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  • Take Control Of Future Expenses With Cost Avoidance

    Take Control Of Future Expenses With Cost Avoidance
    Feb 17 2026
    It’s Take Control Tuesday, and Mansa Musa from MoneySmartLife.org is back with a strategy most families overlook: cost avoidance. Not cutting back, skipping purchases or calling something “savings” because it was on sale. Cost avoidance is different. It’s money you never have to spend because you made a smart move earlier. For most working families, money is limited. There’s often more month than money. So instead of constantly reacting to bills, Mansa challenges us to prevent some of them from showing up at all. What Cost Avoidance Looks Like Maintain your car. Fix small issues at home before they grow. […]
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    5 Min.
  • Take Control Tuesday: 5 Moves to Start Reducing Debt Now

    Take Control Tuesday: 5 Moves to Start Reducing Debt Now
    Feb 10 2026
    It’s Take Control Tuesday, and Mansa Musa from MoneySmartLife.org is back with practical next steps for uncertain economic seasons. This week’s focus is simple—and powerful: get out of debt. Debt steals flexibility. It adds stress. And in changing times, flexibility matters more than ever. Five Simple Steps to Start Reducing Debt Know your numbers.List every balance, interest rate, and minimum payment. No shame. Just clarity. Start with the smallest balance.Pay it off first. Early wins build momentum. Lower your interest rates.Call your creditors. Ask about reductions or hardship programs. Even temporary relief helps. Create a little margin.Cancel low-priority subscriptions. Redirect […]
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    4 Min.
  • Take Control of Your Money as the Economic Season Changes

    Take Control of Your Money as the Economic Season Changes
    Feb 3 2026
    It’s Take Control Tuesday, and this week Mansa Musa from MoneySmartLife.org joins us with a timely reminder: the financial season is changing — and preparation matters more than panic. We’re all watching the headlines. Costs are shifting. Systems feel unstable. And for many families, the pressure is already real. Mansa puts it plainly. The global financial system we’ve known for decades is changing, and it’s not going back to business as usual. Still, this isn’t a message of fear. It’s a call to wisdom. Mansa points us to the story of Joseph in Egypt. In seasons of abundance, Joseph prepared […]
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    4 Min.
  • Take Control: Who Else Is Tracking Your Credit?

    Take Control: Who Else Is Tracking Your Credit?
    Jan 27 2026
    When it comes to credit bureaus, most people only think about the big three—Equifax, Experian, and TransUnion. But as Mansa Musa explains, there are dozens more reporting agencies that can impact your financial life. These specialty bureaus don’t give you a score, but they do share your information with employers, landlords, banks, and insurers. And here’s the key—they’re not built for consumers. They’re built for the companies making decisions about you. That’s why it’s so important to know what’s in them. Here are some of the most common types: The big takeaway? These reports must still be accurate under the […]
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    5 Min.
  • Take Control Tuesday: The Hidden Risk of Joint Credit Cards

    Take Control Tuesday: The Hidden Risk of Joint Credit Cards
    Jan 20 2026
    This week on Take Control Tuesday, Mansa Musa from MoneySmartLife.org calls out a money move most couples never rethink — joint credit cards. Here’s the quick truth. Joint cards cut your credit power in half. One shared $5,000 card stays $5,000 total. Two separate $5,000 cards? Now you’ve got $10,000 in capacity. They also double your risk. Miss one payment, and both credit scores take the hit. Take Control of Your Credit Power by Ditching Joint Cards Mansa shares a smarter option. Use authorized users instead of joint accounts. You keep control. They still get access. And don’t forget the […]
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    3 Min.
  • Take Control of Your Spending—and Your Peace

    Take Control of Your Spending—and Your Peace
    Jan 13 2026
    Spending less than you earn creates margin, peace, and opportunity. Mansa Musa explains how lifestyle creep starts, why margin matters, and simple steps you can take today to regain control.
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    4 Min.
  • Take Control of New Tax Breaks Coming in 2026

    Take Control of New Tax Breaks Coming in 2026
    Jan 6 2026
    We’re back with Take Control Tuesday, and Mansa Musa from MoneySmartLife.org is breaking down new tax changes coming in 2026—changes that could help a lot of people. And to be clear, this isn’t about filing last year’s taxes. This is about planning ahead. Here’s why that matters:Taxes for 2025 are due in April 2026. What we’re talking about today affects the taxes you’ll file in April 2027. That gives you time to plan—and that’s where the power is. First, this applies to about 90% of taxpayers. Specifically, people who take the standard deduction, not itemized deductions. Here’s What’s Changing: Charitable […]
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    4 Min.
  • “Love Wins”: Malique Talks Faith, Music, and Leading With Love

    “Love Wins”: Malique Talks Faith, Music, and Leading With Love
    Dec 19 2025
    Some voices carry more than melody — they carry meaning.That’s exactly what you hear when Malique Grear sings. Hailing from Grand Rapids, Michigan, Malique is a gifted vocalist with deep gospel roots and a heart for healing. Influenced by legends like The Clark Sisters, Vanessa Bell Armstrong, CeCe Winans, Rance Allen, and The Winans, her sound blends classic soul with a fresh, honest spirit. Her journey includes singing background vocals for gospel greats like Marvin Sapp, Joe Pace, Timothy Wright, and VaShawn Mitchell — experiences that sharpened her voice and strengthened her calling. But Malique’s mission goes beyond music. She […]
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    6 Min.