In this episode of The Divorce the IRS Podcast, author and retirement income specialist Jimmy Miller shares the mission behind the show and why tax planning—not just investing—is the foundation of a better retirement.

This podcast is designed for people who want to keep more of their hard-earned money, reduce unnecessary taxes, and build a retirement income strategy that lasts. Jimmy explains why strategic tax planning is not something you start on the day you retire, but a journey of decisions made years in advance. With proper planning, it may even be possible for many retirees to pay little to no federal income tax in retirement.

Throughout the episode, Jimmy introduces the concept of “tax time bombs”—hidden tax traps that catch retirees off guard and quietly erode wealth. The purpose of this show isn’t just to help you understand those traps, but to help you avoid them entirely by building a lifetime tax plan that puts you back in control and allows you to officially “divorce” the IRS when you retire.

Drawing from the bestselling book Divorce the IRS (now in its second edition), this podcast expands on the book’s core ideas with timely updates, real-world examples, and episodes that reflect tax law changes. Jimmy also previews future interviews with experts and individuals who share lessons learned—from both smart planning and costly mistakes—so listeners can benefit from real experiences.

Jimmy also shares his personal story and why tax planning became central to his work. With over 20 years as a fiduciary, fee-based financial advisor and a Chartered Retirement Planning Counselor, he has seen firsthand how taxes can either build or destroy wealth. As his practice evolved, he realized that proactive tax planning often makes a bigger difference in a client’s life than almost any other financial decision.

Born overseas and having spent much of his life living abroad, Jimmy brings a global perspective to wealth planning and taxation. His experience working with Americans both in the U.S. and internationally has shaped his understanding of how taxes impact long-term financial independence. Those experiences—and the regrets he’s seen from people who planned too late—ultimately led him to write Divorce the IRS and launch this podcast.

If you’ve never been a fan of paying taxes and want to learn how to structure your retirement so you keep more of what you’ve earned, this podcast is for you. The goal is simple: help you make smarter decisions, avoid preventable tax mistakes, and retire with confidence and clarity.

Resources & Next Steps
Explore tools and resources at Divorce-The-IRS.com
Learn more about retirement income planning at BaobabWealth.com
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Disclosure
Baobab Wealth and Baobab Wealth Abroad are DBAs of Baobab Wealth, LLC, a Florida Registered Investment Advisor. This podcast is for general educational purposes only and should not be considered legal, tax, or investment advice. Always consult a qualified tax professional or licensed financial advisor regarding your personal

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