Underwriters have the complicated task of analyzing risks from their company and clients to choose the right path for the collective good. When approving life insurance policies, this becomes a moral question as well as a mathematical one. How can a company give access to life insurance to as many people without harming their financial health?

Kevin Oldani and his team at Hannover Life Re America go beyond traditional methods to answer that question. He shares his thoughts on how innovations in AI and other digital practices have allowed for a more equitable distribution of life insurance policies.

We discuss:

- Application volume going back to pre-covid levels

- EHRs are pure upside, even if it’s not always instant decision making

- Consumers need speed and to understand the value of products better to grow new premiums

To hear more interviews like this one, subscribe to the Digital Insurance Innovator Podcast on Apple Podcasts, Spotify, or your preferred podcast platform.

Listening on a desktop & can’t see the links? Just search for Digital Insurance Innovator in your favorite podcast player.

The insurance landscape is in flux, and everyone—from agents to carriers—needs to adapt to continue meeting customer needs.

Part of that involves modernizing the buying process to create more transparency, but another part is balancing digital offerings with the human touch.

Kevin Fusick and his team at Policygenius have made that balance a focus of their platform. He shares his thoughts on the changing landscape and what he thinks the future of insurance will look like.

We discuss:

• Finding a balance between digital distribution and a human element
• How the buyer and distributor relationship is changing
• How carriers are looking at customers from a longer term perspective  

To hear more interviews like this one, subscribe to the Digital Insurance Innovator Podcast on Apple Podcasts, Spotify, or your preferred podcast platform.

Listening on a desktop & can’t see the links? Just search for Digital Insurance Innovator in your favorite podcast player.

Digital distribution is changing how the life insurance industry serves modern consumers.

In this episode, we speak with AIMCOR Group employees: Marc Verbos, Executive Vice President, and Mike English, Sales Operations & Implementation Manager, about changing consumer expectations, how the insurance buying process needs to evolve, and how to tap into the large uninsured market.

Join us as we discuss:

- How AIMCOR is innovating to meet consumer expectations from a distribution perspective

- Streamlining the insurance buying process & new digital expectations of agents

- Tapping into the under-served market by using digital data sources

- The future of digital distribution

To hear more interviews like this one, subscribe to the Digital Insurance Innovator Podcast on Apple Podcasts, Spotify, or your preferred podcast platform.

Listening on a desktop & can’t see the links? Just search for Digital Insurance Innovator in your favorite podcast player.