Don't put all your eggs in one basket! In this episode, CREI Collin teaches you how to build a resilient, diversified passive income portfolio that protects you from market downturns, sponsor failures, and asset class headwinds. Learn the 4 pillars of diversification and how to balance risk and return across sponsors, markets, asset classes, and hold periods.

• Tom's hurricane story: Why concentration risk is dangerous
• The 4 Pillars of Diversification: Sponsors, Markets, Asset Classes, Hold Periods
• Why you should invest with 3-5 different sponsors (not just one)
• How to diversify across 3-5 markets with strong fundamentals
• Asset class diversification: Multifamily, self-storage, mobile home parks, and more
• How to balance conservative, moderate, and aggressive portfolio allocations
• Why 6-12 total investments is the sweet spot (avoid over-diversification)
• How to track and manage your portfolio over time

• [0:00] Introduction: Why one deal is a gamble, not a strategy
• [1:30] Tom's Story: Hurricane Harvey and the cost of concentration risk
• [3:45] Why Diversification Matters (Market, Sponsor, Asset Class, Timing Risk)
• [6:00] The 4 Pillars of Diversification Overview
• [6:30] Pillar #1: Diversify Across Sponsors
• [7:30] Goal: Invest with 3-5 sponsors over time
• [8:30] Example: 8 investments across 4 sponsors
• [9:30] Pillar #2: Diversify Across Markets
• [10:00] Goal: Invest in 3-5 different markets
• [11:00] Target markets: Sun Belt, Southeast, Midwest, Mountain West
• [12:15] Example: 8 investments across 6 markets
• [13:00] Pillar #3: Diversify Across Asset Classes
• [13:30] Goal: Invest in 2-3 asset classes
• [14:00] Asset class breakdown: Multifamily, Self-Storage, Mobile Home Parks, Retail, Industrial, Office
• [16:00] Example: 5 multifamily, 2 self-storage, 1 mobile home park
• [17:00] Pillar #4: Diversify Across Hold Periods and Investment Stages
• [18:00] Value-Add vs. Core-Plus vs. Stabilized vs. Development
• [19:30] Example: Staggered exit timelines for liquidity
• [20:30] How to Balance Risk and Return
• [21:00] Conservative portfolio: 12-15% IRR, stabilized/core-plus
• [21:45] Moderate portfolio: 15-18% IRR, value-add/core-plus mix
• [22:30] Aggressive portfolio: 18-22%+ IRR, value-add/opportunistic
• [23:30] How to Avoid Over-Diversification
• [24:00] Mistake: Too many deals (20+ syndications = overwhelming)
• [24:45] Goal: 6-12 total investments over time
• [25:30] Invest larger amounts in fewer deals
• [26:30] How to Build Your Portfolio Over Time (Year 1-3+ timeline)
• [28:00] How to Track and Manage Your Portfolio (spreadsheet system)

✅ Diversify across 3-5 sponsors, 3-5 markets, 2-3 asset classes

✅ Aim for 6-12 total investments (sweet spot for diversification without overwhelm)

✅ Invest larger amounts in fewer deals (not $25K across 10 deals)

✅ Stagger investments over time to manage timing risk

✅ Track your portfolio quarterly with a simple spreadsheet

• Free Passive Investor Coaching Program: passiveinvestorcoaching.com
• CREI Partners: CREIPartners.com
• Email: invest@CREIPartners.com

#PassiveIncome #RealEstateInvesting #Diversific...

• (00:00:01) - Building Passive Income
• (00:01:23) - Building a Passive Income Portfolio
• (00:02:18) - Real Estate Syndications: Risk Is Real
• (00:03:45) - Why Diversification Matters
• (00:05:29) - 4 Pillars of Diversification
• (00:15:17) - Building a Diversified Passive Income Portfolio

High-income earners: Stop overpaying taxes! In this episode, CREI Collin reveals how physicians, executives, and business owners earning $250K-$500K+ use commercial real estate syndications to generate massive tax deductions through depreciation—without becoming landlords. Learn the difference between real losses and paper losses, how cost segregation works, and how to build a passive loss carryforward.

• Sarah's story: How a physician reduced her tax liability by $120K in year one
• Real estate depreciation explained: The IRS gift to investors
• Cost segregation: How to accelerate depreciation into the first few years
• Bonus depreciation phase-out schedule (2023-2027)
• The difference between paper losses and real losses
• Passive Activity Loss Rules: Why W-2 employees can't offset active income
• How to build a passive loss carryforward to offset future capital gains
• Real Estate Professional Status (REPS): Is it worth it?

