Market Update - The Bayou Buying Surge of 2026 | RE: Real Estate Podcast

Keywords

real estate, market trends, home buying, affordability, Homa, Thibodaux, housing market, buyer surge, market analysis, real estate tips

Summary

In this episode, Clint C. Galliano and Ben Harang discuss the current state of the real estate market, highlighting a significant surge in buyers despite headlines suggesting a market crash. They analyze the differences between Homa and Thibodaux, providing insights into pricing, inventory, and the impact of insurance costs. The hosts offer practical advice for both buyers and sellers navigating this evolving market.

Takeaways

· A 43% surge in buyers indicates a potential market shift.

· The housing affordability index is at a record high.

· Median sales prices are down, but pending sales are up.

· Buyers are becoming more selective in their choices.

· Insurance costs are starting to moderate post-Hurricane Ida.

· New construction in Thibodaux affects pricing dynamics.

· Sellers need to price homes competitively to attract buyers.

· Assumable mortgages can be a valuable option for buyers.

· The market is correcting, not crashing, providing opportunities.

· Buyers should act now to take advantage of current conditions.

sound bites

"Don't just keep driving the costs up."

"Buyers are back, but they're savvy."

"If it's priced right, it'll move."

Chapters

00:00 Market Overview: A Surge in Buyers

03:56 Understanding Price Drops and Opportunities

07:29 The Tale of Two Cities: Homa vs. Thibodaux

12:30 Future Trends: Pending Sales and Market Dynamics

15:59 Advice for Buyers and Sellers

20:21 Closing Thoughts and Future Updates

Hosts

Ben Harang, REALTOR® La.

License #: 36589

Keller Williams Realty Bayou Partners

Mobile: 985.859.2500

Office: 985.262.4400

ben@benharang.com

benharang.com

Clint C. Galliano, REALTOR®

La. License #: 995704723

Keller Williams Realty Bayou Partners

Mobile: 985.647.4479

Office: 985.262.4400

clint.galliano@kw.com

clintcgallianorealtor.com

Produced by:

Clint Galliano

Music by:

Wiggins Studios

Click here to view the episode transcript.

Click here to watch a video of this episode.

Home Buyer Closing Day Checklist & Tips 2026 | RE: Real Estate Podcast

Keywords

real estate, closing process, home buying, essential documents, post-closing, homestead exemption, buyer tips, realtor advice, property taxes, closing table

Summary

In this episode, Clint C. Galliano and Ben Harang guide listeners through the final steps of the home buying process, focusing on the closing table and what to expect. They discuss essential documents needed for closing, the process at the closing table, and important post-closing tasks such as filing for homestead exemptions. The conversation emphasizes the importance of preparation and communication to ensure a smooth closing experience.

Takeaways

· You've signed the offer, survived the inspection, and packed the boxes.

· Bring a government issued license or passport to closing.

· Confirm any account numbers over the phone when wiring funds.

· You may need to bring original documents to the closing.

· At the closing table, sellers sign paperwork first.

· Buyers may have a larger stack of paperwork to sign.

· Be cautious of bogus emails regarding wiring instructions.

· File for the homestead exemption soon after closing.

· If you're a veteran, check for additional tax exemptions.

· Referrals and reviews are the best compliments for your realtor.

sound bites

"Let's get you home."

"You can sit there and chit chat."

"Congratulations on your new home!"

Chapters

00:00 Navigating the Closing Process

02:29 Essential Documents for Closing

07:22 What Happens at the Closing Table

12:48 Post-Closing Steps and Utility Management

18:45 The Importance of Referrals and Reviews

Hosts

Ben Harang, REALTOR® La.

License #: 36589

Keller Williams Realty Bayou Partners

Mobile: 985.859.2500

Office: 985.262.4400

ben@benharang.com

benharang.com

Clint C. Galliano, REALTOR®

La. License #: 995704723

Keller Williams Realty Bayou Partners

Mobile: 985.647.4479

Office: 985.262.4400

clint.galliano@kw.com

clintcgallianorealtor.com

Produced by:

Clint Galliano

Music by:

Wiggins Studios

Click here to view the episode transcript.

Click here to watch a video of this episode.

