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  • Breaking the Taboo: Why Open Conversations About Money Matter
    Jul 29 2025
    Hazel discusses the "taboo" subject of money, the importance of open conversations about finances with significant others, children, and friends. Hazel talks about early experiences with money shape our understanding and relationship with it, using personal anecdotes to illustrate the value of earning and appreciating money. KEY TAKEAWAYS Importance of Money Conversations: Engaging in open discussions about money with significant others, children, and friends is crucial for understanding financial situations and opportunities. Avoiding these conversations can lead to missed opportunities and misunderstandings. Personal Experiences Shape Perspectives: Individual experiences with money, whether growing up in a financially constrained environment or having money readily available, significantly influence one's relationship with money. Sharing these experiences can foster better understanding and learning. Teaching Financial Responsibility: Introducing children to the value of money through earning and saving helps them appreciate its worth. Practical experiences, such as working for money or investing, can instill a sense of responsibility and understanding of financial concepts. Encouraging Financial Literacy: Conversations about money should include discussions on spending habits, saving, and earning. This can help individuals recognise their financial behaviors and make informed decisions about their financial futures. Breaking the Taboo: Money should not be a taboo subject. By challenging the stigma around discussing finances, individuals can improve their financial literacy and overall quality of life, leading to healthier financial habits and better financial outcomes. BEST MOMENTS "If you're not having healthy conversations about money... you could be quite frankly doing yourself a disservice." "Money habits are formed very early on. And if they're never challenged, then you may never realise the potential that you have on the financial front." "Just giving children things... isn't necessarily the best thing for them." "He said to us that he really appreciated it in a totally different way than if he had just been given it." "It's time to have that conversation to start with, with yourself and then secondly, with other people." VALUABLE RESOURCES Click Here To Book Your FREE 30 Minute Clarity Call HERE... https://calendly.com/thefreedomclub/3... ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free. She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'. During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
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    16 Min.
  • Missed Chances: Lessons Learned from Regret and Reflection
    Jul 22 2025
    Have you ever looked back and thought, “I should’ve taken that chance”? In this powerful episode, Hazel shares personal stories about missed opportunities and the life-changing lessons they bring. KEY TAKEAWAYS Recognizing Missed Opportunities: Everyone has experienced missing opportunities at some point in their lives, whether consciously or unconsciously. It's important to acknowledge these moments and learn from them rather than dwell on regret. Taking Action: When opportunities arise, it's crucial to be brave and take action. Hesitation and excuses can lead to missed chances that could significantly impact your life. Preparation is Key: It's not enough to simply be ready for an opportunity; one must actively prepare and practice to ensure they can seize it when it presents itself. Learning from Experience: Reflecting on missed opportunities can provide valuable lessons. Understanding what held you back can help you make better decisions in the future and encourage you to take risks. Cost of Inaction: Missing opportunities often comes with a cost, whether it's financial, emotional, or experiential. Recognizing what you miss out on can motivate you to act when new opportunities arise. BEST MOMENTS "Have you ever missed an opportunity? I think it's probably pretty safe to say that you have because most, if not everybody, has missed at least one big opportunity." "You can't turn the clock back, you can't get your youth back" "You have to be in the state of mind and the openness to take an opportunity when it presents itself to you." "There's literally no point living with regret. The next best thing is to prepare and then take action when you can." "If it's something that aligns with you, and something that feels right, then all I'm gonna leave you with is this: just do it." VALUABLE RESOURCES Click Here To Book Your FREE 30 Minute Clarity Call HERE... https://calendly.com/thefreedomclub/30min ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free. She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'. During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. CONTACT METHODS ⁠Website⁠⁠ Instagram⁠ This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/⁠
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    15 Min.
