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Your ability to earn money is your most valuable financial asset, and most people have zero protection for it.

In this episode, Jessica and Brandon break down disability insurance from the ground up: what it actually covers, why your employer's policy probably isn't enough, and how to plug the gaps before something happens.

You'll learn:

• The difference between short-term and long-term disability, and why most people confuse them
• Why 60% of your base salary sounds fine until you do the math
• The critical policy feature that determines whether you can actually collect (own occupation vs. any occupation)
• How the underwriting process works, and why your medical records matter more than you think
• Why disability insurance may be more important than life insurance
• The future increase rider that lets you grow your coverage without going through medical underwriting again

If you have income and people who depend on it, this episode is non-negotiable.

🎙️ New episodes every Wednesday on Apple Podcasts, Spotify & YouTube

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Money, relationships, and the mindset to master both. Hosted by financial advisor Brandon and his wife Jessica, The Sugar Daddy Podcast breaks down how to build wealth, unpack old money beliefs, and have real conversations...