Hochul's Car Insurance Reforms Face Albany Hurdles
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Hochul's Car Insurance Reforms Face Albany Hurdles
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Governor Kathy Hochul aims to reduce New Yorks high car insurance rates by reforming no-fault laws, capping lawsuits, and fighting fraud. However, her proposals face opposition from trial lawyers and budget watchdogs, who argue that drivers are not the problem and that these changes would leave accident victims with no compensation. The states no-fault system, which covers medical bills and lost wages regardless of fault, is also a point of contention. Insurers pay out most claims but still report big losses due to legal fees. Negotiations are ongoing in the state budget, with Hochul dropping a joint liability change to secure other reforms.
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