  • Avoiding Misinformation In Investment Decisions
    Jul 16 2025
    In this episode Hazel explores the critical question of who we seek advice from, particularly in the context of fluctuating markets such as cryptocurrencies, property, and stocks. Evaluate the Source of Advice: It's crucial to consider who you are taking advice from, especially during volatile market conditions. Ensure that the person has relevant experience and knowledge in the area they are discussing. Beware of Hearsay and FOMO: Be cautious of opinions from friends or acquaintances who may not have a deep understanding of the subject. Avoid making decisions based on fear of missing out (FOMO) without doing your own research. Seek Experienced Mentors: Look for advice from individuals who have successfully navigated similar situations and have a proven track record. Their insights can provide valuable guidance based on real-world experience. Do Your Due Diligence: Always research the credibility of the advice you receive. Verify the background and expertise of the person giving advice to ensure it is grounded in reality and not just hype. Value of Paid Advice: If advice is free or inexpensive, consider its worth. Often, valuable insights come from those who have invested time and resources into their expertise, so be discerning about the sources you trust. BEST MOMENTS "Who do you take advice from? It's a really good and interesting question to ask yourself, particularly at points in the market that we see at the moment." "Never take advice from someone you wouldn't trade places with." "If I'd listened to her, we would have completely stuffed ourselves. We would have done ourselves out of years worth of amazing cash flow." "Make sure that the person you are actually seeking advice from is somebody that you would like to potentially trade places with." "If advice is free or cheap, then you have to really check whether that advice is worth it." VALUABLE RESOURCESClick Here To Book Your FREE 30 Minute Clarity Call HERE...https://calendly.com/thefreedomclub/30min ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free. She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'. During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. CONTACT METHODS WebsiteInstagram This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/ KEY TAKEAWAYSBEST MOMENTS
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    14 Min.
  • See a Need, Fill a Need
    Jul 16 2025
    In this episode Hazel explores the profound connection between the value we create for others and the financial rewards that follow. Drawing on inspiring examples from history, such as Henry Ford and tech giants like Microsoft and Apple, the discussion emphasises that true wealth stems from serving others and fulfilling their needs. KEY TAKEAWAYS Value Creation Leads to Wealth: Money is a byproduct of the value you create for others. Successful individuals and businesses have thrived by serving the needs of others and providing valuable solutions. Identify Your Passion: To transition from a traditional job to a more fulfilling role, it's essential to identify what you love to do. Ask yourself, "What is the one thing I cannot not do every day?" This can guide you toward a potential side hustle or business idea. Leverage Your Knowledge and Skills: Everyone has unique skills and knowledge that can be monetized. Whether it's a hobby or a professional skill, consider how you can share this expertise with others, such as through online courses, mentoring, or content creation. Capture Inspirational Ideas: Keep a notebook handy to jot down ideas that come to you, especially during quiet moments like first thing in the morning or last thing at night. This practice can help you discover new ways to bring value to others. See a Need, Fill a Need: Look for gaps in the market where your skills or passions can provide solutions. The concept of "see a need, fill a need" can inspire innovative ideas that not only fulfill your interests but also serve others effectively. BEST MOMENTS "Money is simply a byproduct of the value you create for others." "If you are perhaps in a nine to five role at the moment... how can I bring value to the table?" "What's the one thing you cannot not do every day? That's a really great question." "If something is a chore, then if you start up a little side hustle... it's not going to last." "See a need, fill a need." VALUABLE RESOURCESClick Here To Book Your FREE 30 Minute Clarity Call HERE...https://calendly.com/thefreedomclub/30min ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free. She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'. During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. CONTACT METHODS WebsiteInstagram This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/ KEY TAKEAWAYSBEST MOMENTS
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    15 Min.
