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  • Why Do I Still Feel the Urge to Spend Even When I’m Doing Well?

    Why Do I Still Feel the Urge to Spend Even When I’m Doing Well?
    Jun 5 2026
    Are you crushing it financially but still feeling that itch to spend? Well, today we’re diving into that very conundrum. I chatted with a listener in their 30s who's totally debt-free and raking in the dough, yet they can’t shake off the urge to splurge. So is this a budget fail or is money trying to whisper something deeper? Why Do I Still Feel the Urge to Spend Even When I’m Doing Well? We’re breaking it all down, exploring how to balance that spending urge without throwing all your hard-earned cash out the window. Stick around, because we’re all about finding that sweet spot between saving and enjoying life!Read today's blog article Check out the full podcast episode hereSometimes, even when we’ve got our financial act together, that itch to splurge just doesn’t go away. Today’s chat dives into this relatable dilemma. Our guest is a thirty-something who’s crushing it financially: debt-free, solid income, and investing for retirement. Sounds like the dream, right? But here’s the kicker—they can’t shake this urge to spend money. So, is this a budgeting conundrum or something deeper? We dig into the psychology behind spending urges and explore how they might reveal more about our emotional state than our financial habits.The conversation takes a turn from mere numbers and spreadsheets to the heart of what spending represents in our lives. Is it boredom? A need for excitement? Or maybe just a way to feel a sense of progress? We challenge the notion that the solution is stricter budgeting and instead suggest that understanding the underlying feelings could be the key. It’s all about finding that balance between enjoying life now and saving for the future.Ultimately, we encourage our listeners to embrace intentional enjoyment in their budgeting. By planning a little fun spending into their financial plans, they can enjoy life without guilt. It’s a refreshing take on personal finance that reminds us all that it’s okay to enjoy the fruit of our labor without feeling like we’re sabotaging our future. So, whether it’s a weekend getaway or a fancy coffee, let’s learn to savor the good things without the shame!Takeaways:When you're doing well financially, the urge to spend can still hit hard, and it might not be a budgeting issue at all.It's essential to understand that the urge to spend could be a signal about something deeper in your life.Finding balance in your finances means you can enjoy life now, not just later when you retire.Creating an intentional spending plan allows you to enjoy little splurges guilt-free without derailing your financial goals.Sometimes we try to fill emotional voids with spending, but true fulfillment comes from understanding our feelings and needs.Being disciplined with money is great, but don't forget to sprinkle in some fun and enjoyment in your life.Links referenced in this episode:financiallyconfidentchristian.com/voicemail💛 Join the Financially Confident Christian CommunityIf today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.👉 Learn more and join the mission at financiallyconfidentchristian.com/joinTogether, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏Get Ralph's Book on becoming a Financially Confident Christian financiallyconfidentchristian.com/becomingLISTEN NOWWATCH NOW ON YOUTUBE (OUR VIDEO VERSION)WATCH NOW ON RUMBLE (OUR VIDEO VERSION)Please share our Podcast with all your friends and family!Submit your questions or ideas for future shows - email us at ralph@askralph.com or leave a voicemail message on our podcast pageLeave A Voicemail Message
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    11 Min.
  • Can My Parents Claim Me as a Dependent (And What Should I Do If It Doesn’t Feel Right)?

    Can My Parents Claim Me as a Dependent (And What Should I Do If It Doesn’t Feel Right)?
