Debit vs Credit: When the Money Actually Moves
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Debit vs Credit: When the Money Actually Moves
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Debit and credit can look identical at checkout —
the card goes through, the receipt prints, and everything seems fine.
So why does one choice sometimes feel immediate and stressful, while the other feels delayed and quietly confusing?
In this episode of Money, Clearly, we build on what you already know about money being “in motion” and look at when transactions actually finish — and who absorbs the uncertainty while they do.
You’ll learn:
why debit and credit feel so different even inside the same system
when money actually moves versus when it only looks approved
why timing gaps land on you with debit, but on the bank first with credit
This isn’t about which option is better.
It’s about understanding when the system finishes — and who feels it first.
