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Gen W Podcast

Gen W Podcast

Von: I'm Q - that home loan dude
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The Gen W Podcast (W for Wealth) is hosted by Australia’s most followed TikTok mortgage broker, Q Huynh, and associate broker Grace. They dive deep into how migrants and first-gen Australians can build generational wealth through property, trauma-informed finance, and holistic lending. Real stories, real estate, and real talk. Gen Z, X, Y or A — we’re here to help you become Gen W.I'm Q - that home loan dude Persönliche Finanzen Ökonomie
  • SE1EP17 - Land Tax 2025 Explained: Every State & Territory Thresholds in Australia | he Investor’s 2025 Guide
    Sep 1 2025

    💀 You thought the ATO was scary? Meet his silent cousin: the Land Tax Reaper. No warning. No mercy. Just an annual bill for daring to own dirt.
    In this video, I explain the brutal truth about NSW land tax in 2025 — and why so many Aussies are walking straight into a financial landmine without realising.
    Here’s what we’ll unpack (without the boring jargon):
    ⚡ Why 2025 land tax thresholds could cost you $16k+ every year for doing nothing.
    ⚡ The real difference between stamp duty & transfer duty (and the sneaky 3-month deadline that ruins budgets).
    ⚡ Why trusts, companies & joint names DON’T protect you the way you think.
    ⚡ How dual occupancy homes sit in a legal grey zone that could kill your exemption.
    ⚡ The traps hiding inside First Home Buyer schemes that look like help but are actually red tape.
    By the end, you’ll see why the property game isn’t just tough — it’s rigged against everyday investors.
    👉 If you don’t want to get blindsided by land tax bills, transfer duty traps, or dodgy structuring advice, you need to watch this before buying your next property.
    📞 Want to stop being the one who gets the surprise bill? Book a 15-minute discovery call or a full 60-minute property game plan with me and my team. But be quick — I’m nearly booked out this week.

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    15 Min.
  • SE1EP16 - CGT & Land Tax EXPLAINED: How the Wrong Structure Destroys Aussie Property Wealth in 2025
    Aug 28 2025

    Why Buying Property in a Trust Could Destroy You (Hidden $16k Land Tax Trap in NSW)
    Think buying property in a trust protects your wealth? In NSW, it could cost you $16,000 every year — just for holding land. No flips, no fancy developments — literally for doing nothing.
    In this video, I break down:
    ⚠️ The “special trust” land tax rule that wipes out your tax-free threshold.
    ⚠️ How the wrong structure can add $80k+ to your costs in just 5 years.
    ⚠️ Why timing your CGT exit wrong could bankrupt you.
    ⚠️ The brutal truth about companies, SMSFs, and refinancing strategies the gurus don’t tell you.
    ⚠️ And why half of TikTok’s “trust hacks” will leave you in audit hell.
    Politicians won’t warn you. Your accountant might gloss over it. And online property gurus? They’ll happily sell you into a land tax nightmare.
    👉 If you’re a Millennial or Gen Z investor thinking trusts are the “smart move,” you need to see this before you buy your next property.
    Watch now before you get stung by the $16k/year land tax trap.

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    15 Min.
  • SE1EP15 - New Zealand Property Crash Explained: What It Means for Australia’s Housing Market in 2025
    Aug 25 2025

    🚨 What can Australia learn from the New Zealand property crash? House prices in Auckland, Wellington, and across 70% of Kiwi suburbs have fallen hard—some over 30% from peak. Meanwhile, unsold listings have doubled, investors are panicking, and Kiwi buyers are flooding into Australia.
    In this video, we unpack:
    📉 NZ’s suburb-level crash – CoreLogic shows 175 suburbs down more than 2% in just 3 months. Auckland’s Northland suburb has dropped 30.6% since peak.
    ✈️ Why Kiwi investors are fleeing to Australia – Case studies of real buyers ditching Wellington & Auckland to buy in Brisbane, Perth, and Sydney.
    🇦🇺 How Australia dodged NZ’s mistakes – Canberra kept negative gearing, CGT discounts, migration, and demand-side policies alive.
    🛠️ My advice to NZ property owners – How to pivot portfolios, consolidate debt, chase yield, and diversify into stronger markets.
    🔥 The roast – Why pollies, banks, and property “gurus” won’t save you, and how they quietly profit from your losses.
    👉 If you’re a Kiwi investor stuck with dead assets or an Aussie wondering if the same crash is coming—this breakdown gives you the playbook.
    💡 Watch now to learn how to avoid NZ’s mistakes, protect your equity, and ride Australia’s next property wave.

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    14 Min.
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