Who's really watching your money? Rich Jacoby, founder of GoldenCrest Metals and a former LAPD officer, gives you the straight story on the banks holding your life savings, and on the retirement accounts you may not be watching closely enough.

In this episode:

• Bank of America's $1.2 billion+ in penalties after admitting it willfully broke anti-money-laundering law, including the largest penalty in the OCC's history
• A government report finding that all nine of the biggest U.S. banks had debanking policies, and what to do if your account gets closed
• The Citizens Bank data breach, plus free ways to protect yourself: a credit freeze, the IRS Identity Protection PIN and bank alerts
• The FTC's latest numbers on fraud against older Americans (about $3 billion lost in 2025), AI voice-cloning scams, and why every family needs a safe word
• Why your S&P 500 or target-date fund may be riding on about 10 AI stocks
• Where gold stands now and why central banks keep buying
• The forgotten 401(k)s millions of people left at old jobs, how to find yours, and the costly mistake to avoid

Questions for Rich? Call 888-991-6222, visit myfreegoldinfo.com, or text REPORT to 638257 for a free investor kit.

The Crest Report is for general education only and is not investment, tax or legal advice.

Support the show

The Crest Report — where markets meet reality — brought to you by GoldenCrest Metals. For your free portfolio review and free, no-obligation investor kit — plus up to $25,000 in free silver with qualified purchases — text the word REPORT to METALS (638257). Or call 888-991-6222, or visit GoldenCrestMetals.com

Most people don't know they have a silent partner in their 401k or IRA — one who gets paid before they do, every single time. This week, Rich Jacoby, founder of GoldenCrest Metals and former LAPD officer, takes the host chair for the first time and walks you through what nobody ever told you about your own retirement money.

Rich covers the RMD deadline most people are about to miss, why central banks bought 39 tons of gold in August alone (China's 22nd straight month of buying), and what the Fed's rate hike fight with the White House means for your savings. He also gives you the honest picture on gold and silver — including the banks calling for $3,750 and the ones calling for $6,000, and why it doesn't matter if you're buying for the wrong reason.

Plus: the "sleep at night number," why your financial advisor probably can't sell you physical gold and what that means for the advice you're getting, and a straightforward breakdown of how a gold IRA actually works — in plain English, no jargon.

If you've ever opened a retirement statement and felt your stomach drop, this one's for you.

📞 Call Rich's team: 888-991-6222
💬 Text REPORT to 638257
🌐 MyFreeGoldInfo.com
Free portfolio review + free investor kit + up to $25,000 in free silver on qualifying purchases. Call for details.

Support the show

The Crest Report — where markets meet reality — brought to you by GoldenCrest Metals. For your free portfolio review and free, no-obligation investor kit — plus up to $25,000 in free silver with qualified purchases — text the word REPORT to METALS (638257). Or call 888-991-6222, or visit GoldenCrestMetals.com

The Fed raised rates for the first time since 2023 — unanimous 12-0. And gold fell. Then bounced back hard the very next day. Jeremy saw it coming and explains exactly why that pattern matters for every investor watching from the sidelines.

But that's just the start of this week's show.

This week on The Crest Report, host Jeremy Herrell covers everything moving your money right now:

🏦 The Fed Hiked to 4% — Unanimous vote. First hike since 2023. Jeremy breaks down why he personally didn't think it was justified — and why gold's immediate 2.5% rebound the next day is the most important data point of the week. The structural case did not break.

🛢️ The Saudi Pipeline Is Being Restored — Brent fell back below $100. But the war is Day 205 with no permanent deal, no resolved Strait, and Iran still firing on vessels. Jeremy notes that as of this recording, Iran signaled it would open the Strait if the US eased military pressure — and explains exactly why he's skeptical.

🌍 Trump Bought Greenland — and It's Bigger Than You Think — At the UN this week, Trump secured a military strategic partnership with Greenland. Jeremy breaks down what that means: US control of Arctic shipping lanes, 16-25 billion barrels of oil, and a long-term energy independence play that could add meaningfully to US GDP.

🤖 Your 401k Is Financing the $30 Trillion AI Bubble — And when it bursts, Jeremy says the only people losing out are everyday investors. The Buffett Indicator is at 240%. Tech guru Erik Gordon called it "the love child of the dot-com crash and the financial crisis." And there's a trucker strike coming October 1st that nobody's talking about.

🥇 Gold at $4,310-$4,370 — Down from August's $4,700 high, but it absorbed the most anticipated rate hike in years and bounced. Up 143% over five years vs. the S&P's 69%. Jeremy explains why gold and silver keep standing through wars, rate hikes, supply shocks, and selloffs — and why he and his wife are personally invested.

Whether you have a 401k, an IRA, or you're just trying to protect what you've built — this episode is for you.

Get your free Investor Kit + free Portfolio Review + up to $25,000 in free silver with qualified purchases:
📞 (888) 991-6222
📱 Text REPORT to METALS (638257)
🌐 MyFreeGoldInfo.com

The Crest Report — Where Markets Meet Reality.

Support the show

The Crest Report — where markets meet reality — brought to you by GoldenCrest Metals. For your free portfolio review and free, no-obligation investor kit — plus up to $25,000 in free silver with qualified purchases — text the word REPORT to METALS (638257). Or call 888-991-6222, or visit GoldenCrestMetals.com