Final Walkthrough Guide: What to Check Before Closing | RE: Real Estate Podcast

Keywords

real estate, final walkthrough, home buying, buyer tips, closing process, home inspection, real estate podcast, property condition, buyer's checklist, negotiation strategies

Summary

In this episode, Clint C. Galliano and Ben Harang discuss the importance of the final walkthrough in the home buying process. They cover what buyers should look for, the timing of the walkthrough, and how to handle any issues that arise. The conversation emphasizes the need for thoroughness and communication with real estate agents to ensure a smooth closing process.

Takeaways

· The final walkthrough is crucial for ensuring the home is in the agreed condition.

· Buyers should check for hidden damages that may not have been visible during previous visits.

· It's important to confirm that all negotiated items are still in the home.

· Timing of the final walkthrough can impact the ability to resolve issues before closing.

· Buyers should be proactive and thorough during the walkthrough process.

· If issues arise, buyers should consult their real estate agent for solutions.

· Negotiating credits or escrow funds can help resolve issues found during the walkthrough.

· The walkthrough should ideally be done when the home is vacant for better visibility.

· Buyers should bring their original contract and inspection report to the walkthrough.

· Communication and negotiation are key to a successful closing.

Sound bites

"What do you do? Let's talk about it."

"If items are missing, don't panic."

"What happens at the closing table?"

Chapters

00:00 Introduction to the Final Walkthrough

03:32 Understanding the Purpose of the Final Walkthrough

08:00 Timing and Best Practices for the Walkthrough

12:12 What to Check During the Final Walkthrough

16:24 Addressing Issues Found During the Walkthrough

Hosts

Ben Harang, REALTOR® La.

License #: 36589

Keller Williams Realty Bayou Partners

Mobile: 985.859.2500

Office: 985.262.4400

ben@benharang.com

benharang.com

Clint C. Galliano, REALTOR®

La. License #: 995704723

Keller Williams Realty Bayou Partners

Mobile: 985.647.4479

Office: 985.262.4400

clint.galliano@kw.com

clintcgallianorealtor.com

Produced by:

Clint Galliano

Music by:

Wiggins Studios

Click here to view the episode transcript.

Click here to watch a video of this episode.

Appraisals: Value, Process & The Market 2026 | RE: Real Estate Podcast | RE: Real Estate Podcast

Summary

In this episode of the RE Real Estate Podcast, hosts Clint C. Galliano and Ben Harang delve into the critical role of appraisals in real estate transactions. They discuss how appraisals serve as an unbiased professional opinion of a property's value, based on comparable sales in the area. The conversation highlights the distinction between appraisals and home inspections, emphasizing that appraisers focus on market value rather than the condition of appliances or minor defects. The hosts also provide insights into the appraisal process, including how appraisers select comparable properties and the factors that influence a home's appraised value.

The episode further explores the implications of appraisals for both buyers and sellers, stressing the importance of understanding market dynamics and being realistic about property values. Listeners are encouraged to prepare a 'brag sheet' for appraisers to ensure that all relevant updates and improvements are considered. Overall, the discussion aims to demystify the appraisal process and equip listeners with knowledge to navigate real estate transactions more effectively.

Keywords

real estate, appraisal process, home buying, property value, market dynamics, real estate podcast, Clint Galliano, Ben Harang, home inspection, seller tips

Takeaways

· The appraisal is an unbiased professional opinion of value.

· Appraisers focus on market value, not personal feelings.

· Prepare a brag sheet for appraisers to highlight updates.

Sound bites

"What is an appraisal and what it's not."

"It's strictly about the numbers."

"We can make your house the next one to sell."

Chapters

00:00 Introduction to Appraisals

01:55 What is an Appraisal?

05:19 The Appraisal Process Explained

08:17 Key Takeaways for Buyers and Sellers

09:52 Closing Thoughts and Resources

Hosts

Ben Harang, REALTOR® La.

License #: 36589

Keller Williams Realty Bayou Partners

Mobile: 985.859.2500

Office: 985.262.4400

ben@benharang.com

benharang.com

Clint C. Galliano, REALTOR®

La. License #: 995704723

Keller Williams Realty Bayou Partners

Mobile: 985.647.4479

Office: 985.262.4400

clint.galliano@kw.com

clintcgallianorealtor.com

Produced by:

Clint Galliano

Music by:

Wiggins Studios

Click here to view the episode transcript.

