Mitchell England - The Deal That Changed My Life

In this episode of The Deal That Changed My Life, we welcome Mitchell England back in the studio for another powerful conversation—this time breaking down the single deal that completely transformed his life, both financially and mentally.

If you haven't checked out Mitchell's first episode with us yet, make sure to go back and watch it. Ian and I learned a ton about mobile home park investing, capital raising, and the mindset shifts required to scale in real estate—and Mitchell delivers even more value in this follow-up.

🔥 The Deal:
Mitchell walks us through a 51-unit mobile home park—only his second park—that turned into a true home run. This was his first deal raising outside capital, and the results were nothing short of incredible.

💡 What you'll learn in this episode:

• How Mitchell and his partner secured a mobile home park with very little cash of their own

• Raising capital for the first time (and landing a single investor to fund the entire deal)

• Value-add strategies in mobile home parks (rent increases, utility fees, community improvements)

• Turning a $1.6M purchase into a $3.4M sale in just 18 months

• How Mitchell turned a $7,500 investment into over $500,000

• Selling a mobile home park to the tenants themselves through a nonprofit partnership

• Why this deal unlocked Mitchell's confidence in capital raising and scaling real estate

• A powerful reminder that real estate deals can change entire communities, not just investors

This episode isn't just about returns—it's about mindset, impact, and seeing what's possible when you structure the right deal and bring the right people together.

📍 Connect with Mitchell England:
Learn more about Mitchell's work, grab his book Zero to 100 Units, or explore his mastermind community at:
👉 https://www.zeroto100tribe.com/

If you enjoyed this podcast we would appreciate a positive review...

https://podcasts.apple.com/us/podcast/real-estate-reserve-podcast/id1507982777

Why Smart Real Estate Investors Start with Short-Term Loans (and End with Long-Term Cash Flowing Properties)

In this episode of the Real Estate Reserve Podcast, we break down one of the most effective wealth-building strategies in real estate investing: using short-term financing to acquire properties and exiting into long-term, cash-flowing debt.

We explore the three primary exit strategies every real estate investor should understand—selling, paying off a property in cash, or refinancing into permanent debt—and why refinancing into long-term institutional financing is often the smartest path for building sustainable rental portfolios.

You'll learn how investors use hard money loans, private money, and bridge financing to buy and renovate properties, then refinance into DSCR (Debt Service Coverage Ratio) loans that allow properties to cash flow without relying on personal income verification. We walk through how DSCR loans work, common credit and LTV requirements, seasoning timelines, and why rental income analysis is critical to success.

This episode also covers:

• The BRRRR strategy (Buy, Rehab, Rent, Refinance, Repeat)

• How DSCR ratios impact loan approval and cash flow

• Common pitfalls like appraisal shortfalls and rental income miscalculations

• Refinancing timelines and when to apply for permanent debt

• Backup plans if a refinance doesn't go as expected

• A real-world cost breakdown of short-term vs. long-term financing

• Why having a clear exit strategy upfront is essential

Whether you're a new investor exploring rental properties or a seasoned investor looking to scale with smart leverage, this episode provides practical insights into structuring deals that transition from short-term capital to long-term wealth.

🎧 Subscribe to the Real Estate Reserve Podcast for expert insights on real estate investing, financing strategies, DSCR loans, hard money lending, and building long-term cash-flowing portfolios.

If you enjoyed this podcast we would appreciate a positive review...

https://podcasts.apple.com/us/podcast/real-estate-reserve-podcast/id1507982777

Don't Buy That Fix & Flip House Until You Watch This First. The Next 20 Minutes Could Save You Thousands Of Dollars.

Thinking about flipping your first house—or your next one? Before you make any moves, you need to hear this guide from Jason of Hard Money Bankers. With experience funding over 4,000 flips since 2007, Jason shares actionable tips to help first-time and experienced flippers avoid common pitfalls and save thousands of dollars.

In this episode of Real Estate Reserve, you'll learn:

• How to determine realistic profit margins and avoid overpaying for a property

• Why exit strategy is critical: flip for quick cash or hold for long-term rental income

• How to select the right neighborhoods and property types for lower risk

• The importance of cash reserves and financing options, including hard money loans

• How to build a reliable team of contractors, agents, and lenders

• Renovation priorities that maximize profits without major construction headaches

• Key mistakes to avoid on flips, from overleveraging to condo pitfalls

Whether you're a first-time flipper or a seasoned investor, these next 20 minutes could save you significant time, money, and stress. Don't start your next deal without this essential advice!

Listen now and make your next flip a smart, profitable investment.

If you enjoyed this podcast we would appreciate a positive review...

https://podcasts.apple.com/us/podcast/real-estate-reserve-podcast/id1507982777