In this episode of the Financially Fit Couple podcast, host Matthew Gray interviews John and Alexis Stevens, a married couple from Harrisonburg, Virginia, who share their unique career journeys and the financial implications of making significant career changes. John recounts his transition from a high school math teacher to a meteorologist and then to an IT trainer, while Alexis discusses her stable career as a university professor.

They explore the challenges and rewards of pursuing one's dream job, the importance of family values in career decisions, and the financial strategies that helped them navigate these changes. The episode offers valuable insights for couples considering career changes and emphasizes the importance of aligning career choices with personal values and family well-being.

00:00 Welcome to the Financially Fit Couple
00:42 Meet John and Alexis Stevens
02:29 Childhood Dreams and Career Paths
08:06 The Journey to Becoming a University Professor
10:40 John's Teaching Career and Challenges
14:07 Pursuing a Dream in Meteorology
19:45 The Big Career Change
27:54 Financial Implications of the Career Move
29:42 Starting a New Career: The First Year Experience
32:41 Adjusting to a New Lifestyle
35:07 The Toll on Family and Health
36:54 Realizing the Need for Change
44:15 Searching for a New Path
46:00 Finding the Perfect Fit
49:02 Reflecting on the Journey
56:32 Final Thoughts and Advice

Matthew Gray

https://www.linkedin.com/in/matthew-gray-cfp%C2%AE-5a2144134/

https://schrockfin.com/

Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC

In this episode of the Financially Fit Couple podcast, host Matthew Gray, a certified financial planner, speaks with Mackensie Ellis from Grad Fin about financing education through student loans. The discussion covers key points such as the difference between federal and private student loans, the application process, and various repayment and forgiveness options.

The episode also delves into upcoming changes to student loan programs, refinancing strategies, and how Grad Fin provides free consultation services to help borrowers navigate these complex topics. The conversation aims to empower listeners with the knowledge needed to make informed decisions about managing student loans.

00:00 Welcome to the Financially Fit Couple
00:38 Introducing Mackensie Ellis and the Topic of Student Loans
01:28 Mackensie's Journey into the Student Loan Space
04:27 Understanding Federal vs. Private Student Loans
08:23 Navigating the FAFSA and Loan Options
16:20 Grad Fin's Role in Student Loan Consultation
19:00 Exploring Student Loan Forgiveness Options
28:04 Understanding Recertification Dates
29:29 Repayment Options Overview
31:02 Income-Driven Repayment Plans
40:07 Changes in Repayment Plans
46:02 Refinancing Private Loans
51:19 Grad FIN's Free Consultation Process
53:40 Conclusion and Disclosures

Resources:

https://gradfin.com/

studentaid.gov

Understanding the One Big Beautiful Bill Act (OBBBA): What You Need to Know | Laurel Road

One Big Beautiful Bill FAQs - Gradfin - Achieve your financial ​goals

Public Service Loan Forgiveness | Federal Student Aid

Income-Driven Repayment Plans | Federal Student Aid

Matthew Gray

https://www.linkedin.com/in/matthew-gray-cfp%C2%AE-5a2144134/

https://schrockfin.com/

Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC

In this episode of the Financially Fit Couple podcast, host Matthew Gray welcomes Teri Janes from LD&B Insurance to discuss essential insurance policies for married couples. They delve into the intricacies of home and auto insurance, including dwelling coverage, personal property, liability, comprehensive, and collision coverages.

Teri explains various endorsements like guaranteed replacement cost, water coverage, and the importance of reviewing policies during life events. The conversation also explores umbrella insurance, detailing its benefits and real-life scenarios where it becomes crucial. Listeners will gain valuable insights into making informed decisions about their insurance needs.

00:38 Introduction to Home and Auto Insurance

02:18 Understanding Home Insurance Basics

05:34 Diving Deeper into Home Insurance

16:41 Exploring Auto Insurance Essentials

24:58 The Importance of Umbrella Insurance

30:24 When to Review Your Insurance Policies

32:25 Choosing the Right Insurance Agent

35:56 Final Thoughts and Contact Information

Resources

Teri Janes

tjanes@ldbinsurance.com

540-214-2540

https://www.linkedin.com/in/teri-janes-31313b87/

LPL Financial and LD&B Financial are separate entities.

Matthew Gray

https://www.linkedin.com/in/matthew-gray-cfp%C2%AE-5a2144134/

https://schrockfin.com/

Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC