The 5 Negative Items to NEVER Dispute First
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Credit repair disputes fail more often over the order you dispute in than the letters you write. Go after the biggest negative item first and you can burn 30 days of a client's patience for nothing, then watch them walk before you land a single win.
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The biggest, ugliest item on the report is almost never where you should start.
In this episode I count down the five negative items to leave alone at the top of your list: the huge charge-off that loses against a messy file, the collection that is about to age off on its own, the shotgun "none of these are mine" letter that gets tossed as frivolous, the good open account that is holding the whole score up, and the accurate late payment that only gets more solid the second you challenge it.
Dispute in the wrong order and you can drop a client's score while you are trying to raise it. Get the order right and your fast wins earn the trust to go to war on the hard stuff later. Knowing what not to touch is the skill that keeps Credit Heroes in business.
Tune in!
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Key Takeaways:
00:00 Intro
01:26 The Order You Dispute Matters Most
02:56 Number 5. The Big Monster
04:06 Number 4. The Item Already Leaving
05:16 Number 3. The Everything Letter
06:32 Number 2. The Good Account
07:42 Number 1. The One You Can't Win
08:40 Why Fighting Accurate Items Hurts You
10:16 Final Thoughts
Additional Resources:
- Get a free trial to Credit Repair Cloud
- Get my free credit repair training
- The 4 Things to Check on Every Credit Report (Before You Dispute)
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