Most people think flying business class is a luxury reserved for celebrities, CEOs, or people spending obscene amounts of money.

But what if it’s actually about systems, not status?

I’ve avoided this topic for a long time, mainly because we work with so many women who are actively getting out of credit card debt. So let me be very clear from the start — this conversation is only for people who already have strong control over their money.

Because when credit cards are used badly, they cost you freedom.
But when they’re used strategically, they can give it back.

In this episode, I’m joined by Steve Hui, founder of iFlyFlat, who hasn’t paid for a flight in over a decade.

We talk about how points actually work, why most people use them backwards, and how to think about credit cards as a payment system, not debt.

This isn’t about spending more.
It’s about using what you already spend… better.

If you love travel, hate wasting money, and want to understand the rules before you play the game, this episode will completely change how you think about points.

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The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.

Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.

[See omnystudio.com/listener for privacy information.]

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See omnystudio.com/listener for privacy information.

We talk a lot on Get Rich about how to prevent a financial crisis, building buffers, having the right insurance, and not leaving things until it’s too late.

In this episode, we apply that same thinking to something just as important: your health.

Because a medical crisis doesn’t just affect your body, it can impact your income, savings, super, career, and long-term financial security.

Molly is joined by women’s health GP Joanne Helen Mackson to create a practical, decade-by-decade health checklist for Australian women in their 30s, 40s and 50s, covering what to screen for, what symptoms to take seriously, and how to advocate for yourself in a system that hasn’t always been built with women in mind.

In this episode, we cover:

• What health checks actually matter in your 30s, including cervical screening, skin checks, fertility conversations, mental health, and when period pain isn’t normal
• What changes in your 40s, including the Medicare 45+ Health Assessment, perimenopause symptoms, bowel cancer screening from 45, and breast screening decisions
• What to prioritise in your 50s, including mammograms, bowel screening, bone health, heart health, and chronic disease prevention
• Why women often need to push harder for answers, and how to do that effectively
• How prevention is one of the smartest financial and life investments you can make

This is the episode to listen to with your notes app open, then book the check-ups you’ve been putting off, and send to a friend who needs it too.

General information only. Always speak with your GP or healthcare professional about what’s right for you.

Health is wealth, and this episode shows you how to protect both.

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25

Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub

The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.

Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.

[See omnystudio.com/listener for privacy information.]

Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc

See omnystudio.com/listener for privacy information.

It’s the start of a new year, which makes it the perfect time to reset your money, without the unrealistic January pressure.

We’re not talking extreme budgeting, never ordering Uber Eats again, or building the world’s most perfect spreadsheet.

In this episode, I’m joined by Gemma Mitchell to walk you through a simple, step-by-step money stocktake that gives you clarity, not guilt.

We cover how to:
✔️ Reset your money after life changes (or that quiet “something’s off” feeling)
✔️ Figure out exactly where you’re at, without overwhelm
✔️ Build realistic habits you can actually stick to past February

This is a calm, practical reset designed for real life, not perfection.

🎧 If you want your money to feel clearer, calmer, and more aligned in 2026, this episode is your starting point.

💌 Want more money tips straight to your inbox?
Join thousands of Australian women getting savvy with their finances -subscribe to the Ladies Finance Club newsletter for the latest money hacks, expert advice, and exclusive event invites! Sign up here at https://www.ladiesfinanceclub.com/newsletter25

Are we friends on Instagram? Follow us here at https://www.instagram.com/ladiesfinanceclub

🙏 A big thank you to our sponsor, InvestorKit at https://www.investorkit.com.au/! The Only Buyer’s Agency Awarded as Australia’s #1 for 2 Years in A Row.

The advice shared by Ladies Finance Club is general in nature and does not consider your individual circumstances. Our content is for educational purposes only and should not be relied upon to make financial decisions. If you are considering purchasing a financial product, read the PDS and TMD and seek financial advice tailored to your personal needs. Molly Benjamin and Ladies Finance Club Pty Ltd are authorised representatives of Wattle Partners Pty Ltd, AFSL 383169.

Ladies Finance Club acknowledges the Traditional Owners of the Land on which this podcast was recorded, the Gadigal people of the Eora Nation. We pay our respects to their Elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples.

[See omnystudio.com/listener for privacy information.]

Throw some coins in our tip jar: https://buymeacoffee.com/ladiesfc

See omnystudio.com/listener for privacy information.