Understanding the ACA Marketplace Metal Tiers

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Understanding the ACA Marketplace Metal Tiers

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When stepping into the ACA marketplace, you’ll obviously have a plethora of different plans to offer to your clients. What if we told you there was an easy way to break down the different types of plans you could be selling in hopes of helping your clients better understand what they’re buying into? In this episode of the Agent Survival Guide Podcast, we’ll be guiding your next sale to a podium finish by breaking down the ACA metal tiers! Read the text version Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 📧 Connect with the Ritter Insurance Marketing Sales Team Near You! 📢 Submit a shoutout to be read in a future episode 🎙️ Be a Guest on the ASG Podcast 💌 Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: ACA 101: Selling Under-65 Health Insurance ACA in 2027: CMS Changes, Fraud Prevention & Identity Proofing ft. Arthur Barlow Understanding ACA Plan Metal Tiers References: Average monthly marketplace premiums by metal tier: KFF State Health Facts. KFF. (2025, November 3). https://www.kff.org/affordable-care-act/state-indicator/average-marketplace-premiums-by-metal-tier/?currentTimeframe=0&sortModel=%7B%22colId%22%3A%22Location%22%2C%22sort%22%3A%22asc%22%7D Health Insurance Marketplace. (n.d.-a). Health plan categories: Bronze, Silver, Gold, & Platinum. HealthCare.gov. https://www.healthcare.gov/choose-a-plan/plans-categories/ Lewis, B. E. (2026, March 25). What are the four metal tiers of Affordable Care Act Health Plans?. GoodRx. https://www.goodrx.com/insurance/aca/aca-tiers-of-coverage Quality ratings of health plans. HealthCare.gov. (n.d.-b). https://www.healthcare.gov/quality-ratings/ Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

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