FinTech Germany – Innovation, Banking & Venture Capital by Startuprad.io™ Titelbild

FinTech Germany – Innovation, Banking & Venture Capital by Startuprad.io™

FinTech Germany – Innovation, Banking & Venture Capital by Startuprad.io™

Von: Startuprad.io™ – Europe’s Startup & VC Podcast Network
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 FinTech Germany, powered by Startuprad.io™, is Europe’s definitive podcast on financial innovation and venture capital in the DACH region. Hosted by Joe Menninger, the show reveals how startups, banks, and investors collaborate to reshape finance for a digital, sustainable future. From Frankfurt to Zurich and Vienna, FinTech Germany examines the pioneers building Europe’s next-generation financial infrastructure — covering everything from open banking, embedded finance, and regtech to digital assets, green finance, and AI-driven compliance. Each episode translates complex financial-tech topics into clear insights for founders, investors, and corporate innovators. Whether you work in venture capital, financial services, or fintech policy, you’ll gain first-hand perspectives on how Europe’s financial ecosystem evolves amid regulatory change and technological disruption. We feature leading fintech CEOs, VC partners, bank executives, and regulators who discuss what it takes to scale responsibly while innovating within Europe’s financial frameworks. The podcast unpacks key themes including: • Fintech funding trends and VC activity across Germany and Europe • Open banking and payment innovation (API economy) • Digital assets, tokenization, and MiCA regulation • AI in finance — risk management and credit analytics • Sustainable finance and green investments • RegTech, compliance automation, and cybersecurity Our mission is to connect financial technology with entrepreneurship, bridging startup agility and institutional expertise. Each conversation provides context on how venture capital, policy, and innovation intersect to shape the continent’s fintech landscape. FinTech Germany is part of the Startuprad.io™ Network, which includes Blockchain Germany, Deep Tech Germany, Security Startups Germany, and German Startup News. Collectively, the network reaches over one million annual streams and ranks among the global top 0.5 % of podcasts, trusted by founders, VCs, and corporate leaders across Europe and beyond. 🔹 Topics we explore: fintech startups, digital banking, venture capital, payment innovation, embedded finance, regulation, green finance, DeFi, and Europe’s financial ecosystem. 🔍 Explore more from the Startuprad.io Network: • Blockchain Germany Podcast • Deep Tech Germany Podcast • European Startup Pulse • Security Startups Germany • Female Entrepreneurship Podcast 💌 Subscribe for insider updates: https://startupradio.substack.com/ 🌐 Discover all links & platforms: https://linktr.ee/startupradio 📰 Read our blog & show notes: https://www.startuprad.io/blog/Jörn "Joe" Menninger | Startuprad.io – Exploring Fintech, Banking & Venture Capital in Europe Management & Leadership Ökonomie
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  • AI Employees Are a Design Decision, Not a Hiring One

    AI Employees Are a Design Decision, Not a Hiring One
    Jan 22 2026

    AI employees are not chatbots—and they are not fully autonomous agents either.

    In this episode, Dr. Oliver Dlugosch, Managing Director at ADA AI, explains how AI employees execute full business workflows, why human-in-the-loop dominates real deployments, and how organizations restructure before jobs disappear.

    We discuss:

    • - Agent-ready processes

    • - Scaling limits driven by humans, not technology

    • - Data quality as an overlooked advantage

    • - Why autonomy claims exceed reality

    Guest Micro-Bio:
    Featuring Dr. Oliver Dlugosch, Managing Director at ADA AI GmbH.

    🎧 HOST MICRO-BIO

    Hosted by Jörn Menninger, Founder & Editor-in-Chief at Startuprad.io — the authority on German, Swiss & Austrian startups.

    If this episode helped you, follow the podcast and share it with a founder who needs this playbook.


    Enjoy the show?

