Most people don't know they have a silent partner in their 401k or IRA — one who gets paid before they do, every single time. This week, Rich Jacoby, founder of GoldenCrest Metals and former LAPD officer, takes the host chair for the first time and walks you through what nobody ever told you about your own retirement money.

Rich covers the RMD deadline most people are about to miss, why central banks bought 39 tons of gold in August alone (China's 22nd straight month of buying), and what the Fed's rate hike fight with the White House means for your savings. He also gives you the honest picture on gold and silver — including the banks calling for $3,750 and the ones calling for $6,000, and why it doesn't matter if you're buying for the wrong reason.

Plus: the "sleep at night number," why your financial advisor probably can't sell you physical gold and what that means for the advice you're getting, and a straightforward breakdown of how a gold IRA actually works — in plain English, no jargon.

If you've ever opened a retirement statement and felt your stomach drop, this one's for you.

📞 Call Rich's team: 888-991-6222
💬 Text REPORT to 638257
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Free portfolio review + free investor kit + up to $25,000 in free silver on qualifying purchases. Call for details.

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The Crest Report — where markets meet reality — brought to you by GoldenCrest Metals. For your free portfolio review and free, no-obligation investor kit — plus up to $25,000 in free silver with qualified purchases — text the word REPORT to METALS (638257). Or call 888-991-6222, or visit GoldenCrestMetals.com

The Fed raised rates for the first time since 2023 — unanimous 12-0. And gold fell. Then bounced back hard the very next day. Jeremy saw it coming and explains exactly why that pattern matters for every investor watching from the sidelines.

But that's just the start of this week's show.

This week on The Crest Report, host Jeremy Herrell covers everything moving your money right now:

🏦 The Fed Hiked to 4% — Unanimous vote. First hike since 2023. Jeremy breaks down why he personally didn't think it was justified — and why gold's immediate 2.5% rebound the next day is the most important data point of the week. The structural case did not break.

🛢️ The Saudi Pipeline Is Being Restored — Brent fell back below $100. But the war is Day 205 with no permanent deal, no resolved Strait, and Iran still firing on vessels. Jeremy notes that as of this recording, Iran signaled it would open the Strait if the US eased military pressure — and explains exactly why he's skeptical.

🌍 Trump Bought Greenland — and It's Bigger Than You Think — At the UN this week, Trump secured a military strategic partnership with Greenland. Jeremy breaks down what that means: US control of Arctic shipping lanes, 16-25 billion barrels of oil, and a long-term energy independence play that could add meaningfully to US GDP.

🤖 Your 401k Is Financing the $30 Trillion AI Bubble — And when it bursts, Jeremy says the only people losing out are everyday investors. The Buffett Indicator is at 240%. Tech guru Erik Gordon called it "the love child of the dot-com crash and the financial crisis." And there's a trucker strike coming October 1st that nobody's talking about.

🥇 Gold at $4,310-$4,370 — Down from August's $4,700 high, but it absorbed the most anticipated rate hike in years and bounced. Up 143% over five years vs. the S&P's 69%. Jeremy explains why gold and silver keep standing through wars, rate hikes, supply shocks, and selloffs — and why he and his wife are personally invested.

Whether you have a 401k, an IRA, or you're just trying to protect what you've built — this episode is for you.

Get your free Investor Kit + free Portfolio Review + up to $25,000 in free silver with qualified purchases:
📞 (888) 991-6222
📱 Text REPORT to METALS (638257)
🌐 MyFreeGoldInfo.com

The Crest Report — Where Markets Meet Reality.

Support the show

The Crest Report — where markets meet reality — brought to you by GoldenCrest Metals. For your free portfolio review and free, no-obligation investor kit — plus up to $25,000 in free silver with qualified purchases — text the word REPORT to METALS (638257). Or call 888-991-6222, or visit GoldenCrestMetals.com

A few thousand dollars' worth of drones just took out Saudi Arabia's backup oil pipeline — the one the world was relying on when the Strait of Hormuz got blocked. Brent crude hit $109 a barrel. Diesel hit an all-time record high. And as Jeremy reports from Iowa, the truckers filling up their tanks are getting hit with $1,000 fill-ups. That cost gets passed to every single thing you buy — with a 2-4 week lag. The food inflation shock from this attack hasn't even shown up in the data yet.

This week on The Crest Report, host Jeremy Herrell breaks down the biggest energy escalation since the war began — and what it means for your wallet, your retirement, and your precious metals:

🛢️ The Saudi Pipeline Attack — Iran-backed Iraqi militias attacked Saudi Arabia's East-West crude pipeline on September 11 — the same day as the CPI report. It was the world's last major oil bypass around the Strait of Hormuz, carrying up to 7 million barrels a day. It's now offline. Brent hit $109. The 10-year Treasury crossed 5% for the first time since 2023. Diesel hit an all-time high. Jeremy talks about what a $1,000 tank fill means for the trucking industry and why the backbone of the American economy is getting priced out.

📊 August CPI: 3.4% — Still Way Above Target — Inflation held at 3.4% year-over-year — identical to July. Core came in slightly hotter than expected. The Fed meets this week with rate hike odds above 90%. Jeremy explains why he's not sure a rate hike is the smart move when manufacturing is coming back and companies like Ford, Nvidia, and Apple are investing billions in American jobs.

💼 Workers' Share of Income at a Record Low — Jobs are being added and wages are growing — but the share of the economic pie going to workers has never been smaller. Jeremy finds the positive: the physical economy is rising, even if we haven't felt it yet. But Ken Griffin says recession is unavoidable. The AI bubble warning is getting louder.

🥇 Gold at $4,325-$4,360 — On Sale — The lowest open in weeks. But physical buyers aren't stopping. They're buying the dip. The long case is stronger than ever — and Jeremy explains why the pipeline attack, the rate hike cycle, and every macro force ultimately points in one direction for gold.

🥈 Silver at $65 — The Saudi Pipeline Is a Silver Catalyst — Most people are missing the fertilizer connection. A third of the world's seaborne fertilizer transits the Persian Gulf. The pipeline attack amplifies that disruption. Jeremy connects the dots from the Strait to your grocery bill to silver.

Whether you have a 401k, an IRA, or you're just trying to protect what you've built — this episode is for you.

Get your free Investor Kit + free Portfolio Review + up to $25,000 in free silver with qualified purchases:
📞 (888) 991-6222
📱 Text REPORT to METALS (638257)
🌐 MyFreeGoldInfo.com

The Crest Report — Where Markets Meet Reality.

Support the show

The Crest Report — where markets meet reality — brought to you by GoldenCrest Metals. For your free portfolio review and free, no-obligation investor kit — plus up to $25,000 in free silver with qualified purchases — text the word REPORT to METALS (638257). Or call 888-991-6222, or visit GoldenCrestMetals.com