    Jun 4 2026
    What’s the deal when your folks claim you as a dependent, but you’re out there hustling and making bank? We dive into the juicy details of a listener's 18-year-old sister who raked in nearly $50,000 this year, only to find her mom had her on the tax roll as a dependent. We’re talking about some serious family finance drama and whether the parents even have the right to do that. Can My Parents Claim Me as a Dependent (And What Should I Do If It Doesn’t Feel Right)? Let’s break down what happens when taxes, family, and a bit of confusion collide. Stick around as we untangle the mess and dish out some wisdom on how to handle this tricky situation without losing your cool.Read today's blog article Check out the full podcast episode hereWhen family ties get tangled in tax claims, things can get sticky real quick. Dive into a juicy conundrum where an 18-year-old sister rakes in a cool $50,000 but finds herself claimed as a dependent by mom. We unpack the nitty-gritty of dependency claims and tax rules, making it clear that just because you're related doesn’t mean the IRS plays nice. We emphasize that for parents to claim a child as a dependent, they must provide more than half of their support, which begs the question: if sis is making bank, can mom really lay claim? We lay it down, reminding you that finances and family can clash like oil and water, leading to some serious misunderstandings. And this isn't just about numbers; it's about emotional ties and the delicate dance of family dynamics. I hand out some real-talk wisdom on finding a qualified tax pro, instead of relying on TikTok or Google for answers. Bottom line? When family and finances collide, approach with care and a clear head.As the conversation unfolds, we get a real sense of the emotional weight behind financial decisions. I encourage a calm and respectful approach, reminding you that while it's tempting to meddle, the sister's best bet is to support her sibling in seeking professional help. After all, this isn’t just about tax refunds; it’s about preserving family peace and understanding the true financial picture. My advice rings true: clarity leads to confidence, and before diving into action, it’s vital to know the full scope of the situation. With some witty banter and relatable anecdotes, I make a potentially dry topic engaging, leaving us with a reminder that truth and grace can coexist even in the messiest of family matters.Takeaways:When your family claims you as a dependent, it can get messy real quick, especially with taxes involved.If you made a decent amount of cash, like $50k, you gotta check if your parents even qualify to claim you.Understanding dependency rules means knowing if your parents support you financially, not just being family.Get a tax pro involved when family and money mix; it's the smart move, trust me!Gather all the facts before jumping to conclusions; knowledge is key in tax dilemmas.Keep it cool when dealing with family finance issues; a calm approach works wonders.Links referenced in this episode:financiallyconfidentchristian.com/voicemail💛 Join the Financially Confident Christian CommunityIf today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.👉 Learn more and join the mission at financiallyconfidentchristian.com/joinTogether, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏Get Ralph's Book on becoming a Financially Confident Christian financiallyconfidentchristian.com/becomingLISTEN NOWWATCH NOW ON YOUTUBE (OUR VIDEO VERSION)WATCH NOW ON RUMBLE (OUR VIDEO VERSION)Please share our Podcast with all your friends and family!Submit your questions or ideas for future shows - email us at ralph@askralph.com or leave a voicemail message on our podcast pageLeave A Voicemail Message
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    10 Min.
  • What Really Triggers an IRS Audit in 2026?

    What Really Triggers an IRS Audit in 2026?
    Jun 3 2026
    Today, we’re diving into some real talk about money and the struggles that pop up for everyday folks. First up, we tackle the concerns of a self-employed listener who's sweating bullets over whether she claimed too much on her taxes and if the IRS is gonna come knocking. Next, we chat about a guy who's meticulously planned his Social Security claim but just learned that the filing process can be a total curveball. Finally, we address a mom whose daughter is draining her retirement account just to cover rent—yikes! We’re all about keeping it real, so join us for some practical advice and a few laughs along the way. Grab your coffee, kick back, and let’s get into it! What Really Triggers an IRS Audit in 2026?Read today's blog article Check out the full podcast episode hereRalph is back with a bang, and boy, did he have a lot to share today! Kicking things off, he joyfully announces the arrival of his grandson, Carson Christopher Estep, which is honestly the cutest thing ever. Grandparent vibes are strong, folks! Then, he dives deep into some real talk about money, tackling questions that hit home for many of us. We’re talking about the kinda stuff that keeps you awake at 3 AM, worrying about taxes, Social Security, and retirement savings. First up, we’ve got a self-employed listener sweating bullets over potential IRS audits after claiming some deductions. Ralph reassures her that as long as she’s kept good records and didn’t try to pull a fast one, she’s in the clear. But he also drops some wisdom about how the IRS works and the importance of documentation. Next, we hear from a listener who’s meticulously planned her Social Security claiming strategy, only to realize the process can be a logistical nightmare. Ralph emphasizes the importance