Click here to watch a video of this episode.

Louisiana Insurance Requirements 2026 | RE: Real Estate Podcast

Summary

In this episode of the RE Real Estate Podcast, hosts Clint C. Galliano and Ben Harang delve into the complexities of home insurance, emphasizing its critical role in protecting one of the largest investments most people will ever make. They clarify the distinction between required and optional insurance types, particularly focusing on homeowners insurance and flood insurance, which are often misunderstood by buyers. The discussion also touches on recent legislative changes in Louisiana that affect insurance policies, including the introduction of stated value policies, which can offer homeowners more flexibility and potentially lower costs.

The hosts provide practical advice on navigating the insurance landscape, including the importance of understanding deductibles, the necessity of flood insurance in certain areas, and the benefits of obtaining an owner's title policy. They also highlight the significance of wind mitigation surveys and fortified roofs in reducing insurance premiums. Overall, the episode serves as a comprehensive guide for prospective homeowners to ensure they are adequately covered without overpaying for insurance.

Keywords

home insurance, flood insurance, real estate podcast, homeowners insurance, insurance tips, Louisiana real estate, property investment, insurance policies, risk rating 2.0, stated value policy

Takeaways

· Buying a home is one of the biggest investments you'll ever make.

· Homeowners insurance is not a legal requirement, but lenders require it for financing.

· Flood insurance is mandatory in designated flood zones, as per federal regulations.

· The new stated value policy can lower insurance costs for homeowners.

· Wind mitigation surveys can help reduce insurance premiums.

Sound bites

"Homeowners insurance is not a legal requirement."

"The 2026 game changer is the stated value policy."

"I now strongly suggest that you buy owner's title insurance."

Chapters

00:00 Introduction to Home Insurance

02:46 Understanding Homeowners Insurance Requirements

09:40 The Stated Value Policy Explained

11:34 One-Time Purchase Insurance: Title Policies

17:35 Controlling Insurance Costs

24:11 Transferring Flood Policies

Hosts

Ben Harang, REALTOR® La.

License #: 36589

Keller Williams Realty Bayou Partners

Mobile: 985.859.2500

Office: 985.262.4400

ben@benharang.com

benharang.com

Clint C. Galliano, REALTOR®

La. License #: 995704723

Keller Williams Realty Bayou Partners

Mobile: 985.647.4479

Office: 985.262.4400

clint.galliano@kw.com

clintcgallianorealtor.com

Produced by:

Clint Galliano

Music by:

Wiggins Studios

Click here to view the episode transcript.

Click here to watch a video of this episode.

Episode Title

Home Inspection Truths: Do Houses Pass or Fail in 2026? | RE: Real Estate Podcast

Keywords

home inspection, real estate, buyer's guide, inspection report, negotiation, property condition, home buying process, real estate advice, inspection contingency, home maintenance

Summary

In this episode, Clint C. Galliano and Ben Harang discuss the essential truths about home inspections, guiding buyers through the process of understanding inspection reports, negotiating repairs, and navigating the inspection contingency. They emphasize the importance of setting realistic expectations and the role of the buyer's agent in the process. The conversation also highlights the significance of being informed and prepared when entering the home buying journey.

Takeaways

· The inspection is a non-invasive visual examination of the home.

· Home inspectors do not pass or fail a home; they report on its condition.

· Expect some issues in every home, even new constructions.

· The inspection report serves as an instruction manual for future maintenance.

· Health and safety issues are the most critical concerns during inspections.

· Negotiations after the inspection are voluntary and not mandatory.

· Buyers can cancel the purchase agreement during the inspection period.

· It's essential to have realistic expectations regarding repairs and concessions.

· The buyer's satisfaction is paramount in the home buying process.

· Familiarizing oneself with the purchase agreement is crucial for understanding the inspection process.

Sound bites

"Expectations are key when buying a home."

"The inspection is strictly for the buyer."

"The buyer retains the right to cancel."

Chapters

00:00 Understanding Home Inspections

03:39 Decoding the Inspection Report

08:24 Negotiating Repairs and Concessions

11:24 Navigating the Inspection Contingency

13:00 Final Advice and Homework

Hosts

Ben Harang, REALTOR® La.

