In this episode of the Money PIG Podcast, Tim Goodwin sits down with Joe Beckford for a candid, real-life conversation about the decisions that quietly shape your financial future—for better or worse. Joe shares that his best financial move wasn’t flashy: it was choosing to work with a financial advisor and committing to a more intentional plan instead of chasing returns. Together, they unpack how accountability, guidance, and small strategy shifts (like Roth vs. pre-tax decisions and automated saving) can compound over time into real confidence and freedom.

The takeaway is simple and empowering: financial freedom isn’t just a number—it’s a plan that helps you do what you want, when you want, with the people you love. The episode wraps with practical wisdom for younger listeners: seek wise counsel, know the state of your finances, and build habits that create peace, independence, and generosity over time.

Books mentioned: The Automatic Millionaire, Die With Zero, and The Psychology of Money.

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