Mortgage Rates Demystified: How They’re Set, What Moves Them, and What They Mean in Summit County
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Mortgage Rates Demystified: How They’re Set, What Moves Them, and What They Mean in Summit County
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In this episode of the Mountain Real Estate Podcast, host Candice Day breaks down the mystery of mortgage rates and why they matter so much for homebuyers and investors in Summit County, Colorado.
You’ll learn:
✅ How mortgage rates are actually set (hint: it’s not just the Fed!)
✅ The key factors that influence rates — inflation, Treasuries, spreads, and personal borrower details
✅ Real-life payment examples on a $1M property at 3%, 6%, 6.25%, and 6.5%
✅ How higher rates cut into your purchasing power — and why a $1M home in 2020 might only feel like a $660K home today
✅ What current rates look like in Colorado and Summit County, including fixed and adjustable loan options
Whether you’re buying, refinancing, or just curious how mortgage rates affect affordability in the mountains, this episode gives you the clarity you need to navigate today’s market.
📞 Connect with Candice:
Amy Nakos Group — Summit County, CO
candice@amynakos.com
• 303-870-9300
🌐 amynakos.com
