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Is a “no‑fail” retirement plan actually possible?

In this episode, Tom and CJ break down why the traditional approach to retirement often falls short — and what it really takes to build income that lasts through every market cycle, tax change, and stage of life.

They walk through how to think beyond account balances, how timing risk affects retirement security, why tax diversification matters, and how to create predictable income instead of relying solely on market performance.

You’ll learn how to structure your assets with intention, build stability into your plan, and create a retirement strategy that works in real life — not just in ideal scenarios.

Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/

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