Chasing high dividend yields can feel exciting — until the income disappears. In this episode, we break down dividend traps, why dividend cuts are so painful, and how investors get lured into unsustainable yields. We walk through the most common red flags, including high payout ratios, weak cash flow, and poor balance sheets, and explain how to stress-test dividends before you invest. If you want to build long-term, reliable income and avoid emotional investing mistakes, this is a must-watch for dividend investors at any stage.

www.planningmadesimple.com

Warren Buffett is frequently misunderstood as either a pure growth investor or a market timer—but his real strategy is far more patient and disciplined.

In this episode, we break down Warren Buffett’s dividend strategy, explaining why he prioritizes strong balance sheets, predictable cash flow, and long-term dividend growth over flashy returns and short-term gains. We explore how Buffett stays calm during market downturns, why dividends can provide emotional and financial stability, and what everyday investors can realistically copy from his approach.

Whether you’re building income for retirement or trying to avoid emotional investing mistakes, this conversation highlights why time, quality businesses, and sustainable dividends remain Buffett’s greatest edge.

👉 Want our FREE Dividend Starter Kit? Comment “Dividend Starter Kit” below and we’ll send it to you.

www.planningmadesimple.com

Retirement often feels like the finish line—but for many people, it’s just the beginning of a brand-new set of challenges. In this episode, we explore what the first year after the paycheck disappears actually looks like, based on decades of experience walking clients through retirement transitions.

We discuss why practicing retirement income before you retire is so important, how dividends can replace a traditional paycheck, and why “budgeting” isn’t about spending less—it’s about knowing your business. We also unpack the emotional side of retirement, including anxiety, identity loss, and the temptation to overspend or panic when markets fluctuate.

Whether you’re one year away from retirement or already living it, this episode will help you navigate the most critical transition year with clarity and confidence.

www.planningmadesimple.com