Open Exam Prep Titelbild

Open Exam Prep

Open Exam Prep

Von: Ran Chen EA CFP®
Jetzt kostenlos hören, ohne Abo

Über diesen Titel

 Open Exam Prep: Mastering Financial Exams The path to becoming a certified financial professional is known for its difficulty, and finding high-quality, accessible study material shouldn't be the hardest part. Created by Ran Chen—an AI application enthusiast, Financial Advisor, and holder of the EA (Tax), Life Insurance, Series 6/63/65, and CFP® designations—this podcast was born from personal experience. Having navigated these challenging exams himself, Ran realized the need for better resources and created Open Exam Prep as a free solution for aspiring professionals. Each episode breaks down complex major exam topics into clear, digestible lessons, covering everything from tax planning and estate strategies to retirement solutions and investment principles. Whether you’re studying during your commute, workout, or downtime, we are here to guide you—one question, one topic, one victory at a time. Visit for more content: https://open-exam-prep.com/Copyright 2026 Ran Chen, EA, CFP® Bildung
Folgen
  • [Series 6] 16, Variable Annuity Taxation

    [Series 6] 16, Variable Annuity Taxation
    Feb 22 2026

    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and CFP designation. He is passionate about opening up information to help everyone prepare better for financial certification exams. This episode covers content for the Series 6 Exam.

    In this episode you will learn:

    - How tax-deferred growth works within a variable annuity's separate account.

    - The Last-In, First-Out (LIFO) method for taxing withdrawals from non-qualified annuities.

    - How to calculate the taxable portion of a partial withdrawal and identify the remaining cost basis.

    - The rules and calculation for the 10% early withdrawal penalty for annuitants under age 59½.

    - Common exam traps, including distinguishing annuity taxation from that of other investment products.


    For more resources visit https://open-exam-prep.com/ and connect on LinkedIn at https://linkedin.com/in/chenran818
    Mehr anzeigen Weniger anzeigen
    4 Min.
  • [Series 6] 15, Variable Annuity Fees and Charges

    [Series 6] 15, Variable Annuity Fees and Charges
    Feb 21 2026
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and CFP designation. He is passionate about opening up information to help everyone prepare better for financial certification exams. This episode covers content for the Series 6 Exam exam. In this episode you will learn: - What the mortality and expense (M&E) risk charge covers and why it is unique to insurance products. - How administrative fees are assessed for the operational costs of an annuity contract. - The structure of surrender charges, including how they decline over a set period. - Key differences between the fee structures of variable annuities and mutual funds. - A mnemonic device, "SAM," to easily recall the primary fees associated with variable annuities for the exam. For more resources visit https://open-exam-prep.com/ and connect on LinkedIn at https://linkedin.com/in/chenran818
    Mehr anzeigen Weniger anzeigen
    4 Min.
  • [Series 6] 14, Variable Annuity Payout Options

    [Series 6] 14, Variable Annuity Payout Options
    Feb 20 2026
    This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and CFP designation. He is passionate about opening up information to help everyone prepare better for financial certification exams. This episode covers content for the Series 6 Exam. In this episode you will learn: - The key features of a Straight Life annuity payout and who it's best for. - How a Life with Period Certain option protects against an annuitant's early death. - The purpose and function of a Joint and Last Survivor annuity for couples. - The direct relationship between guarantees, beneficiaries, and the monthly payout amount. - A simple mnemonic to remember which payout option provides the highest and lowest income. For more resources visit https://open-exam-prep.com/ and connect on LinkedIn at https://linkedin.com/in/chenran818
    Mehr anzeigen Weniger anzeigen
    3 Min.
Noch keine Rezensionen vorhanden