Welcome to your official October 2026 Texas Foreclosure Update! As we step into the fourth quarter, the Lone Star State is experiencing a massive shift in distressed property filings. Total foreclosure filings across Texas have jumped to nearly 5,100 properties set to go to auction on the first Tuesday of October—marking a staggering 21% increase over September. Whether you're tracking residential deals or seeking out commercial distressed debt, understanding these shifting numbers is essential to securing profitable investment opportunities.

In this episode, Scott Carson breaks down the data across major Texas markets. We look at regional commercial shifts across Central, East, North, South, and West Texas, along with county-by-county residential spikes in high-volume regions like Harris, Bexar, Dallas, Tarrant, Travis, and Williamson counties. Beyond the raw stats, Scott shares actionable strategies for evaluating defaulted paper, sourcing lists, and leveraging key investor tools to capture high-margin deals before the end of the year. Stick around until the end to discover how to claim a 7-day free trial for foreclosure databases, grab registration discounts for major upcoming live events, and sign up for two-day virtual training designed to elevate your note investing portfolio!

Key Topics Covered:

• Overall Texas Foreclosure Numbers: Total filings surged to 5,097 for October 2026, representing a 21% month-over-month increase (870 additional filings compared to September).
• Residential vs. Commercial Breakdown: Residential filings hit 4,610 (up by 383), while commercial filings rose to 487 (a 9% increase over last month).
• Regional Commercial Trends: Analysis across the five main Texas regions, including a 25% commercial jump in Central Texas (158 filings), increases in North Texas (136 filings), and slight dips in East Texas (95 filings).
• County-Level Residential Spikes: Deep dive into major counties leading the surge, including Harris County (861 filings, up 189), Bexar County (529 filings, up 112), Dallas County (401 filings, up 64), Tarrant County (320 filings, up 56), and Travis County (165 filings, up 42).
• Texas Distressed Data Access: Using listforeclosure.info with promo code weclosenotes to save $20 on month-to-month state tracking.
• Nationwide Pre-Foreclosure Research: How to claim a 7-day free trial for nationwide pre-foreclosures, short sales, tax liens, and REOs at wcnforeclosures.com.
• Magnify Your Wealth Summit: Event preview for November 13–15 in Southlake/Dallas, Texas. Use promo code notes at magnifyyourwealth.com to save $200 on registration.
• Virtual Note Buying Workshop: Details on the upcoming December 12–13 Zoom masterclass at notebuyingfordummies.com, available at a discounted rate of $199 including replays and partner access.

Don't let the Q4 market expansion pass you by—take time to review these numbers, leverage these data tools, and position your portfolio for serious growth!

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

As the fourth quarter kicks off, real estate investors face a unique window of opportunity created by market shifts, rising mortgage rates, and seasonal changes. Welcome back to another episode of The Money Monday Coaching Call! In this actionable session, Scott Carson breaks down how to strategically navigate Q4 to position your real estate portfolio for long-term growth and high-yield returns. Instead of reacting to current market conditions, learn how to turn the final months of the year into a 14-month planning launchpad that sets your business up for dominance well into next year.

Scott shares actionable techniques for locating and evaluating short sale listings and non-performing mortgage notes before they hit the open market. Walk step-by-step through a live real-world case study in Conroe, Texas, exploring how to analyze unpaid principal balances, evaluate property equity, handle potential bankruptcy scenarios, and make aggressive bids that yield double-digit returns. From leveraging virtual assistants for market research to mapping out your holiday schedule, marketing calendar, and networking events, this episode is packed with practical wisdom to keep your capital working hard. Tune in, take notes, and finish the year strong!

