• Self Employed Income Calculation Crash Course
    Mar 12 2024

    The first episode of "Now You Know" with Caeli Ridge is here !
    Caeli is going to walk you through calculating your income for mortgage loans as a self-employed person and what this means when applying for a mortgage loan.

    For more education and access to live events join our Community here !
    https://community.ridgelendinggroup.com/events/live-with-caeli

    As always, give Ridge Lending Group a call if you have any questions at
    855-747-4343 or email us at info@RidgeLendingGroup.com

    Copyright ©2024 Geneva Financial, LLC, DBA Ridge Lending Group

    NMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

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    16 Min.
  • Remote Real Estate Investing: Pros, Cons & Tips
    Feb 20 2024

    Caeli Ridge recorded this episode on 2/20/2024

    Remote Real Estate Investing : Pros, Cons & Tips

    Caeli details the Pros, Cons and Tips to Master Remote Real Estate Investing including diversifying portfolios, thorough research, build reliable local teams, embracing technology, finding reliable property managing partnerships and other topics!

    https://www.narpm.org/

    Check out the video with the screen share and the documentation in the Community and our YouTube Channel.
    https://www.youtube.com/c/RidgeLendingGroup

    You can join these live by following this link to join the call:
    https://community.ridgelendinggroup.com/events/live-with-caeli


    As always, give Ridge Lending Group a call if you have any questions at
    855-747-4343 or email us at info@RidgeLendingGroup.com

    Copyright ©2024 Geneva Financial, LLC, DBA Ridge Lending Group

    NMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

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    34 Min.
  • When is the Right Time to Refi? Let’s do the Math!
    Feb 6 2024

    Caeli Ridge recorded this episode on 2/6/2024

    When is the Right Time to Refi? Let’s do the Math!

    In today's call Caeli discussed the things you should be looking at when you are deciding whether or not to refinance your property. She outlines the checklist that she would recommend you doing before making your decision, to cover all of your bases and make sure that the math is adding up to be the shortest amount of time to recapture your costs in the process.

    Check out the video with the screen share and the documentation in the Community and our YouTube Channel.
    https://www.youtube.com/c/RidgeLendingGroup

    You can join these live by following this link to join the call:
    https://community.ridgelendinggroup.com/events/live-with-caeli


    As always, give Ridge Lending Group a call if you have any questions at
    855-747-4343 or email us at info@RidgeLendingGroup.com

    Copyright ©2024 Geneva Financial, LLC, DBA Ridge Lending Group

    NMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

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    34 Min.
  • Guest Speaker Sam Parker with My Credit Guy
    Jan 24 2024

    Caeli Ridge recorded this episode on 1/23/2024

    Guest Speaker Sam Parker with My Credit Guy

    Sam Parker of My Credit Guy joins the podcast today to talk about credit, credit repair, the percentages of the different points that make up your credit score, and some really interesting tips and tricks of the trade for building your credit and maintaining a high credit score while investing in real estate.

    Sam & Caeli have some great Q&A where Sam details a few things you can do to improve your credit score, and how his company can help you in achieving better credit scores by following their personalized guides.

    Sam also shared with us his website where he partners with Experian, creditsitter.com

    You can find Sam at mycreditguy.com or www.team-parker.com

    Check out the video with the screen share and the documentation in the Community and our YouTube Channel.
    https://www.youtube.com/c/RidgeLendingGroup

    You can join these live by following this link to join the call:
    https://community.ridgelendinggroup.com/events/live-with-caeli


    As always, give Ridge Lending Group a call if you have any questions at
    855-747-4343 or email us at info@RidgeLendingGroup.com

    Copyright ©2024 Geneva Financial, LLC, DBA Ridge Lending Group

    NMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

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    53 Min.
  • Creative Financing Strategies for Non-Owner Occupied Portfolios
    Jan 3 2024

    Caeli Ridge recorded this episode on 1/2/2024

    Creative Financing Strategies for Non-Owner Occupied Portfolios

    Caeli Ridge discusses some really creative options that Ridge Lending Group can offer as it relates to purchases and refinances. Ever wondered about some alternative ways to get funding for your next home or investment property? Tune it to hear about all that Ridge Lending Group offers!

    Check out the video with the screen share and the documentation in the Community and our YouTube Channel.
    https://www.youtube.com/c/RidgeLendingGroup

    You can join these live by following this link to join the call:
    https://community.ridgelendinggroup.com/events/live-with-caeli


    As always, give Ridge Lending Group a call if you have any questions at
    855-747-4343 or email us at info@RidgeLendingGroup.com

    Copyright ©2024 Geneva Financial, LLC, DBA Ridge Lending Group

    NMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

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    43 Min.
  • Risk Management: Understanding Through a Lenders Perspective
    Dec 21 2023

    Caeli Ridge recorded this episode on 12/26/2023

    Risk Management: Understanding Through a Lenders Perspective

    Caeli Ridge will go through the understanding of risk management as it pertains to the lender, so that investors can have a better understanding of what is going on behind the scenes when it comes to investing in real estate. She will round out the episode by discussing the state of the market and what can be expected in the new year, 2024!

    Check out the video with the screen share and the documentation in the Community and our YouTube Channel.
    https://www.youtube.com/c/RidgeLendingGroup

    You can join these live by following this link to join the call:
    https://community.ridgelendinggroup.com/events/live-with-caeli


    As always, give Ridge Lending Group a call if you have any questions at
    855-747-4343 or email us at info@RidgeLendingGroup.com

    Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group

    NMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

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    21 Min.
  • Staying Consistent Long After the New Years Resolutions are Forgotten
    Dec 13 2023

    Caeli Ridge recorded this episode on 12/12/2023

    Guest Speaker Brent Widman from Southwestern Consulting joins today as our guest speaker. Caeli and Brent have a great Q&A on what it means to stay consistent in life and discuss the power of writing your goals down in order to achieve them. They discuss many personal insights on what it means to be successful, and what drives us all!

    You can contact Brent Widman at bwidman@southwesternconsulting,com or call or text him at 507-382-7641. He offers a 30 minute business action plan so please check him out to help you reach your goals!

    Check out the video with the screen share and the documentation in the Community and our YouTube Channel.
    https://www.youtube.com/c/RidgeLendingGroup

    You can join these live by following this link to join the call:
    https://community.ridgelendinggroup.com/events/live-with-caeli


    As always, give Ridge Lending Group a call if you have any questions at
    855-747-4343 or email us at info@RidgeLendingGroup.com

    Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group

    NMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

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    50 Min.
  • How to Confirm Property Taxes via County Tax Assessor
    Nov 28 2023

    Caeli Ridge recorded this episode on 11/28/2023

    Have you ever been hit with a property tax bill that far exceeded your expectations? You've come to the right place ! Caeli breaks down property tax definitions for us as well as showing us how you can know exactly what you'll be paying in property taxes based on the county in which your property resides.

    We dive into a Q & A after this explanation as well as some news, updates and expectations for rates and other real estate investment pieces.

    Check out the video with the screen share and the documentation in the Community and our YouTube Channel.

    https://www.youtube.com/c/RidgeLendingGroup

    You can join these live by following this link to join the call:
    https://community.ridgelendinggroup.com/events/live-with-caeli


    As always, give Ridge Lending Group a call if you have any questions at
    855-747-4343 or email us at info@RidgeLendingGroup.com

    Copyright ©2023 Geneva Financial, LLC, DBA Ridge Lending Group

    NMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved

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    48 Min.