In Part 1, we got clear on your five key numbers: income, expenses, pensions, savings, and debts. Now, it’s time to put them to work.

In this episode, we look at what your numbers are actually telling you — and how to use them to decide what matters most right now. We’ll cover:

• How to calculate your net worth (and why it’s more than just a number on paper)
• Doing a spending audit to see if your money aligns with your values
• Spotting (and stopping) lifestyle creep before it eats up your progress
• Why “paying yourself first” is the simplest way to protect your future
• How the 50/30/20 (or 65/20/15) rule can help you balance essentials, lifestyle choices, and future goals — without feeling deprived

You’ll also hear some real-life examples, questions to ask yourself, and a few mindset shifts that can make this whole process less overwhelming.

📥 Download the free “Know Your Numbers” worksheet to follow along (Link also in Instagram bio)

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Disclaimer: This podcast is for information only and not financial advice. Please do your own research or speak to a licensed financial advisor.