Key Topics Covered:

• Q4 Market Indicators: Recognizing early signals of market stress—from local garage sale upticks to rising Chapter 13 bankruptcy filings—and how to turn these trends into investment pipeline opportunities.
• The 14-Month Year Strategy: Why proactive investors start planning their Q1 and Q2 goals in October rather than waiting for January.
• Short Sale & Debt Sourcing: How to search the MLS for third-party approval listings, identify underlying regional lenders, and negotiate note acquisitions directly at deep discounts.
• Loss Mitigation vs. Debt Sales: Understanding why debt sale departments often accept lower bids on non-performing assets compared to standard loss mitigation teams.
• Live Case Study (Conroe, TX): Analyzing a low-UPB note on a high-value asset, assessing 80% UPB bidding strategies, and projecting 11% to 12% returns under Chapter 13 bankruptcy scenarios.
• Determining Asset Value: Critical steps for pulling local comps, assessing days on market (DOM), verifying occupancy, and accounting for unpaid property taxes.
• Automating Workflows & Marketing: Setting up automated email campaigns, social media posting tools, and delegating preliminary research to virtual assistants.
• Networking & Masterminds: Leveraging industry events, local real estate associations, and live Q&A opportunities to expand your private lender and investor base.

Connect & Scale Your Portfolio:

• Schedule a Call with Scott: talkwithscottcarson.com
• Learn Note Buying Fundamentals: notebuyingfordummies.com
• Access Note Tapes & Community: noteumbrella.com

Stop letting seasonal slowdowns dictate your investment trajectory—take action today, get your marketing calendar locked in, and we'll see you all at the top!

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Navigating the legal intricacies of non-performing notes, borrower bankruptcies, and foreclosure dockets can mean the difference between a high-yielding real estate portfolio and costly legal blunders. Welcome back to The Note Closers Show! In this power-packed episode, host Scott Carson sits down with powerhouse attorney Steve Wallace, founder of Wallace Law. Licensed across three of the most crucial real estate markets in the country—Texas, Florida, and New York—Steve delivers an absolute masterclass on handling default servicing, navigating Chapter 13 and Chapter 7 filings, and managing foreclosures from start to finish.

Whether you are dealing with lightning-fast non-judicial sales in Texas or navigating multi-year judicial court processes in Florida and New York, Steve shares real-world case studies, cost breakdowns, and crucial statutory guidelines every real estate investor needs to master. From auditing collateral files and verifying original wet-ink notes to deploying receiverships on commercial properties and enforcing assignment of leases and rents, this interview provides actionable legal intelligence to protect your principal and maximize returns. Tune in, take notes, and discover how to handle distressed real estate transactions like a seasoned pro!

Key Topics Covered:

• Multi-State Legal Overview: Key differences in real estate litigation, bankruptcy, and foreclosure practice across Texas, Florida, and New York.
• Judicial vs. Non-Judicial Foreclosures: Fast-track 21-day non-judicial sales in Texas versus extended judicial court dockets in Florida and New York.
• Chapter 13 & Chapter 7 Bankruptcy Insights: How automatic stays halt foreclosure auctions, safe harbor legal fee structures, 5-year repayment plan dynamics, and lender relief motions.
• Lien Stripping & Second Mortgages: When bankruptcy judges strip second liens to unsecured status and the severe risks of buying or curing second mortgages.
• Crucial Collateral File Due Diligence: The absolute necessity of original wet-ink notes, mortgages, complete chains of assignments, title policies, and verified payment ledgers.
• Florida HOA Safe Harbor Protection: Navigating the statutory cap (1% of total loan balance or 12 months of assessments) and substituting plaintiffs prior to auction sales.
• Commercial vs. Residential Default Dynamics: Acceleration mechanisms, order to show cause filings, enforcing assignments of rents, and appointing neutral receivers.
• Deficiency Judgments & Statute of Limitations: Understanding 5-year default triggers, restating timeframes, and seeking market-value deficiency judgments.

Connect with Steve Wallace:

• Texas Legal Services: wallacetexaslaw.com
• YouTube Channel: Wallace Law on YouTube
• Direct Email: steven@wallacetexaslaw.com

Don't leave your note investments to chance—reach out to Steve Wallace's team, double-check your loan documentation before funding, and start taking smart, actionable steps in your note buying journey today!

WATCH THE ORIGINAL VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!