Most women wait for calm before making capital decisions. But investor identity isn't built when everything feels stable—it's built when responsibility lands.

In this episode, I talk about why transitions like divorce, liquidity events, and asset shifts aren't obstacles to becoming an investor. They're the exact environment where investor identity forms.

If you're navigating a capital recalibration right now, this one's for you.

Topics covered:

• Why investor identity forms under pressure, not in comfort
• The difference between understanding numbers and holding numbers
• What happens when capital becomes personal
• How to build internal steadiness during financial transitions
• Why hesitation shows up at scale (and what it's really telling you)

See you soon

With love from Mallorca

Beate


_____________________________________________________________

--> Follow me on Instagram

--> Receive my Investor Identity Map and see:

• Which Identity ist currently running your financial decisions
• Why ist was formed
• Waht shifts you into investor precision.

If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.



----------

And of course, little disclaimer to be clear, this is no financial advice, I am sharing my story and experience from the last decades and those of my clients, always do your own research and always understand what you are investing in. Don’t do it just because your hairdresser heard something somewhere or it was in the newest fashion magazine.

This weekend, one of my clients casually bought 2 additional properties. A few months ago, she couldn't look at her bank account without panic.

What changed? Not her money. Her identity.

In this episode, I break down the exact moment you stop wanting to invest "someday" and become someone who actually makes investment decisions—with clarity, confidence, and zero chest tightness.

KEY TAKEAWAYS:

• Becoming an investor isn't about opening an account—it's about the moment you decide from that identity
• The Capacity Freeze: When your nervous system can't hold the numbers your bank account has
• The 3 shifts: Technical mastery + Nervous system work + Identity transformation
• The real risk isn't the market—it's staying frozen while inflation eats your wealth

JOURNAL PROMPT:

If your nervous system could hold your wealth without panic—what would you decide today?

See you soon

With love from Mallorca

Beate


_____________________________________________________________

--> Follow me on Instagram

--> Sign up for my newsletter with behind the scenes stories and always be in front row for special offers: RichandChill Newsletter

If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.



----------

And of course, little disclaimer to be clear, this is no financial advice, I am sharing my story and experience from the last decades and those of my clients, always do your own research and always understand what you are investing in. Don’t do it just because your hairdresser heard something somewhere or it was in the newest fashion magazine.

This is episode 111. The number of bridging the divine with the tangible. The intuitive with the strategic. The spiritual with the physical. How perfect for this topic.

How much money have you left on the table because you panic-sold? Your returns aren't limited by your strategy—they're limited by your nervous system.

In this episode, I'm breaking down why the calmest investors make the most money, sharing real client data (5-10% daily returns), and showing you exactly how nervous system regulation becomes your highest ROI strategy.

Because here's the truth: You can be intuitive AND data-driven. Spiritually connected AND financially powerful. Both/and. Always.

---

What You'll Learn:

✅ Why episode 111 is the perfect container for this message (and what that means for YOUR wealth)

✅ Why you panic-sell even when you KNOW better (and how it's costing you thousands)

✅ How every panic move trains your nervous system that you can't be trusted with wealth

✅ The real data: Why calm investors consistently pull 5-10% daily returns

✅ How regulated decision-making outperforms emotional reactions every single time

✅ Why safety isn't soft—it's your highest leverage wealth-building tool

Key Insight:

"The 11 frequency is about bridging spiritual intuition with physical reality. And that's exactly what investing requires. A regulated nervous system makes better decisions. When you're calm, you can read charts without emotional attachment, follow your exit strategy, hold through natural dips, and recognize patterns instead of reacting to noise."

If This Episode Resonates:

• You're tired of panic-selling and leaving money on the table.
• You have the knowledge but not the capacity to execute.
• You're ready to build the nervous system container that allows your strategy to actually WORK.
• Reach out and let's talk about building calm as your ROI strategy.

See you soon

With love from Mallorca

Beate


_____________________________________________________________

--> Follow me on Instagram

--> Sign up for my newsletter with behind the scenes stories and always be in front row for special offers: RichandChill Newsletter

If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.



----------

And of course, little disclaimer to be clear, this is no financial advice, I am sharing my story and experience from the last decades and those of my clients, always do your own research and always understand what you are investing in. Don’t do it just because your hairdresser heard something somewhere or it was in the newest fashion magazine.

Women outperform men in investing by 0.4% annually. Compound that over 30 years? An extra €40,000 on a €100,000 investment.

So why do so many women feel frozen, overwhelmed, or "not good with money"?

Because we've been taught to invest like men—and it's working against us.

In this episode, I'm breaking down:

✅ The data proving women are naturally better investors

✅ Why "too emotional" is actually your edge (not your weakness)

✅ The difference between feminine emotions (intuition) and masculine emotions (ego)

✅ What feminine investing actually looks like: cycles, patience, body wisdom

✅ How to blend intuition WITH technical strategy

This isn't about abandoning structure. It's about honoring your natural rhythm while building mastery.

If you're done forcing yourself to invest like a man—this episode is for you.

See you soon

With love from Mallorca

Beate


_____________________________________________________________

--> Follow me on Instagram

--> Sign up for my newsletter with behind the scenes stories and always be in front row for special offers: RichandChill Newsletter

If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.



----------

And of course, little disclaimer to be clear, this is no financial advice, I am sharing my story and experience from the last decades and those of my clients, always do your own research and always understand what you are investing in. Don’t do it just because your hairdresser heard something somewhere or it was in the newest fashion magazine.

After 10 years as a banker, I watched brilliant women freeze with €100k-€500k sitting in savings accounts earning nothing. This episode breaks down why "doing nothing" isn't safe—it's the biggest risk you're taking. I'm sharing the banking insider truth about what's really happening to your money, and introducing The Capacity Freeze: the nervous system block that keeps educated, capable women stuck researching instead of deciding.

