A must-listen audiobook for the Black and Brown communities! Financial Literacy & Ownership, from conception this audiobook was meant to facilitate the delivery of a singular, but broad message. My message is that of financial literacy and ownership; ownership of assets, real property, commodities, businesses, and intellectual property. I wish to convey to the Black community an urgency regarding this message to say that financial literacy and ownership are sorely lacking in the Black community and this fact is, has been, and shall continue to stymie the growth and the evolution of the Black community until we infuse a paradigm shift in our communal thinking. Accept that as Black Americans we do not live in a world of our own making, but we can now more than ever, be the designers of our own true legacy.