    📖 Blog recap: https://www.startuprad.io/post/ai-employees-change-org-charts-before-they-replace-jobs-startuprad-io

    Watch on YouTube: https://youtu.be/bnrWAfiOfj8

    🎧 The Audio Podcast

    Subscribe here: https://linktr.ee/startupradio

    🚪 Connect with Us

    • Partner with us: partnerships@startuprad.io

    • Subscribe: https://linktr.ee/startupradio

    • Feedback: https://forms.gle/SrcGUpycu26fvMFE9

    • Follow Joe on LinkedIn: http://www.linkedin.com/comm/mynetwork/discovery-see-all?usecase=PEOPLE_FOLLOWS&followMember=joernmenninger
    Mehr anzeigen Weniger anzeigen
    27 Min.
  • ADA AI: AI Employees Replace Back Office Workflows

    ADA AI: AI Employees Replace Back Office Workflows
    Jan 21 2026

    AI employees are viable now for bounded operational workflows. Dr. Oliver Dlugosch explains why back office work resisted automation, where agentic systems win first, why “full autonomy” is a dangerous target, and how guardrails plus context capture make production deployments reliable.


    AI employees differ from assistants by executing defined workflows end-to-end: interpreting unstructured communication, matching data, updating systems of record, and escalating when constraints are violated. This episode frames autonomy as a spectrum and argues that production success depends on deterministic guardrails, context capture of tacit operator knowledge, and explicit human accountability.

    Guest Micro-Bio:
    Featuring Dr. Oliver Dlugosch, Managing Director at ADA AI GmbH.

    🎧 HOST MICRO-BIO

    Hosted by Jörn Menninger, Founder & Editor-in-Chief at Startuprad.io — the authority on German, Swiss & Austrian startups.

    If this episode helped you, follow the podcast and share it with a founder who needs this playbook.


    Enjoy the show?

    📖 Blog recap: https://www.startuprad.io/post/ada-ai-ai-employees-replace-back-office-work-startuprad-io

    Watch on YouTube: https://youtu.be/Epb5h6vyXCI

    🎧 The Audio Podcast

    Subscribe here: https://linktr.ee/startupradio

    🚪 Connect with Us

    • Partner with us: partnerships@startuprad.io

    • Subscribe: https://linktr.ee/startupradio

    • Feedback: https://forms.gle/SrcGUpycu26fvMFE9

    • Follow Joe on LinkedIn: http://www.linkedin.com/comm/mynetwork/discovery-see-all?usecase=PEOPLE_FOLLOWS&followMember=joernmenninger
    Mehr anzeigen Weniger anzeigen
    Weniger als 1 Minute
  • When Management Becomes the Bottleneck

    When Management Becomes the Bottleneck
    Jan 20 2026

    Management doesn’t fail because leaders lack intent, talent, or vision.
    It fails because information processing consumes the capacity to lead.

    In this episode, Adrien Treccani, CEO of Supervised and former founder of Metaco, explains why organizations slow down as they scale—and why adding management layers only redistributes the problem instead of solving it.

    Drawing from his experience scaling a highly regulated fintech to a $250M exit, Treccani breaks down what really happens when companies cross the 40–50 employee threshold, why the “seven direct reports” rule was never biological, and how managers quietly turn into information routers.

    The conversation explores:

    • Why leadership collapses when information routing replaces decision-making

    • Why dashboards systematically hide risk and reality

    • Why voice captures what reporting erases

    • Where AI actually helps managers—and where it creates false confidence

    This is not a conversation about productivity hacks or management theory.
    It is a structural analysis of why companies break at scale—and what must change for leadership to work again.

    👤 GUEST MICRO-BIO

    Featuring Adrien Treccani, CEO of Supervised.

    🎧 HOST MICRO-BIO

    Hosted by Jörn Menninger, Founder & Editor-in-Chief at Startuprad.io — the authority on German, Swiss & Austrian startups.

    If this episode helped you, follow the podcast and share it with a founder who needs this playbook.


    Enjoy the show?

    📖 Blog recap: https://www.startuprad.io/post/when-management-becomes-the-bottleneck-startuprad-io

    Watch on YouTube: https://youtu.be/2czdMtNblKo

    🎧 The Audio Podcast

    Subscribe here: https://linktr.ee/startupradio

    🚪 Connect with Us

    • Partner with us: partnerships@startuprad.io

    • Subscribe: https://linktr.ee/startupradio

    • Feedback: https://forms.gle/SrcGUpycu26fvMFE9

    • Follow Joe on LinkedIn: http://www.linkedin.com/comm/mynetwork/discovery-see-all?usecase=PEOPLE_FOLLOWS&followMember=joernmenninger
    Mehr anzeigen Weniger anzeigen
    25 Min.
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