KEY TAKEAWAYS:

✦ Doing nothing IS the risk — Inflation erodes €100k to ~€85k in 5 years. Your "safe" savings account is costing you your freedom.

✦ The Capacity Freeze explained — You can calculate 10% of €100, but your nervous system short-circuits at 10% of €100k. It's not about being "bad with numbers"—it's about emotional capacity to hold financial scale.

✦ The freeze behaviors — Endless research. Avoiding bank statements. Asking everyone's opinion. Deciding nothing. Sound familiar?

✦ What the freeze is really protecting — Not your money. Your old identity. Because becoming an investor means becoming someone new.

✦ The real formula — Investing is 50% strategy, 50% nervous system capacity. You need both.

✦ What changes when you break the freeze — Better financial decisions AND better life decisions. The capacity you build holding market fluctuations becomes your foundation for everything else.

NEXT STEP:

If you're sitting on 6 figures and feeling that chest tightness? Ready to finally learn instead of endlessly research? My 6-month mentorship teaches you technical mastery + nervous system capacity so you become the investor you're capable of being.

See you soon

With love from Mallorca

Beate


_____________________________________________________________

--> Follow me on Instagram

--> Sign up for my newsletter with behind the scenes stories and always be in front row for special offers: RichandChill Newsletter

If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.



----------

And of course, little disclaimer to be clear, this is no financial advice, I am sharing my story and experience from the last decades and those of my clients, always do your own research and always understand what you are investing in. Don’t do it just because your hairdresser heard something somewhere or it was in the newest fashion magazine.

You're smart. Successful. You make complex decisions every day. So why do you freeze when it comes to your money? In this episode, I break down the 5 signs you're in a Capacity Freeze — and what's really happening beneath the surface.

The 5 Signs:

1. **You Avoid Clarity** — 12 tabs open about crypto, bookmarks about funds, but you haven't moved €100. Your nervous system has decided that looking = danger.

2. **You Outsource Your Power** — You're signing documents you don't understand and nodding in meetings you don't follow. Support is smart. Outsourcing your authority is not.

3. **You Can Calculate It, But Can't Feel It** — You can do 10% of €100 in your head. But 10% of €100,000? Your body short-circuits. Even highly educated women freeze at scale.

4. **You Think You're Being Safe, But You're Just Stuck** — That €300k sitting in savings at 0.5% interest? Inflation is eating it. You're not protecting it. You're bleeding it.

5. **You Don't Trust Yourself Yet** — You trust yourself everywhere else. But with money? You shrink. You're not missing information. You're missing self-trust.

Key Takeaway:

You're not broken. You've just reached the edge of your nervous system's current capacity. And that's something we can expand.

See you soon

With love from Mallorca

Beate


_____________________________________________________________

--> Follow me on Instagram

--> Sign up for my newsletter with behind the scenes stories and always be in front row for special offers: RichandChill Newsletter

If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.



----------

And of course, little disclaimer to be clear, this is no financial advice, I am sharing my story and experience from the last decades and those of my clients, always do your own research and always understand what you are investing in. Don’t do it just because your hairdresser heard something somewhere or it was in the newest fashion magazine.

In this episode:

• Why I'm selling my million-dollar home (and why I'm not panicking)
• The difference between reactive decisions and values-aligned decisions
• What financial mastery actually looks like in real-time
• The 4 tools I use to navigate high-pressure situations without losing myself
• An invitation to She Who Looks, my 6-month private mentorship

See you soon

With love from Mallorca

Beate


_____________________________________________________________

--> Follow me on Instagram

--> Sign up for my newsletter with behind the scenes stories and always be in front row for special offers: RichandChill Newsletter

If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.



----------

And of course, little disclaimer to be clear, this is no financial advice, I am sharing my story and experience from the last decades and those of my clients, always do your own research and always understand what you are investing in. Don’t do it just because your hairdresser heard something somewhere or it was in the newest fashion magazine.

This is the final episode of 2025, and we're talking about the real reason you're not making financial decisions—even when you have the money.

It's not about needing more information or a better strategy. It's about your nervous system.

In this episode, I break down why you can't make clear financial decisions when you're dysregulated, and what to do instead.

In this episode:

- Why freeze is actually a decision (and what it's costing you)

- The connection between your nervous system and your net worth

- Why you need to regulate first, then decide—not the other way around

- The investor identity shift that has to happen before the strategy

- 3 reflection questions to close out the year

If you have money but you're not looking at it—this episode is for you.

KEY QUOTES:

"Freeze is a decision. When you avoid, you're deciding to stay stuck."

"You don't need another financial strategy. You need to regulate your nervous system first. Then decide."

"You don't become an investor by investing. You invest because you already see yourself as one."

REFLECTION QUESTIONS FROM THIS EPISODE:

1. Where did you avoid instead of decide this year?

2. What does your body do when you think about your money?

3. If you already saw yourself as an investor—what would you do differently?

See you soon

With love from Mallorca

Beate


_____________________________________________________________

--> Follow me on Instagram

--> Sign up for my newsletter with behind the scenes stories and always be in front row for special offers: RichandChill Newsletter

If you desire to work directly with me, reach out to my team at team@richandchillacademy.com, tell us a little bit about yourself and your goals, and I’ll get you all the details.



----------

And of course, little disclaimer to be clear, this is no financial advice, I am sharing my story and experience from the last decades and those of my clients, always do your own research and always understand what you are investing in. Don’t do it just because your hairdresser heard something somewhere or it was in the newest fashion magazine.