In this episode of the First Property Buyer Show, host Emilie Lauer speaks with investor and founder of the Right Property Group, Reshmi Kumar, to discuss the importance of strategy and goal-setting for first-time buyers navigating Australia’s property market.

The duo first reflects on the urgency that young buyers often feel to enter the market, driven by the fear of missing out.

Reshmi emphasises the importance of careful planning and setting SMART goals, using her own journey – beginning with just $4,500 and purchasing a $137,000 home in 1998 – as proof of how a modest start can evolve into long-term wealth.

She explains how each property she bought with her husband, Victor, aligned with broader life goals they had, such as schools and lifestyle, and recommends capital-growth-focused investments, especially for women balancing family and career.

Reshmi also advises giving at least a year between purchases to gain hands-on experience with ownership responsibilities and financial management.

In this episode of the First Property Buyer Show, host Emilie Lauer speaks with Lyndsey Fall, a first-time investor who adopted rentvesting – renting in her preferred location while investing elsewhere – as a savvy way to enter the Australian property market.

Originally from the UK, Lindsey relocated to Sydney and subsequently chose to invest in Perth, where she identified strong market potential.

She emphasises the value of research, clear goals, disciplined saving, and support networks, crediting digital tools and a trusted agent for managing her remote purchase.

Despite never seeing the property in person, she navigated the process confidently by understanding each step and maintaining financial discipline through detailed budgeting.

Lindsey’s story highlights the value of having a financial buffer, relying on professional property management, and being prepared to learn throughout the process.

Since she purchased her investment property, its value has grown significantly, and she now plans to leverage her equity to buy a second one.

In this episode of the First Property Buyer Show, host Emilie Lauer sits down with accountant Munzurul Khan from KHI Partners to unpack the tax implications of property ownership in Australia.

Munzurul outlines the key differences between owner-occupiers and rentvestors, noting that while the former receive no ongoing tax deductions, they benefit from capital gains and land tax exemptions.

Rentvestors, however, can claim a wide range of deductions, including loan interest, maintenance, and borrowing costs.

Munzurul emphasises meticulous recordkeeping, using spreadsheets and property managers for accurate tax claims, while also highlighting deductions for work expenses, insurance, and super contributions.

He also breaks down how capital gains tax applies when selling an investment property, highlighting the 50 per cent discount available after 12 months of ownership.

The duo also provides the benefits of collaborating with a strategic accountant over a purely transactional one, particularly for long-term planning.