of starting the filing process early—like, four months early! And finally, we get into the heartbreaking situation of a listener’s daughter who had to dip into her 401k due to financial struggles. Ralph compassionately explains the long-term costs of that decision and stresses the importance of having an emergency fund to avoid such situations. It’s a rollercoaster of emotions and practical advice, reminding us all to plan ahead, keep our records straight, and prepare for those unexpected financial bumps in the road.Takeaways:The IRS is using AI technology to scrutinize returns more closely than ever before, so keep your documentation in check.Claiming home office deductions and vehicle mileage can raise red flags with the IRS, so be prepared with accurate records.Setting up a separate emergency fund can prevent you from having to dip into your retirement savings during tough times.Planning for Social Security means more than just timing your claim; it includes logistics like account access and correct earnings records.If you're self-employed, every deduction you claim should be backed by solid documentation to avoid potential audits.Starting your Social Security filing process four months in advance can help you avoid delays and ensure timely payments.Links referenced in this episode:financiallyconfidentchristian.comfinanciallyconfidentchristian.com/FCCLivefinanciallyconfidentchristian.com/joinCompanies mentioned in this episode:LastForbesCoinbaseRobinhoodMoneywiseVanguard💛 Join the Financially Confident Christian CommunityIf today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.👉 Learn more and join the mission at financiallyconfidentchristian.com/joinTogether, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏Get Ralph's Book on becoming a Financially Confident Christian financiallyconfidentchristian.com/becomingLISTEN NOWWATCH NOW ON YOUTUBE (OUR VIDEO VERSION)WATCH NOW ON RUMBLE (OUR VIDEO VERSION)Please share our Podcast with all your friends and family!Submit your questions or ideas for future shows - email us at ralph@askralph.com or leave a voicemail message on our podcast pageLeave A Voicemail Message
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    53 Min.
  • How Should I Handle Some Really Old Debt?

    How Should I Handle Some Really Old Debt?
    Jun 2 2026
    Got an old money mistake lurking on your credit report? How Should I Handle Some Really Old Debt? Well, we’re diving into that juicy dilemma today. We chat with someone who's just two months away from a defaulted car loan disappearing like a magician’s rabbit. They’re itching to snag a new car and a house, but the million-dollar question is: should they pay that old debt off now or chill and let it fade away? We break it down, exploring how the wrong move could mess with those mortgage dreams. So, grab your favorite drink and let’s unravel the credit mystery together!Read today's blog article Check out the full podcast episode hereEver found yourself in a situation where a financial ghost from your past is about to disappear? That's the vibe we're diving into today. We’ve got a listener who's just two months away from watching an old car loan default fade into the sunset of their credit report. With a credit score that's been through the wringer, they're now dreaming of a new car and a cozy little house. But the question looms large: should they cough up the cash to settle that dusty debt now or let it vanish naturally? We're unpacking the risks and rewards of paying off old debts versus waiting it out, and how those choices can impact mortgage applications. Spoiler alert: it’s not just about the money; it's about rebuilding confidence and making smart moves for the future!We dive deep into the nitty-gritty of credit reports, the importance of confirming details, and why it might be wise to sit tight for just a couple more months. Plus, we throw in some tips about checking your credit, disputing inaccuracies, and keeping your head in the game as you navigate this tricky financial landscape. Bringing it home, we remind everyone that old debts don’t define you – it’s about where you’re heading. With a sprinkle of biblical wisdom to guide us, we wrap up by encouraging listeners to take actionable steps, like setting reminders to check on their credit reports, all while trusting in the process. So, tune in, take a breath, and let’s tackle those financial fears together!Takeaways:Old debts can be tricky; knowing when to pay or let them drop is key.Before making any moves with old debts, always check your credit reports first.It's vital to understand the timing of debt falling off your credit report.Building good habits now can improve your credit score, despite past mistakes.Consulting a nonprofit credit counselor can provide you the right guidance and support.Don't rush into decisions about loans; patience can save you money in the long run.Links referenced in this episode:financiallyconfidentchristian.com/voicemail💛 Join the Financially Confident Christian CommunityIf today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.👉 Learn more and join the mission at financiallyconfidentchristian.com/joinTogether, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏Get Ralph's Book on becoming a Financially Confident Christian financiallyconfidentchristian.com/becomingLISTEN NOWWATCH NOW ON YOUTUBE (OUR VIDEO VERSION)WATCH NOW ON RUMBLE (OUR VIDEO VERSION)Please share our Podcast with all your friends and family!Submit your questions or ideas for future shows - email us at ralph@askralph.com or leave a voicemail message on our podcast pageLeave A Voicemail Message
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    12 Min.
