In a whisper I heard someone say, "questionable personal finance, low credit scores, doubtful money-management skills, and lack of timely bill payments are frustrating and embarrassing!" Immediately, I wanted to share my personal experience and the success that I have had boosting my credit score, managing money effectively, and handling my personal finance with confidence.

I often wonder how many people are aware they can potentially increase their credit score themselves within minutes. Look: The reality is fixing your credit on your own doesn't have to be as hard as you may think. This book offers you exclusive self-help insight to effectively repair your credit and rebuild your creditworthiness.

Spending money on a credit-repair firm to get your credit in shape can actually be avoided. Before I decided to repair my credit using a few additional low cost resources, I spent over 4,000 dollars working with a reputable credit-repair company. Although they did improve my credit, I was not happy with the fact that it took them four years to do so. In retrospect, I would rather had kept the money and repaired it myself. Well, you know what they say, "If I knew then what I know now!"

My sincere desire is to help others by sharing what worked for me and those within my family. This detailed book is what you need to take control of your finances, while boosting your credit. As you may know, there are many credit-repair books are on the market. However, this book introduces step-by-step techniques, tips, instructions, and sample letters to guide you to promised land of great credit.

This book will appeal to teenagers, young adults, and those with established credit.

Now slowly inhale and exhale, because this book is aimed to bring you financial peace.