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Money and Change

Money and Change

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Welcome to Victoria Smith's podcast, powered by Castos© 2026 Persönliche Finanzen Politik & Regierungen Ökonomie
  • Beyond the Bubble: Rising Costs, Crypto Volatility, and Financial Caution
    Jun 8 2026

    This episode of Money and Change on the Trim Radio Network covers a broad range of economic and lifestyle topics. The host discusses the ongoing housing market challenges, debating whether housing is best viewed as "shelter" or an "asset" in a bubble-dependent economy. The episode highlights the financial squeeze facing U.S. households, citing rising costs of living, and provides practical advice on debt reduction, emergency savings, and building long-term supplies (food, water, radio communication).

    Additionally, the show examines the recent surge in electricity costs, analyzes the volatility of cryptocurrency (specifically Bitcoin and Ethereum), and briefly discusses corporate payment trends with MasterCard’s agentic commerce strategy. The host concludes with personal recommendations, including a local delicatessen, while emphasizing the importance of living beneath one's means to navigate current economic conditions.

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    59 Min.
  • Memorial Day Financial Outlook and Market Trends
    May 25 2026

    This episode of Money and Change covers a range of financial and economic topics leading into Memorial Day weekend. The host discusses the historical origins of Memorial Day, emphasizing its roots in Charleston, South Carolina, as a commemoration organized by the local Black community. The discussion then shifts to the rising costs of traditional Memorial Day cookouts, noting a 13% increase in barbecue staples and significant spikes in prices for meat and condiments due to inflation and extreme weather.

    The episode also examines broader economic concerns, including:

    • Zombie Foreclosures: A marginal increase in abandoned properties across 38 U.S. states, indicating ongoing housing market pressures.
    • Workplace Safety: Insights into workplace fatalities, with a focus on high-risk industries like oil exploration in Wyoming.
    • Commercial Real Estate: The challenges facing office buildings as lenders offload troubled loans amid shifting post-pandemic work patterns.
    • Global Delivery Trends: Speculation regarding Uber’s potential acquisition of Delivery Hero and the broader landscape of food delivery services.
    • Job Market & Outsourcing: The impact of H-1B visa holders and foreign labor on domestic job availability in the tech sector.

    The host concludes with a call for personal financial responsibility, encouraging listeners to pay down debt, maintain emergency savings, and prepare for potential economic instability by stockpiling food and supplies.

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    59 Min.
  • Gas Price Surge, Debt Crisis, and the AI Land Grab: A Guide to Financial Preparedness
    May 18 2026

    This episode of Money and Change delivers a critical look at the "crazy week" of economic shifts, focusing on immediate threats to your wallet and long-term financial stability. Topics covered include the looming Memorial Day gas price record, with practical ways to save at the pump using apps and store rewards. We dive into the rising $39 trillion national debt and the Federal Reserve's handling of inflation, warning listeners to keep cash on hand to prepare for a potential banking holiday. The show also explores the disruptive impact of the AI and data center build-out, discussing how they drive up electrical and water costs while making new homes unaffordable for most Americans. Finally, get essential guidance on financial preparedness, including setting up an emergency fund, implementing a budgeting strategy (like the 50/30/20 rule), and completing your prepper kit with necessities like long-term food, water storage, and GMRS radios for emergency communication.

    Disclaimer: Nothing in this show should be considered legal, medical, financial, or investment advice. Always do your own research and due diligence.

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    1 Std.
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