How to Prepare to Buy a Home in 2026 (Step-by-Step Guide) Titelbild

How to Prepare to Buy a Home in 2026 (Step-by-Step Guide)

How to Prepare to Buy a Home in 2026 (Step-by-Step Guide)

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Thinking about buying a home in 2026—but not sure where to start?
Before you fall in love with a kitchen… let’s make sure your strategy is stronger than your emotions.

🏡 Episode Summary

In this episode of Off the Record, Joe and Makayla break down exactly how to prepare to buy a home in 2026 — financially, strategically, and emotionally.

This isn’t just “get pre-approved and start shopping.” It’s the real, behind-the-scenes buyer consultation process they walk through with every client in the Portland Metro market.

From clarifying your why, to understanding micro-markets, to writing a strong offer (without necessarily offering the highest price), this episode gives buyers a clear roadmap to move forward with confidence.

Whether you're planning to buy this spring or just starting to think about 2026, this episode will help you:

✔ Avoid emotional missteps
✔ Understand today’s market dynamics
✔ Build the right buying team
✔ Prepare financially the smart way
✔ Know when to lean in — and when to walk away

If you want to buy with clarity instead of chaos, this is your starting point.

⏱️ Episode Highlights

00:01 – Why 2026 Buyers Need a Strategy
Joe and Makayla kick off with what today’s market really looks like — and why preparation matters more than ever.

04:30 – Step 1: Get Clear on Your “Why”
Is this purchase about lifestyle, stability, investment — or all three?
Plus: Why location vs. size vs. price clarity changes everything.

06:00 – Understanding Today’s Market Conditions
Why most homes aren’t selling at full list price — and where competition still exists in Portland.

08:20 – Step 2: Financial Reality Check
Why getting pre-approved early is non-negotiable — and why it’s easier (and less scary) than you think.

12:00 – Step 3: Build Your Buying Team
Why you should interview at least two brokers — and what to look for beyond experience.

13:30 – Micro-Markets & Smarter Searching
How understanding neighborhood trends gives buyers leverage.
Plus: How RealScout’s AI-powered home search helps uncover hidden opportunities.

15:30 – Preparing Emotionally (Yes, Really)
How to balance logic and emotion when house hunting — and why “a good deal” isn’t always the right home.

19:00 – What Makes a Strong Offer (It’s Not Just Price)
Contingencies, appraisal strategy, inspections, and knowing when to walk away.

🌐 Website: https://livportland.com

📺 YouTube: https://www.youtube.com/@livportland

🔗 Resources Mentioned

  • LivPortland Home Search
  • RealScout Buyer App
  • Mortgage pre-approval process
  • Market analysis strategy (Comparative Market Analysis / CMA)

If you’re thinking about buying, start here:
👉 https://livportland.com

Thank you for listening to this episode. Stay up to date on the latest trends and insights by subscribing to our podcast and following us on social media.

For more information about buying or selling in the Portland Metro real estate market, please visit www.LivPortland.com or contact us directly.

We appreciate your feedback, so please leave a review and let us know what topics you would like to hear more about.

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