In this episode, Brook introduces the Code Manager program at Presilium, a unique structural approach designed to revolutionize the way clients experience financial planning. We dive into why moving away from the "solo advisor" model toward a co-manager system is essential for providing long-term security. By integrating multiple advisors into every relationship, Presilium ensures that no client is ever left without expert guidance due to an advisor’s vacation, life change, or retirement.

In this episode:

• The Code Manager Program: A deep dive into why Presilium utilizes a team-based approach to wealth management.
• The Safety Net of Co-Managers: How having multiple advisors ensures your financial care remains uninterrupted.
• Continuity in Financial Planning: Protecting your long-term strategy against life changes and transitions.
• Elevated Decision-Making: Why team dynamics and diverse perspectives lead to higher quality outcomes for clients.
• Balancing Advisor Wellness and Client Care: How the co-manager structure allows advisors to recharge without compromising service.

The Code Manager program at Presilium ensures that your financial journey is supported by a dedicated team rather than a single point of failure. This collaborative approach provides the consistency and peace of mind necessary to build a lasting relationship rooted in trust.

#FinancialPlanning #CodeManager #Presilium #ClientExperience #TeamDynamics #Continuity #WealthManagement #FinancialAdvisors

—

Connect With Brook:

Brook Hart, CFP®, CEPA®

President & CCO, Presilium Private Wealth

Email: Brook@presiliumpw.com

LinkedIn: linkedin.com/in/brook-hart Meet Brook: https://www.presiliumpw.com/team_member/brook-hart-cfp/

---

This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.

The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.

Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

Every year, Wall Street strategists release S&P 500 price targets predicting where the market will finish by year-end. These forecasts come from highly credentialed teams with massive research budgets and yet, they frequently miss by a wide margin.

In this video, Jerry Davidse breaks down a table of Wall Street strategist forecasts vs. actual S&P 500 results going back to 2000, showing just how different reality can be from prediction. Some years the market surges when forecasts call for modest gains. Other years strategists predict strong returns, and the market drops sharply.

Jerry highlights why these misses happen: markets don’t move in neat, predictable lines over short time periods. They’re influenced by geopolitical events, shifts in investor sentiment, natural disasters, and other surprises no one can forecast consistently.

Key Takeaways

• Wall Street price targets are often educated guesses, not dependable roadmaps

• Forecasts vs. outcomes can look dramatically different year to year

• The average forecast “miss” in the data shown is 14.1% per year

• Short-term markets are driven by surprises: geopolitics, sentiment shifts, disasters, and unforeseen events

• A stronger approach is preparation over prediction

• Diversification and a long-term plan help reduce dependence on any single forecast

That’s why the focus shouldn’t be prediction. It should be preparation. At Presilium, the goal is to help clients build long-term financial plans and diversified investment strategies designed to weather whatever comes next.

If you’re tired of confusing headlines and market targets, this episode will help you reframe the real question: What’s your plan if the market doesn’t do what the experts predicted?

--------

Connect With Jerry:

Jerry Davidse, CFP®

CEO, Presilium Private Wealth

Email: jerry@presiliumpw.com

LinkedIn: https://www.linkedin.com/in/jerrydavidse/ Meet Jerry: https://www.presiliumpw.com/team_member/jerry-davidse-cfp/#bio

--------

This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.

The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.

Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.

If you’re a few years from retirement and your 401(k) has become your biggest financial asset, one question starts to matter a lot more: “Am I actually confident in how this money is invested?” In this episode, Cullen talks directly to near-retirees who saved diligently but haven’t consistently reviewed their 401(k) investment strategy… when there’s less time to recover from major mistakes. The big message: before you obsess over funds and allocations, you need a plan that connects your investments to your goals.

Key Takeaways:

• As retirement gets closer, big investing mistakes are harder to recover from.

• Investments matter, but they’re only one part of your retirement strategy.

• A financial plan helps determine: safe withdrawal amounts, downside “cushion” in market downturns, and what may be left for loved ones.

• Your goals should drive your allocation—not generic rules based on age or income.

• A regularly reviewed plan keeps your strategy aligned as life changes year to year.

If you’ve been quietly wondering whether your 401(k) is invested as well as it could be, this is your reminder to zoom out and start with the bigger picture: your goals, your retirement timeline, and the role this money needs to play for your family. Cullen emphasizes that the plan creates the destination, and once you have that clarity, you can build an investment approach designed to support you through retirement, not just into it.

#RetirementPlanning #401k #FinancialPlanning #Investing #Retirement #WealthManagement #PortfolioStrategy #NearRetirement #PersonalFinance #FinancialAdvisor

--------

Connect With Cullen:

Cullen Martin, CFP®

Financial Planner, Presilium Private Wealth

Email: Cullen@presiliumpw.com

LinkedIn: https://www.linkedin.com/in/cullen-martin-cfp%C2%AE-81218ab2/Meet Cullen: https://www.presiliumpw.com/team_member/cullen-martin-cfp/

--------

This Video is for informational purposes only and does not constitute an offer to sell or the solicitation of an offer to purchase any security or investment product or services.

The content of this Video is provided solely for your personal use and shall not be deemed to provide access to any particular transaction or investment opportunity. Presilium Private Wealth does not intend the information in this Video to be investment advice, and the information presented in this Presentation should not be relied upon to make an investment decision.

Any third-party information contained herein was prepared by sources deemed to be reliable but is not guaranteed. Investment advisory services are offered through Presilium Private Wealth, a SEC Registered Investment Adviser. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the adviser or investment adviser representative has attained a particular level of skill or ability. Additional information about Presilium Private Wealth is also available on the SEC’s website at www.adviserinfo.sec.gov.