  • How Can I Support My Child’s Big Dreams Without Debt?

    How Can I Support My Child’s Big Dreams Without Debt?
    Jun 1 2026
    Ever find yourself in a pickle when your kid's dreams might lead them straight into a mountain of debt? That's the jam we're diving into today, as we chat with a parent who's got a daughter set on a pricey school. It's a real tug-of-war between cheering her on and keeping it real about the financial burden she might not fully get. How Can I Support My Child’s Big Dreams Without Debt? We're tackling the big question: how do you support your child's dreams without leaving them broke? So, grab your coffee and settle in as we explore how to parent with both love and wisdom, juggling dreams and dollars like pros!Read today's blog article Check out the full podcast episode hereNavigating the wild world of parenting and finances can feel like trying to ride a unicycle on a tightrope while juggling flaming torches. That’s the vibe we’re diving into today as we tackle the dilemma of supporting our kids' dreams without sending them spiraling into debt. We kick it off with a heartfelt voicemail from a concerned parent whose daughter is eyeing a pricey school. The love and pride are there, but so is the anxiety about the looming financial burden. How do we balance encouragement and caution? It’s like walking a fine line, right? We get deep into how to affirm those big dreams while also laying out the cold, hard facts about costs—tuition, fees, living expenses—you name it. We explore the importance of having open, honest conversations and how we can guide our kids to make informed decisions without crushing their spirits. By the end, you’ll be armed with the tools to be that steady, wise voice in your child’s life while still letting them chase those big dreams. Remember, love and wisdom can go hand in hand!Takeaways:Navigating your kid's big dreams and the financial reality can be a real tightrope walk.It's crucial to affirm your child's dreams while gently steering them towards financial wisdom.Understanding the total cost of college includes more than just tuition; think living expenses, too.Parents can guide their kids but can't control their decisions; that's part of the parenting gig.Links referenced in this episode:financiallyconfidentchristian.com/question💛 Join the Financially Confident Christian CommunityIf today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.👉 Learn more and join the mission at financiallyconfidentchristian.com/joinTogether, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏Get Ralph's Book on becoming a Financially Confident Christian financiallyconfidentchristian.com/becomingLISTEN NOWWATCH NOW ON YOUTUBE (OUR VIDEO VERSION)WATCH NOW ON RUMBLE (OUR VIDEO VERSION)Please share our Podcast with all your friends and family!Submit your questions or ideas for future shows - email us at ralph@askralph.com or leave a voicemail message on our podcast pageLeave A Voicemail Message
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    13 Min.
  • Should I Use My Inheritance Now or Protect It for the Future?

    Should I Use My Inheritance Now or Protect It for the Future?
    May 31 2026
    Hey there! Today, we’re diving into that tricky spot where a financial gift feels like both a blessing and a burden. You know, that moment when you’re faced with a decision that could help you today but might impact your future? We’ve got a listener who’s in a bit of a pickle over whether to use an inheritance now or stash it away for later. We’re breaking it down and talking about how to tackle that decision with a clear head, exploring the balance between immediate relief and long-term planning. So grab your favorite drink, kick back, and let’s get into how to navigate these waters together! Imagine your parents sliding you a wad of cash just as life throws you a curveball, like losing your job. Sounds like a dream, right? But wait—there’s a catch!Read today's blog article Check out the full podcast episode hereDo you use that dough to wipe your mortgage off the map, or do you stash it away for a rainy day? That’s the spicy question we’re tackling today, and trust me, it’s juicier than it sounds. We’re digging into the heart of what it means to make a financial decision that feels like it’s got the weight of the world on your shoulders. Our listener is feeling the pressure to make the right call, and we break down just how complex these financial choices can be. It’s not just about numbers; it’s about timing, emotional stress, and family dynamics. We explore the delicate balance between securing your present and safeguarding your future—because let’s face it, these choices can feel like a high-stakes game of chess. We introduce our nifty FAITHFUL framework to help untangle these thoughts. It’s all about facing reality, defining your priorities, and understanding that sometimes the best decision isn’t black and white. So whether you’re in the thick of a financial mess or just looking to make smarter choices down the road, we’ve got the goods to help you navigate through the fog with a smile on your face. Let’s get into it and figure out how to make decisions that bring peace instead of pressure!Takeaways:Navigating financial choices often feels like juggling immediate needs and future responsibilities, which can be a tough balance.Inheriting money can bring relief today, but it's essential to consider how it shapes tomorrow's financial landscape.Decisions about money should reflect both current stability and future growth. Keeping emotions in check helps!Before making big financial moves, consider your current situation and consult professionals to avoid mistakes.Finding the right time to make financial decisions is crucial; sometimes waiting can open up better options later on.Defining priorities for your financial situation can lead to clearer decisions and less emotional stress.Links referenced in this episode:financiallyconfidentchristian.com/question💛 Join the Financially Confident Christian CommunityIf today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.👉 Learn more and join the mission at financiallyconfidentchristian.com/joinTogether, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏Get Ralph's Book on becoming a Financially Confident Christian financiallyconfidentchristian.com/becomingLISTEN NOWWATCH NOW ON YOUTUBE (OUR VIDEO VERSION)WATCH NOW ON RUMBLE (OUR VIDEO VERSION)Please share our Podcast with all your friends and family!Submit your questions or ideas for future shows - email us at ralph@askralph.com or leave a voicemail message on our podcast pageLeave A Voicemail Message
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    17 Min.
  • How Do I Handle a Financial Shock Without Spiraling?

    How Do I Handle a Financial Shock Without Spiraling?
    May 30 2026
    Unexpected expenses can hit us like a ton of bricks, and today we're diving into how to handle those financial shocks without losing our cool. You know, like when your kid accidentally racks up a $5,000 phone bill? Yeah, that's a doozy! How Do I Handle a Financial Shock Without Spiraling? We’ll break it down step by step, so you don’t spiral into panic mode. We’re all about keeping it real and steady, because trust me, you’re not alone in this wild ride. So grab a snack, kick back, and let’s chat about making one solid move to regain control when life throws us a curveball!Read today's blog article Check out the full podcast episode hereUnexpected expenses can hit you like a ton of bricks, right? One minute, you’re cruising through life, and the next, you’re facing a $5,000 phone bill thanks to your kid's accidental international roaming. Yeah, that voicemail had me shook too. But don’t worry, we’re diving into how to tackle these financial shocks without losing our minds. We break it down using the trusty framework, guiding us through the steps of facing reality, identifying when our bills are due, and brainstorming our options. The key here is to stay calm and not let panic push us into making rash decisions. It’s all about taking a step back, breathing, and figuring out the best way to stabilize the situation. Remember, you're not alone in this; we all deal with money surprises, and it's how we respond that counts. So, let’s get our game faces on and handle these curveballs like pros!Takeaways:Unexpected financial hits can really throw you for a loop, but you're not alone in this.Dealing with a financial shock means taking a deep breath and tackling it step by step.When faced with stress, it's crucial to pause and avoid panic-driven decisions.Communication with service providers can open doors to solutions like payment plans or adjustments.Building safeguards and limits on kids' phone usage can prevent future financial surprises.Remember, this moment doesn't define your financial future; it’s just a bump in the road.Links referenced in this episode:financiallyconfidentchristian.com/voicemail💛 Join the Financially Confident Christian CommunityIf today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.👉 Learn more and join the mission at financiallyconfidentchristian.com/joinTogether, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏Get Ralph's Book on becoming a Financially Confident Christian financiallyconfidentchristian.com/becomingLISTEN NOWWATCH NOW ON YOUTUBE (OUR VIDEO VERSION)WATCH NOW ON RUMBLE (OUR VIDEO VERSION)Please share our Podcast with all your friends and family!Submit your questions or ideas for future shows - email us at ralph@askralph.com or leave a voicemail message on our podcast pageLeave A Voicemail Message
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    17 Min.
