Are online financial gurus actually leading you astray, or is there genuine, biblically grounded wisdom to be found amidst the noise?

In this episode of Plan to Prosper, Logan and Dalton look back on their first full year of podcasting, sharing behind-the-scenes moments, favorite guests, and some of the hardest topics they had to simplify. They face real (and hilariously mean) YouTube comments head-on, share a lighthearted AI roast of their own show, and induct their top financial principles into the very first Plan to Prosper Hall of Fame. Finally, they reflect on how their own financial opinions have shifted over the last year as they continue their mission to help you steward your wealth for God's glory.

What you’ll learn:

• The Hall of Fame Advice: Discover the single most important framework for buying a car and why your savings rate matters more than your income level.

• Responding to the Critics: We read and react to the meanest, funniest comment section roasts from the past year.

• AI vs. Finance Bros: A hilarious look at how artificial intelligence roasted our wardrobe, our format, and our theological pivots.

• Shifting Opinions: Why Dalton is slightly changing his mind on the "ultimate" status of HSAs and why Logan is warming up to sinking funds.

• The Core Truth: Why money is ultimately a tool entrusted to us by God to serve families and build an enduring legacy.

Subscribe for future episodes filled with practical tools and timeless biblical wisdom.

Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

Is your money actually prepared for what comes next, or are you just crossing your fingers and hoping for the best? Most families have a collection of financial accounts, but very few actually have a resilient financial plan that honors God and protects their loved ones.

In this episode of Plan to Prosper, we walk through the exact financial checklist every Christian family needs to master. True financial health is not just about growing your net worth — it is about creating margin, building optionality, and aligning your resources with biblical wisdom. We break down the vital conversations you need to have with your spouse tonight to ensure your household is truly prepared for life's biggest "what ifs."

What you’ll learn:

• Why a high net worth does not guarantee your family is protected if the worst happens

• How to stress test your financial flexibility using the five year early retirement rule

• The "break glass in case of emergency" strategy to build bulletproof margin

• How an unexpected Social Security loop can completely reshape your investment strategy

• A simple audit to reveal whether your bank statements match your actual kingdom values

Subscribe for future episodes filled with practical tools and timeless biblical wisdom.

Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

Are you unknowingly jeopardizing your God-given resources by trying to avoid all financial risk? True biblical stewardship is not about eliminating risk, but about understanding which risks are truly worth taking.

In this episode of Plan to Prosper, we unpack the hidden risks lurking inside our financial choices, from the steady erosion of purchasing power to the psychological traps of market volatility. Drawing on timeless biblical perspectives like the Parable of the Talents, we look at why avoiding market risk often means accepting a more dangerous, invisible threat: inflation. Discover how to shift your mindset from fear to faithful stewardship, ensuring your portfolio aligns perfectly with your long-term goals, values, and convictions.

What you’ll learn:

• Why a zero-risk financial plan is a dangerous myth and how risk can only be exchanged, not eliminated.

• The mechanics of inflation risk and why holding too much cash can quietly destroy your purchasing power over long periods.

• How to differentiate between temporary market volatility and the permanent loss of capital.

• The distinct types of financial risk hiding in plain sight, including liquidity, concentration, interest rate, longevity, and behavioral risk.

• How a comprehensive risk evaluation helps align your asset allocation with your actual capacity and goals.

Subscribe for future episodes filled with practical tools and timeless biblical wisdom.

Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

Are you making one of the most important financial decisions of your career based on a rule of thumb? Most people assume rolling over an old 401(k) into an IRA is an automatic next step, but blindly following the crowd can cause you to forfeit massive tax advantages, asset protections, and unique planning opportunities.

In this episode of Plan to Prosper, we break down the critical tradeoffs between leaving your retirement funds with a previous employer or executing a rollover. True biblical stewardship requires moving past financial autopilot and carefully analyzing your unique circumstances to honor God with the resources you have been given.

What you’ll learn:

• Why an IRA opens up the entire investing universe, including faith-based options that are rarely available in employer plans

• The "Rule of 55" and how a premature rollover can accidentally trigger a 10% early withdrawal penalty

• How pastors can unintentionally eliminate their tax-free Clergy Housing Allowance by moving assets out of a church-sponsored plan

• The intricate Net Unrealized Appreciation (NUA) strategy that could save you thousands in taxes if you hold company stock

• The stark differences in asset protection between ERISA-governed 401(k) plans and state-regulated IRAs

Subscribe for future episodes filled with practical tools and timeless biblical wisdom.

Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

When millions of dollars vanish without a trace, it leaves behind more than just unanswered questions. It reveals a profound truth about security, trust, and where we truly place our faith.

In this episode of Plan to Prosper, Dalton and Jake dive into four of the most captivating unsolved financial mysteries in history. From a missing financial advisor on the FBI's most wanted list to the infamous skyjacking of D.B. Cooper, they explore what happens when wealth disappears and outline the critical biblical stewardship lessons we must apply to protect our own families.

What you’ll learn:

• The true definition of financial due diligence and why blind trust is a dangerous strategy.

• How the concentration of authority led to a 190 million dollar cryptocurrency disaster.

• The biblical warnings against chasing instant wealth and the dangers of hasty financial decisions.

• How to find out if your family has a forgotten fortune waiting to be claimed through state programs.

Subscribe for future episodes filled with practical tools and timeless biblical wisdom.

Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

Are you holding onto your finances with a tight fist, terrified that there will never be enough? True biblical generosity is not about the number of zeros in your bank account: it is about the posture of your heart.

In this episode of Plan to Prosper, we sit down with Jason Lollar from Generous Life to unpack the deep spiritual connection between wealth, faith, and radical generosity. We discuss why so many Christians struggle with a scarcity mindset, how hospitality and time are crucial forms of stewardship, and practical ways to cultivate a heart of open-handed giving long before you achieve financial abundance. To learn more about building communities of generosity, visit the Generous Life website at generous.life.

What you’ll learn

• Why a scarcity mindset directly reflects your underlying theology of God.

• The profound reason why biblical generosity always benefits the giver first.

• How to build the discipline of giving regardless of your current income bracket.

• Why hospitality and your personal network are powerful, non-financial forms of stewardship.

Subscribe for future episodes filled with practical tools and timeless biblical wisdom.

Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

Is unexpected cash burning a hole in your pocket before it even hits your bank account? The way we handle sudden financial increases often says more about our financial maturity and spiritual priorities than how we manage ordinary income.

In this episode of Plan to Prosper, hosts Logan and Dalton discuss the psychology of mental accounting and why sudden windfalls like corporate bonuses, tax refunds, and inheritances can quietly disappear without a proactive strategy. Rooted in the principles of faithful stewardship found in Luke 16, they share practical insights on avoiding emotional spending traps, navigating tax considerations like Donor-Advised Funds (DAFs), and creating a balanced framework that allows for both enjoyment and long-term planning.

What you’ll learn:

• Why windfalls act as multipliers that amplify existing financial habits and discipline

• The hidden risks of spending future money before it officially arrives in your account

• A balanced allocation framework to help intentionally manage giving, saving, and celebrating

• Tax strategies to consider during higher-income years, including pre-tax contributions and charitable timing

• How to keep a healthy perspective on financial goals without letting emotional decision-making take over

Subscribe for future episodes filled with practical tools and timeless biblical wisdom.

Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.

Can good financial habits actually become dangerous? What if the very disciplines that helped you build wealth quietly become the things that hold you back from living faithfully and freely?

In this episode of Plan to Prosper, Logan and Dalton explore a surprising truth: even good financial habits can become unhealthy when taken to the extreme. From retirees who struggle to spend money they've spent decades saving, to parents who sacrifice their own financial future to continually support adult children, this conversation examines how fear, identity, and imbalance can quietly distort wise stewardship. Drawing from Scripture and real-life examples, they discuss how Christians can pursue financial wisdom without allowing saving, giving, or frugality to become controlling forces in their lives.

What you'll learn:

• Why saving can become unhealthy when it turns into fear or identity
• The challenges many retirees face when transitioning from saving to spending
• How generosity can unintentionally become enabling
• Why balance is essential in the five uses of money
• Practical questions to evaluate whether your financial habits are serving you or controlling you

Subscribe for future episodes filled with practical tools and timeless biblical wisdom.

Advisory Services offered through Stonecrop Wealth Advisors, LLC, a registered investment advisor with the U.S. Securities and Exchange Commission. This material is intended for informational purposes only. It should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney or tax advisor. The information contained in this presentation has been compiled from third party sources and is believed to be reliable as of the date of this report. Past performance is not indicative of future returns and diversification neither assures a profit nor guarantees against loss in a declining market. Investments involve risk and are not guaranteed.