35:56 Final Thoughts and Contact Information

Resources

Teri Janes

tjanes@ldbinsurance.com

540-214-2540

https://www.linkedin.com/in/teri-janes-31313b87/

LPL Financial and LD&B Financial are separate entities.

Matthew Gray

https://www.linkedin.com/in/matthew-gray-cfp%C2%AE-5a2144134/

https://schrockfin.com/

Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC