Most fintech leaders hear the word "compliance" and think: cost, friction, delay. Luke Abrams and David Gonen, co-founders of FaceSign.ai, have built an entire company on proving that thinking wrong.

In this episode we cover:

- Why CAPTCHA is dead — and what replaces it in the AI era

- How account takeover fraud is the #1 pain point driving demand for identity verification

- The real reason Monzo and Revolut outgrew traditional banks in Europe

- How to cut identity verification costs from $15 to $1 with a better user experience

- What PSD3 means for banks — and why it's coming to the US

- How AI can eliminate unconscious bias in lending decisions

Luke previously led two-factor authentication at Microsoft and biometric verification at Onfido. David was part of the founding team at TeleSign, which became the invisible SMS verification layer behind 21 of the top 25 consumer internet brands before selling for $230M. Together they're building FaceSign — the identity layer for the AI era.

🔗 Learn more: https://facesign.ai

🎙️ Hosted by Mohamed Desoky | Fintech as a Service Radio

In this Wake360 live episode, we unpack what it really means to build a career in digital banking today. With insights from Wells Fargo’s Danny Sanford, Wake Forest’s AI Academic Director Carm Taglienti, and student voice Felicia Atkinson, host Mohamed Desoky explores how AI, automation, and data analytics are reshaping the industry’s DNA.

Perfect for anyone navigating the intersection of finance, technology, and innovation.

Topics include:

• How AI accelerates innovation and decision-making
• Why data and trust define the new banking experience
• The skills that make fintech professionals stand out
• Real stories of innovation inside large financial institutions

#DigitalBanking #FintechAsAService #AIinFinance

In this episode, we explore how artificial intelligence is reshaping the day-to-day operations of banks, fintehcs, credit unions, and wealth managers - from predictive analytics to responsible AI practices. Hosted by Mohamed Desoky and co-hosted by Felicia Atkinson and Jake Langlois, we’re joined by Dr. Zahra Cataltepe (CEO, Tazi.ai) and Gordana Vuckovic (Chief Commercial Officer, Tazi.ai) for a wide-ranging conversation on deploying real-time, explainable AI at scale.

We dive into:

• How machine learning and GenAI are changing front and middle office functions.
• What responsible AI really means beyond fairness audits.
• Why financial institutions are not replacing people- they’re empowering them.
• How startups can lead with adaptive AI tools and platforms.
• How Tazi consults with clients to co-design AI strategies tailored to their goals

If you’re curious about where AI meets real financial strategy—this one’s for you.