  • From Gridiron Dreams to Life Lessons: Tim Adams on the Journey of Peak Performance and Personal Growth
    Jul 15 2025
    In this episode Hazel is joined Tim Adams, a peak performance coach with extensive experience across various fields, including professional sports, the military, and business. Tim shares his personal journey, from his childhood dreams of playing in the NFL to overcoming significant challenges. KEY TAKEAWAYS The Importance of Perspective: Gaining a broader perspective is crucial for personal and professional growth. By exploring different viewpoints and experiences, individuals can break free from limiting beliefs and achieve greater success. Inner Work and Self-Discovery: True performance and success stem from doing inner work and understanding oneself. This involves facing personal challenges and shadows, which can lead to profound transformation and a more fulfilling life. Hustle vs. Harmony: While the hustle and grind mentality may be necessary at the beginning of one's career, true success comes from finding harmony and flow in life. This balance allows for sustainable growth and enjoyment in both personal and professional realms. Value of Relationships: Success is not just about individual achievements; it also involves nurturing relationships with family and friends. Acknowledging and prioritizing these connections is essential for overall well-being and fulfillment. Openness to Different Beliefs: Embracing diverse perspectives and being open to conversations about spirituality and personal beliefs can enrich one's understanding of the world. This openness fosters acceptance and allows for deeper connections with others. BEST MOMENTS "Life isn't happening to you. Life is happening for you and ultimately the place you want to get to is life is happening through you and from you." - Tim Adams "The sooner you can get your lesson, the sooner you can understand why this is happening for me, is the sooner I can start to now create the world in which I ultimately want to live in." - Tim Adams "There's a rhythm and a cycle for everything, and you do it while always having one eye on what you're currently doing and the other on the future you." - Tim Adams "I believe that the quickest way to improve the human condition is by touching the hearts, the minds, and the souls of leaders who can touch thousands, millions, maybe even billions of people." - Tim Adams "The hustle and grind mentality is required for the lower levels. You have to learn how to work." - Tim Adams VALUABLE RESOURCESLinkedin - https://www.linkedin.com/in/david-roberts-bwpInsta - davidcroberts_ Tik - davidcroberts_Fb - https://www.facebook.com/dave.roberts.5076798 And the community is designed to help owners build a high impact, high value business and a great place to work that you can scale, step forwards from or sell for life changing money - people can join at bit.ly/BWPCommunity Click Here To Book Your FREE 30 Minute Clarity Call...https://calendly.com/thefreedomclub/30min ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free. She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'. During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. CONTACT METHODS ⁠Website⁠⁠Instagram⁠ This Podcast has been brought to you by Disruptive Media. ⁠https://disruptivemedia.co.uk/⁠
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    1 Std. und 13 Min.
  • How Small Changes Create Massive Results
    Jul 1 2025
    In this episode, Hazel explores the powerful concept of incremental shifts and how small, consistent actions can lead to significant changes in your life. Learn how to become the captain of your ship and navigate towards the success you desire, one degree at a time. KEY TAKEAWAYS Incremental Shifts Matter: Success is often the result of small, consistent actions taken over time rather than sudden, dramatic changes. These incremental shifts can lead to significant progress towards goals. Consistency Over Natural Talent: Individuals who may not have natural talent but consistently practice and improve their skills can surpass those who rely solely on their innate abilities. Regular effort and dedication are crucial for long-term success. The Importance of Action: Taking action is essential. Merely thinking about or discussing goals is not enough; actual steps must be taken to initiate change and progress. Mastering the Mundane: Success often involves mastering everyday tasks and making choices that may seem insignificant at first. These small decisions accumulate over time, leading to substantial results. One Degree of Change: Just as a ship can change its course by making small adjustments, individuals can alter their life paths by making minor, consistent changes in their daily routines. Over time, these small shifts can lead to entirely different outcomes. BEST MOMENTS"Successful people just do the things that seem to make no difference in the act of doing them and they do them over and over and over until the compound effect kicks in." "The journey starts with a single step not with thinking about taking a step." "It's the ordinary everyday things that are easy to do, but easy to not do." VALUABLE RESOURCES Click here to download your FREE gift, our Financial Freedom Spreadsheet, to help you get a 'snap shot' of your finances... https://www.the-freedom-club.com/financial-freedom-spreadsheet-landing-page ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free. She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'. During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
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    18 Min.
