The stock market’s been in the news a lot recently, and not for good reasons. Take a look at any recent financial report and you’ll see lots of companies reporting losses (sometimes significant ones!).

The stock market can be complicated, and it offers both risks and rewards. There are ways to invest in it that minimize the risks, but it’s just as important to find ways to maximize the potential rewards.

So what’s the best way to invest in the stock market when stocks are down? In this episode, I cover the pros and cons of investing stocks, including real-life examples and tips pulled from my years of experience as a Certified Financial Planner™.

Where to find me: 

• BudgetingBlocks: livewealthynow.com/budgetingblocks
• Blog: livewealthynow.com/blog
• FREE resources: livewealthynow.com/resources 
• Instagram: Hannah Moore (@everyday_money)

A Health Savings Account can help you prepare for potential healthcare expenses and limit the impact they have on your finances. If you have a high-deductible health insurance plan, you probably have the option to contribute to an HSA.

The best thing about HSA funds is that they are tax-free! As long as you spend the money on legit healthcare expenses, you won’t pay federal taxes on contributions, earnings, or withdrawals. 

In this episode, I cover all the basics of HSAs. I’ve got some real-life examples and tips for making the most of your Health Savings Account.

Where to find me: 

• BudgetingBlocks: livewealthynow.com/budgetingblocks
• Blog: livewealthynow.com/blog
• FREE resources: livewealthynow.com/resources 
• Instagram: Hannah Moore (@everyday_money)

January is the perfect time to reflect on your spending from last year and make a solid budget for 2023. But what does that actually look like? Is it all about trying to find places to cut back and spend less?

Not necessarily. I think it’s just as important to find places of positive spending. I encourage my clients to reflect on expenditures that brought them joy or helped them prepare for the future. 

This episode covers all the basics of analyzing your spending and building a budget for 2023. I’ve got tips for avoiding spending guilt and creating a realistic plan for your money. 

Where to find me: 

• Website: livewealthynow.com
• Blog: livewealthynow.com/blog
• FREE resources: livewealthynow.com/resources 
• Instagram: Hannah Moore (@everyday_money)

If you’re preparing to welcome a baby into your life, you might have considered the day-to-day financial implications. Diapers, formula, doctors’ visits, all the things that a baby needs. But have you thought about the big picture financial considerations? 

As a Certified Financial Planner™, I see so many new parents missing out on these important financial considerations, like having life insurance, disability insurance, and a will! In this episode, I’ll discuss a few key financial elements I believe everyone should have in place when having a child.

Where to find me: 

• Website: livewealthynow.com
• Blog: livewealthynow.com/blog
• FREE resources: livewealthynow.com/resources 
• Instagram: Hannah Moore (@everyday_money)

Are you thinking about starting a family — or growing the one you have? That’s exciting! 

Of course, as we all know, babies come with some extra expenses. But I’ve discovered that many new parents overlook some really costly elements in their family budget when they go on parental leave — like health insurance. Watch this video to hear more about what expenses you should budget for before having a baby.

Where to find me: 

• BudgetingBlocks: livewealthynow.com/budgetingblocks
• Blog: livewealthynow.com/blog
• FREE resources: livewealthynow.com/resources 
• Instagram: Hannah Moore (@everyday_money)

Do you budget? Or are you just “aware” of your money? 

Most people don’t use strict dollars-and-cents budgets, but they’re still aware of where their money goes. But depending on which phase of life (and money) you’re in, it might be helpful to budget. Do YOU need a budget? And where do you start? 

Listen to this episode to discover the two phases of our financial life and whether or not a budget will help you where you are.

Where to find me: 

• BudgetingBlocks: livewealthynow.com/budgetingblocks/
• Blog: livewealthynow.com/blog
• FREE resources: livewealthynow.com/resources 
• Instagram: Hannah Moore (@everyday_money)

Sometimes, big purchases come in waves. Recently, my husband and I got hit with a triple threat: we needed a new air conditioner, we needed to purchase a van for our soon-to-be family of five, and we needed to do a few outside renovations on our house before the city fines us. 

But one of the things we struggled with was deciding whether to pay cash for these purchases, wait on one or two of them, or finance what we couldn’t afford right now. In this episode, I’m walking you through how we prioritize and decide on these expenditures. 

Where to find me: 

• BudgetingBlocks: livewealthynow.com/budgetingblocks
• Blog: livewealthynow.com/blog
• FREE resources: livewealthynow.com/resources 
• Instagram: Hannah Moore (@everyday_money)

Have you ever read a book or watched a video from a personal finance guru and walked away feeling a little bit dumb? You’re definitely not alone.

But the thing is… there is no one way to build financial success because there is no SINGLE definition of financial success! So instead of giving you another how-to guide with a one-size-fits-all narrative, I want to chat with you about how to create a roadmap to wealth that works for you! 

Where to find me: 

• BudgetingBlocks: livewealthynow.com/budgetingblocks
• Blog: livewealthynow.com/blog
• FREE resources: livewealthynow.com/resources 
• Instagram: Hannah Moore (@everyday_money)