🚨 CALIFORNIA SHARED APPRECIATION PROGRAM IS BACK 🚨

And yes… it’s a BIG deal.

Here’s what you need to know:

🏡 This program can help with your down payment

💰 It’s a shared appreciation loan (meaning the state shares in the future value increase)

📉 It reduces the amount of money you need upfront

🚀 It can help first-time buyers get in sooner instead of waiting years to save

A lot of people get scared when they hear “shared appreciation.”

But let’s break it down simply:

If you don’t buy, you get 0% appreciation.

If you do buy, you build equity AND potentially appreciation — even after sharing a portion.

The real question isn’t:

“Do I want to share appreciation?”

It’s:

“Do I want to stay on the sidelines while prices continue to move?”

This program isn’t for everyone.

But for the right buyer, it can be a powerful strategy to enter the market NOW instead of years from now.

⚠️ Funds are limited.

⚠️ Not everyone qualifies.

⚠️ Education is key.

If you’ve been saying:

“I just need help with the down payment…”

This might be your window.

DM me “DREAM” and let’s see if this makes sense for you.

🏡 Lydia Ramirez

Realtor® | 408 → 209

Real Brokerage, Silicon Valley

DRE 02211023

📱 408-595-7901

#CaliforniaRealEstate #DreamForAll #SharedAppreciation #FirstTimeHomeBuyer #209RealEstate #408RealEstate #BuildEquity #HomeownershipJourney