• [0:00] Introduction: How to legally reduce your tax bill with real estate
• [1:45] Sarah's Story: $300K invested, $120K in first-year depreciation
• [4:00] The Foundation: How Real Estate Depreciation Works
• [5:30] Standard depreciation periods (27.5 years residential, 39 years commercial)
• [6:45] Cost Segregation: Accelerating Depreciation Explained
• [8:00] Example: $10M property generates $1.5-$2M first-year depreciation
• [9:30] Bonus Depreciation: The Turbo Boost
• [10:30] Phase-out schedule: 80% (2023) down to 0% (2027)
• [11:45] Real Losses vs. Paper Losses: The Critical Difference
• [13:00] Example: $7K cash + $40K depreciation = $33K paper loss
• [14:30] Passive Activity Loss Rules: The Key Limitation
• [15:30] Why W-2 employees can't offset active income (unless REPS)
• [16:45] Building Passive Loss Carryforwards: The Long-Term Strategy
• [18:00] Real Estate Professional Status (REPS): 750-hour rule explained
• [19:30] How to Use Syndications for Tax Planning: The 5-Step Strategy
• [21:00] Step 1: Assess your tax situation with your CPA
• [21:45] Step 2: Invest in high-quality syndications with cost segregation
• [22:30] Step 3: Build your passive loss carryforward
• [23:15] Step 4: Use losses strategically to offset future passive income
• [24:00] Step 5: Review and adjust annually
• [25:00] Important Tax Strategies: Timing, offsetting passive income, oil & gas
• [26:30] Common Mistakes to Avoid
• [28:00] Mistake: Investing solely for tax benefits (fundamentals first!)

✅ Depreciation creates "paper losses" that reduce taxable income (without real losses)

✅ Cost segregation accelerates depreciation into the first 1-3 years

✅ Bonus depreciation is phasing out—act before 2027

✅ W-2 employees: Passive losses build carryforwards to offset future capital gains

✅ NEVER invest in a bad deal just for the tax write-off—fundamentals first!

• Free Passive Investor Coaching Program: passiveinvestorcoaching.com
• CREI Partners: CREIPartners.com
• Email: invest@CREIPartners.com

#PassiveIncome #RealEstateInvesting #TaxStrategy #Depreciation #CostSegregation #WealthBuilding #FinancialFreedom #PassiveInvestor #TaxPlanning #HighIncomeStrategies

Ready to Build Your Tax-Efficient Inv...

• (00:00:01) - Building Passive Income
• (00:01:23) - How Real Estate Depreciation Can Lower Your Tax Bill
• (00:07:42) - Passive Losses vs. Active Losses
• (00:11:05) - How to Use Syndications for Tax Planning
• (00:16:48) - Building Passive Income

The sponsor is more important than the deal. In this episode, CREI Collin walks you through the exact due diligence framework to evaluate sponsors before you invest. Learn the 5 pillars of sponsor evaluation, the red flags to watch for, and the questions you MUST ask before writing a check.

• Michael's cautionary tale: How skipping due diligence cost him $100K
• The 5 Pillars of Sponsor Due Diligence (Track Record, Team, Structure, Communication, Reputation)
• The critical questions to ask about track record and completed exits
• How to evaluate a sponsor's team and operations
• Deal structure red flags: fees, profit splits, and alignment of interests
• How to conduct reference checks (and what questions to ask)
• 8 red flags that should make you walk away immediately

• [0:00] Introduction: Why the sponsor matters more than the deal
• [1:30] Michael's Story: The $100K lesson in skipped due diligence
• [3:45] The 5 Pillars of Sponsor Due Diligence Overview
• [4:30] Pillar #1: Track Record and Experience
• [5:00] Question 1: How many deals have you completed?
• [6:00] Question 2: How many deals have you successfully exited?
• [7:00] Question 3: What were the ACTUAL returns vs. projections?
• [8:15] Question 4: Have you been through a down market?
• [9:30] Question 5: Do you have experience in THIS asset class and market?
• [10:30] Pillar #2: Team and Operations
• [11:00] Who is on your team? (Acquisitions, Asset Management, IR, Finance)
• [12:15] Full-time vs. side hustle sponsors
• [13:00] How many deals are you managing at once?
• [14:00] Property management relationships
• [15:00] Pillar #3: Deal Structure and Alignment of Interests
• [15:30] Skin in the game: Minimum 5% co-investment required
• [16:30] Fee structure breakdown (Acquisition, Asset Management, Disposition)
• [17:45] Profit split and preferred return standards (70/30, 6-8% pref)
• [19:00] Pillar #4: Communication and Transparency
• [19:30] How often do you communicate? (Monthly/Quarterly updates required)
• [20:30] What happens when things go wrong?
• [21:30] Can I see examples of past investor updates?
• [22:00] Pillar #5: Reputation and References
• [22:30] How to ask for and call investor references
• [23:30] Questions to ask references
• [24:45] Do your own online research (Google, BBB, SEC filings)
• [25:30] Trust your gut
• [26:00] 8 Red Flags That Should Make You Walk Away
• [28:30] How to Organize Your Due Diligence (Checklist, Scorecard, Database)

✅ The sponsor is MORE IMPORTANT than the deal—never skip due diligence

✅ Require minimum 5 completed deals with successful exits

✅ Demand 5%+ sponsor co-investment for alignment

✅ Call 3-5 investor references—don't skip this step!

✅ Red flags: No track record, lack of transparency, no skin in the game, poor communication

• Free Passive Investor Coaching Program: passiveinvestorcoaching.com
• CREI Partners: CREIPartners.com
• Email: invest@CREIPartners.com

#PassiveIncome #RealEstateInvesting #DueDiligence #SponsorVetting #Syndication #WealthBuilding #FinancialFreedom #PassiveInvestor #CommercialRealEstate #InvestmentStrategy

Ready to Vet Your Next Sponso...