Hosts Ciaran O’Brien and Peter O’Malley unpack the RBA’s latest rate hike and why inflation in Australia remains stubbornly above target. We explore how the next six weeks could reshape sentiment, borrowing capacity and price momentum, while comparing Sydney’s serviceability risks against other cities and assessing whether policy proposals around land supply can truly shift the housing balance.

We also discuss:

• Cash rate rising to 3.85% with mortgage rates sitting in the high fives to low sixes
• RBA signalling inflation likely to remain above target for an extended period
• Why the board opted for a smaller, steady hike instead of a 0.5% move
• Global market volatility versus Australia’s domestic inflation drivers
• Government spending and wage policy contributing to persistent price pressures
• Borrower resilience alongside growing serviceability risks in Sydney
• The typical six-week lag before rate hikes fully impact the real economy
• Rental market stabilising with modest increases and rising house-sharing trends
• Policy discussion around potential military land sell-offs and supply constraints
• Practical guidance for sellers, buyers and investors navigating a shifting cycle

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