Retirement is just 12 months away—are you ready? In the final episode of the Retirement Readiness Journey series, Rose Price CFP®, AIF®, and Chris Mellone CFA, CFP®, AIF®, discuss the key financial and emotional decisions that can help make your transition into retirement a success. From Social Security claiming strategies and Medicare planning to creating a sustainable retirement paycheck and adjusting to life after work, this episode provides practical guidance for navigating your final year with confidence.

Key Topics:

• Social Security Claiming Strategies: Understanding Full Retirement Age (FRA), evaluating early versus delayed claiming decisions, and determining the right strategy based on your goals, health, and retirement timeline.
• Medicare & Healthcare Planning: Preparing for Medicare enrollment, understanding COBRA coverage options, navigating IRMAA surcharges, and avoiding common healthcare planning mistakes before retirement.

Retirement Income & Lifestyle Transition: Building a retirement paycheck, adjusting spending expectations, creating sustainable withdrawal strategies, and preparing for the emotional shift from working life to retirement.


Visit vlpfa.com to download resources or schedule a complimentary consultation to begin your personalized Retirement Readiness Journey.

Schedule a complimentary consultation: https://www.vlpfa.com/contact-us


Securities offered through Cetera Wealth Services LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment advisor. Cetera is under separate ownership from any other named entity. The views stated in this material are not necessarily the opinion of Cetera Wealth Services LLC and should not be construed directly or indirectly as an offer to buy or sell any securities mentioned herein. Hosted by Rose Price, CFP®, AIF®, Partner, Financial Advisor and Chris Mellone, CFA, CFP®, AIF® Partner, Financial Advisor; VLP Financial Advisors, 8391 Old Courthouse Rd, Suite 203; Vienna, VA 22182. 703-356-4360.