  • How to Manage Money When You’re Self-Employed

    How to Manage Money When You’re Self-Employed
    May 29 2026
    Feeling the pressure now that your self-employment is finally paying off? You’re not alone! How to Manage Money When You’re Self-Employed. Today, we’re diving into the nitty-gritty of managing money when you’re your own boss. It’s all about moving past just earning cash and getting serious about building a solid financial structure. We’ll chat about the key steps to take so your hard-earned bucks don’t slip through the cracks, and how to avoid that oh-so-familiar stress that comes with financial freedom. So grab a seat, kick back, and let’s dig into how to get your finances in line to support your awesome life and biz long-term!Read today's blog article Check out the full podcast episode hereThings are going great, and instead of feeling all warm and fuzzy inside, there’s this little voice whispering, 'Hey, what’s next?' That's the vibe of self-employment. When the cash starts flowing, the joy can sometimes turn into stress as we start to wonder if we’re doing it right. But no worries, we’ve got your back! This episode dives deep into the nitty-gritty of managing money when you’re self-employed. It’s all about building a solid structure around your earnings, because let's face it, just making money isn’t the end game; it’s about keeping it and making it work for you in the long haul. We’re tackling listener questions and sharing practical tips, like separating personal and business finances. It’s time to get your ducks in a row and create a system that not only supports your business but also your lifestyle. So, grab your favorite drink and join us as we navigate the ups and downs of financial stability in the self-employment game!Takeaways:Feeling the pressure when things are going well isn't a bad thing; it means you're growing and need to structure your success effectively.Self-employment shifts the focus from simply earning money to building a sustainable system that supports your lifestyle and business.Separating business and personal finances is crucial; it makes decision-making easier and keeps things organized.Having a system in place helps reduce stress and creates stability, enabling you to handle the ups and downs of self-employment better.Understanding your financial landscape is key; know what your business earns and spends to avoid confusion and chaos in your finances.Building something lasting takes intentional decisions and a solid structure; it's all about planting the seeds for future success.Links referenced in this episode:financiallyconfidentchristian.com/question💛 Join the Financially Confident Christian CommunityIf today’s episode encouraged you, we’d love to invite you to be part of something bigger — the Financially Confident Christian Community.This is where faith and finances come together — a growing family of believers supporting one another, sharing encouragement, and helping spread God’s truth about money.Your membership helps keep the show free for everyone while funding new devotionals, study guides, and outreach resources.👉 Learn more and join the mission at financiallyconfidentchristian.com/joinTogether, we’re helping believers everywhere break the cycle of financial shame and live with confidence in Christ. 🙏Get Ralph's Book on becoming a Financially Confident Christian financiallyconfidentchristian.com/becomingLISTEN NOWWATCH NOW ON YOUTUBE (OUR VIDEO VERSION)WATCH NOW ON RUMBLE (OUR VIDEO VERSION)Please share our Podcast with all your friends and family!Submit your questions or ideas for future shows - email us at ralph@askralph.com or leave a voicemail message on our podcast pageLeave A Voicemail Message
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    18 Min.