  • The Power of Self-Talk
    Jun 26 2025
    In this episode Hazel delves into the concept of the stories we carry about our financial situations and life circumstances. Drawing from personal experiences and insights gained during a recent retreat, the discussion emphasizes the importance of recognizing and letting go of narratives that no longer serve us, particularly those rooted in feelings of lack and anxiety. KEY TAKEAWAYSRecognizing Limiting Stories: Many individuals carry around stories about their financial situations and life circumstances that stem from past experiences, which can create feelings of anxiety and lack. It's important to identify these narratives and question their validity. The Power of Self-Talk: The way we talk to ourselves and the stories we tell can significantly impact our lives. By changing our internal dialogue, we can shift our perspective and experiences. Letting Go of the "Unhappy Me": It's essential to drop the narrative of being the "unhappy me" and instead focus on recognizing our strengths and the abundance we already possess. This shift can lead to a more fulfilling life. Embracing Growth Through Challenges: Life will always present challenges, but viewing these as opportunities for growth can transform our experiences. Instead of succumbing to feelings of lack, we can ask ourselves what we can learn from difficult situations. BEST MOMENTS"We all carry around baggage that is not serving us, is not beneficial to us, and it is quite frankly downright heavy to take with us on this journey through our lives." "What we keep telling ourselves in our heads and also out loud has a big impact on us." "You get to decide who you are and what you want this life to be like." VALUABLE RESOURCES Click here to download your FREE gift, our Financial Freedom Spreadsheet, to help you get a 'snap shot' of your finances... https://www.the-freedom-club.com/financial-freedom-spreadsheet-landing-page ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free. She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'. During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
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    15 Min.
  • The Illusion of Success
    Jun 10 2025
    In this episode Hazel talks about the concept of the "golden trap," a feeling of entrapment that many experience despite achieving societal milestones such as home ownership, stable jobs, and family life. KEY TAKEAWAYS Understanding the Golden Trap: Many individuals reach a point in life where, despite achieving societal milestones (like a stable job, home, and family), they feel a sense of entrapment and unfulfillment, referred to as the "golden trap." Awareness is the First Step: Recognizing feelings of dissatisfaction and entrapment is crucial. Acknowledging these emotions allows individuals to assess their current situation and consider whether they want to continue feeling this way. The Illusion of the Golden Cage: The feeling of being trapped is often an illusion. There is a metaphorical door that can be opened, symbolizing the ability to change one's perspective and circumstances. Gratitude and Future Focus: Emphasizing gratitude for what one has while actively seeking ways to feel freer and more fulfilled can lead to a more satisfying life experience. The journey towards change is ongoing and requires commitment to personal growth. BEST MOMENTS"What I can share with you about this feeling of the golden trap is that you've reached a point in your life perhaps where you have the home, you have the family, you have decent job... and yet I feel trapped." "The first step to making any sort of change in your life is to become aware of what's not right, to become aware of that feeling or those thoughts in your mind." "In reality, this golden trap, this golden cage that many people experience at midlife is a bit of an illusion because in that golden cage, there is a door." "All you've got to do is acknowledge and realise that you are the one who has remained caged and kept yourself feeling trapped." VALUABLE RESOURCES Click here to download your FREE gift, our Financial Freedom Spreadsheet, to help you get a 'snap shot' of your finances... https://www.the-freedom-club.com/financial-freedom-spreadsheet-landing-page ABOUT THE HOST Having started her career as a professional, classical musician, Hazel de Kloe also had a personal quest to become financially free. She and her husband built a successful, multi-million-pound property business, next to their own careers, but soon realised that true freedom doesn’t JUST come from being financially independent… Having meant so much to her family, it has been her passion ever since, to inspire, educate and empower others on their journeys towards this 'Holy Grail'. During one particular property mentoring session back in 2009, she had a powerful recognition of exactly how to facilitate this. Nicknamed now, The Wealth Whisperer, she has a unique way of getting to the crux of what is needed to help fulfil this quest. This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/
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    15 Min.