Estate planning isn't simply "set it and forget it." In this episode of Steady Insights, Mike Riskin and Peter Golotko welcome back guest Derek Oxford, an Accredited Estate Planner (AEP®), for a candid conversation about the importance of estate planning and why your estate planning documents need regular attention — not just a drawer to collect dust.

Every time gas prices spike, the blame game starts — but how much do politicians actually control? Economist Dr. Joseph Connors of Florida Southern College joins Mike Riskin and Peter Golotko to break down what drives gas prices, why oil is a global market, and how the Iran War affects the price you pay at the pump.

Most people see the success, but not the setbacks it took to get there.In this episode of The Road to Financial Independence, we sat down with entrepreneur Kris Dehnert, founder of Dugout Mugs, to break down what it really takes to build a business from the ground up.From early hustle and multiple failed ventures to losing money and nearly losing everything, Kris shares the turning points that led to building a $60M company. This conversation goes beyond surface-level advice and dives into the reality of entrepreneurship—risk, failure, growth, and the mindset required to keep going.**The information provided in this podcast is for informational and educational purposes only and should not be construed as investment, legal, or tax advice. CPS Investment Advisors is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). Registration does not imply any level of skill or training. The opinions expressed on this podcast are those of the host and guests and do not necessarily reflect the views of CPS Investment Advisors. The information discussed is believed to be accurate at the time of recording but may not remain current. Listeners should not consider the discussion or any information shared as a solicitation or recommendation to buy or sell any particular security or investment strategy. All investments involve risk, including the possible loss of principal. Past performance is not indicative of future results. Before making any investment decisions, listeners should consult with a qualified professional about their individual circumstances. For additional information about CPS Investment Advisors, including our services and fees, please review our Form ADV, which is available at www.adviserinfo.sec.gov.