1031. Are you curious about hiring a wedding or event planner? Amanda Savory from Amanda Savory Events (ASE), a premier agency in New York City, joins Laura to discuss tips for working with a planner, ways to cut costs, and how to have an unforgettable wedding day.

Find Amanda Savory on Instagram @amandasavoryevents.

• A wedding planner should help you clarify your top priority, such as food, music, or location, and create a realistic budget to achieve it.
• Taxes and gratuities are a couple of expenses that are easy to forget, but that an event planner should automatically incorporate into a budget.
• A destination wedding could save money, but the number of attendees is likely the primary factor that affects the cost.
• Modern weddings can mean splitting the cost between the couple and their families in any way that makes them comfortable.
• Working with a wedding planner is an investment; however, their experience can save time, prevent mistakes, and help you spend your budget efficiently.

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Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308.

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1030. If you have federal student loans or plan to use them to finance higher education, you must understand significant upcoming changes to the program. Find out the benefits and downsides of new legislation and how it could affect your finances if you’re a current or future student loan borrower.

Key takeaways

• Due to the One Big Beautiful Bill, massive changes to federal student loans will roll out on July 1, 2026, including annual and lifetime borrowing limits
• The SAVE repayment plan is shutting down, and those currently enrolled must choose a new repayment plan within 90 days of notification from their lender.
• Borrowers who miss the SAVE deadline will be automatically enrolled in standard repayment, which could spike their monthly payments.
• Federal student loan repayment plans will be cancelled or phased out and replaced by the new Repayment Assistance Plan (RAP), which launches on July 1, 2026.
• RAP sets payments at 1% to 10% of your adjusted gross income, waives any unpaid monthly interest, matches up to $50 per month toward your principal balance, and extends loan forgiveness to 30 years.
• If you want to shorten your loan forgiveness, enrolling in a legacy repayment plan may be a better option to discuss with your loan servicer.

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Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308.

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1029. Does the cost of a summer vacation mean you have to stay home this year? Rising prices for travel, gas, food, and lodging can make a family getaway feel out of reach. But with the right strategies, you can enjoy a memorable summer trip without overspending or going into debt.

In this episode, Laura shares practical ways to stretch your travel budget, from choosing affordable destinations closer to home to saving money on fuel, food, accommodations, and entertainment. Whether you're planning a road trip, a weekend getaway, or a staycation, you'll learn how to create meaningful family experiences while keeping costs under control.

• Consider destinations closer to home to reduce transportation costs and maximize family time.
• Save money on road trips with smart planning for fuel, meals, and routes.
• Cut lodging expenses by traveling during shoulder season and choosing accommodations with kitchen access.
• Find free or discounted activities that deliver fun without straining your budget.
• Build an affordable vacation around destinations that offer both low-cost attractions and reasonably priced accommodations.

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Transcripts available at QuickandDirtyTips.com.

Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308.

Hosted on Acast. See acast.com/privacy for more information.