In this podcast episode, we are absolutely honored to interact and collaborate with Mr. Igor Kostyuchenok who is the Head of Artificial Intelligence for the company - Mbanq. He is based out of Munich, Bavaria, Germany

a) Talks about the timeline of his journey in the IT industry

b) In-brief, talks about his conference visits and also shares his view FinTech and other tech related topics.

c) Gives an insight into the exciting use case for AI and, Agentic AI in FinTech and Banking and, also about the potential risks and problems that can come with it and whether the people are prepared for it.

d) Mentions about the general software development topics in a scaling startup than about core banking in particular.

e) Shares his experience of shaping the Open Banking initiative and working with the pioneers of FinTech and Crypto like Ripple back in the days.

f) Talks about the differences in serverless and monolithic architectures, the pros and, cons of both of them and having said that the pros and cons of running the infrastructure in a cloud.

g) Sheds some spotlight into him launching and running the Mbanq Labs - Accelerator in Singapore, whose experience gave you the foundational idea to come up with your book "Startup, please".

h) Gives an overview on the early stages of Mbanq company, where your product was still in its infancy and having said that how a bigger player got interested in your infrastructure that led you to get ahead of others very fast.