License #: 36589

Keller Williams Realty Bayou Partners

Mobile: 985.859.2500

Office: 985.262.4400

ben@benharang.com

benharang.com

Clint C. Galliano, REALTOR®

La. License #: 995704723

Keller Williams Realty Bayou Partners

Mobile: 985.647.4479

Office: 985.262.4400

clint.galliano@kw.com

clintcgallianorealtor.com

Produced by:

Clint Galliano

Music by:

Wiggins Studios

Click here to view the episode transcript.

Click here to watch a video of this episode.

2025 Recap, President-Elect, Council Run & Kenya | RE: Real Estate Podcast

Keywords

real estate, business recap, community involvement, leadership, success stories, challenges, Louisiana Realtors, podcast

Summary

In this episode, Clint C. Galliano and Ben Harang reflect on the past year in real estate, discussing their personal achievements, community involvement, and the challenges faced in transactions. They share insights on their business performance, leadership roles, and unique client experiences, emphasizing the importance of adaptability in the real estate market.

Takeaways

· Happy New Year!

· Ben finished the year with $4-5 million in sales.

· Clint was chosen as President-Elect of the Bayou Board of Realtors.

· Ben is running for Thibodaux City Council.

· Clint's sales production was just under $4 million.

· They discussed the challenges of remote closings.

· Clint shared a unique closing story from Kenya.

· They emphasized the importance of community involvement.

· The podcast encourages listeners to reach out with questions.

· They invite listeners to like, share, and subscribe.

Sound bites

"Happy New Year!"

"That's wild!"

"Have a good one!"

Chapters

00:00 New Year Reflections

02:09 Year-End Business Recap

03:44 Community Involvement and Leadership

08:42 Real Estate Success Stories

16:38 Challenges in Real Estate Transactions

Hosts

Ben Harang, REALTOR® La.

License #: 36589

Keller Williams Realty Bayou Partners

Mobile: 985.859.2500

Office: 985.262.4400

ben@benharang.com

benharang.com

Clint C. Galliano, REALTOR®

La. License #: 995704723

Keller Williams Realty Bayou Partners

Mobile: 985.647.4479

Office: 985.262.4400

clint.galliano@kw.com

clintcgallianorealtor.com

Produced by:

Clint Galliano

Music by:

Wiggins Studios

Click here to view the episode transcript.

Click here to watch a video of this episode.

Navigating the 2026 Home Purchase: Deposits, Inspections & Title | RE Real Estate Podcast

Keywords

real estate, good faith deposit, home inspection, title insurance, closing process, buyer tips, real estate podcast

Summary

In this episode of the RRE Real Estate Podcast, Clint C. Galliano and Ben Harang discuss the essential steps that follow an accepted offer in real estate transactions. They cover topics such as good faith deposits, home inspections, title work, and the closing process, providing valuable insights for buyers navigating the complexities of purchasing a home.

Takeaways

· The hard part's not over after an offer is accepted.

· Good faith deposits show the seller you're serious.

· Home inspections provide an unbiased view of the property.

· There is no pass or fail in home inspections.

· Buyers can walk away during the inspection period.

· Title work verifies legal ownership of the property.

· Closing day should be anticlimactic if all goes well.

· Ask your title officer questions to clarify doubts.

· Research inspectors early in the buying process.

· Time is of the essence in real estate transactions.

Sound bites

"This is the engagement ring of money."

"There is no perfect house."

"Title proves your legal ownership."

Chapters

00:00 Introduction to the Home Buying Process

01:41 Understanding the Good Faith Deposit

03:29 The Importance of Home Inspections

05:38 Role of the Title Company

08:38 Navigating the Closing Process

10:51 Final Thoughts and Homework for Buyers

Hosts

Ben Harang, REALTOR® La.

License #: 36589

Keller Williams Realty Bayou Partners

Mobile: 985.859.2500

Office: 985.262.4400

ben@benharang.com

benharang.com

Clint C. Galliano, REALTOR®

La. License #: 995704723

Keller Williams Realty Bayou Partners

Mobile: 985.647.4479

Office: 985.262.4400

clint.galliano@kw.com

clintcgallianorealtor.com

Produced by:

Clint Galliano

Music by:

Wiggins Studios

Click here to view the episode transcript.

Click here to watch a video of this episode.