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Is the property market officially shifting gears?

In this episode of The Week in Review, Debbie Roberts unpacks a massive week of contradictory but exciting real estate news. We dive into a sudden surge in tourism and migration that has the broader economy starting to hum, and discuss why the Reserve Bank holding the OCR steady at 2.25% cements a "higher for longer" interest rate environment.

We also cover a massive win for first-home buyers as ASB joins the Kāinga Ora 5% deposit scheme with a unique lending advantage, plus a look at why the government just slashed Auckland's long-term housing targets by 400,000 homes.

Key Topics Covered:

• Migration & Tourism: How the late-2025 rebound is setting the stage for a housing revival.
• First Home Buyers: Why ASB's entry into the 5% deposit scheme—and their acceptance of two boarders' income—could boost your buying power.
• Interest Rates: What the OCR pause at 2.25% means for your fixed-rate mortgage strategy.
• Auckland Zoning: The government's U-turn on Plan Change 120 and what it means for character neighbourhoods.
• Market Data: Cotality's February update showing flat property values and a welcome drop in rents.

📢 FREE EVENT: Navigating a recovering market requires careful planning based on data, not headlines. Join our free online masterclass to learn how to structure your portfolio for success. 👉 Register here: https://www.propertyapprentice.co.nz

Timestamps: 0:00 - Intro: Economic Rebound & Mixed Signals 0:46 - Migration & Tourism Rebound 1:44 - ASB Joins Kāinga Ora 5% Deposit Scheme 2:50 - OCR Paused at 2.25% 5:10 - Auckland Housing Target Slashed 6:25 - Cotality Feb 2026 Data 8:30 - Final Thoughts & Free Event

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Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

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The market is shifting gears—are you keeping up?

In this week's Week in Review, Debbie Roberts unpacks the signals that matter most to your wallet. We are seeing a stabilizing market with resale profits ticking up, but a surprise surge in borrowers locking in 2-year fixed rates suggests the "floating rate" trend is over.

Key Topics Covered:

• Resale Turnaround: 88% of sellers made a profit in Q4—has the market hit the bottom?
• Mortgage Trends: Why new lending hit record highs in December and why everyone is fixing for 2 years.
• Golden Visas: The foreign buyer ban softens on March 6th. We explain the strict $5m+ rules.
• Jobs & Inflation: Unemployment is up, but wage growth is down. What this means for the OCR.
• Solar Equity: Why retirees and renters are missing out on the solar boom.

📢 FREE EVENT: Navigating a stabilising market requires a different strategy. Join our free online masterclass to learn how to structure your portfolio for 2026. 👉 Register here: https://www.propertyapprentice.co.nz

Book a free, no-obligation chat with Paul: https://www.propertyapprentice.co.nz/free-strategy-call/

Timestamps: 0:00 - Intro: Market Shifting Gears 0:35 - Resale Profits Stabilise 2:10 - The Surge to 2-Year Fixed Rates 4:05 - Foreign Buyer "Golden Visa" Rules 7:15 - Labor Market & RBNZ Update 9:00 - Solar Power Funding Gaps 11:20 - Final Thoughts & Free Event

Buzzsprout Tags: #NZProperty #MortgageRates #RealEstateNews #ForeignBuyers #SolarEnergy #EconomicUpdate #DebbieRoberts #Podcast

Support the show

Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.

Send Us A Message! Let us know what you think.

Is the property market recovering, or is there a sting in the tail?

In this week's Week in Review, Debbie Roberts tackles the contradictory headlines facing Kiwi property buyers. We are seeing a classic tug-of-war: mortgage rates are dropping and first-home buyers are active, but unemployment has hit a 10-year high of 5.4% and the RBNZ is demanding tighter risk rules from banks.

Key Topics Covered:

• Property Values: Why the market dipped in January and the outlook for 2026.
• Inflation & Rates: How falling interest rates are finally easing the cost of living.
• Investor Retreat: Why "lazy" investors are selling up, and why that creates opportunity.
• Jobs Data: Understanding the decade-high unemployment rate and the surprise job growth numbers.
• Lending Rules: The RBNZ's new warning to banks—will it get harder to borrow money?

📢 FREE EVENT: Confused by the mixed signals? Join our free online masterclass to learn how to build a resilient portfolio in 2026. 👉 Register here: https://www.propertyapprentice.co.nz

Book a free chat with Paul

Timestamps:0:00 - Intro: Good News vs. Bad News 1:32 - Property Market Sluggishness 4:54 - Cost of Living & Mortgage Rates 7:00 - First Home Buyers vs. Investors 10:43 - Unemployment Hits Decade High 13:22 - RBNZ Tightens Risk Rules 16:51 - Final Thoughts & Free Event

#NZPropertyMarket #PropertyInvestment #InterestRates #RBNZ #FirstHomeBuyers #EconomicUpdate #DebbieRoberts #Podcast

Support the show

Disclaimer: The information provided in this video is for educational purposes only and does not constitute personalized financial advice. We recommend seeking advice from a qualified professional before making any investment decisions.

*Property Advice Group Limited trading as Property Apprentice has been granted a FULL Licence with the Financial Markets Authority of New Zealand. (FSP Number: FSP157564) Debbie Roberts | Financial Adviser (FSP221305) For our Public disclosure statement please go to our website or you may request a copy free of charge.