Dive into a powerful conversation with Kiran Gopinath (Head of Sahamati Labs & Chief Innovation Officer, Sahamati) and Gabriel Bizama (Head of Research, Sahamati Labs) as they decode the transformation of finance in India — and what it means for the world.

In this episode, you’ll discover:

* How India is pioneering Open Finance and leading the global shift

* The impact of CBDCs, instant payment networks, stablecoins, and tokenization on financial architecture

* The evolution of Open Finance beyond domestic borders

* The explosive growth of the Account Aggregator ecosystem — and the next big unlocks

* The mission behind Sahamati Labs and the breakthrough experiments underway

#ManthanBySahamati #OpenFinance #FutureOfMoney #AccountAggregator #SahamatiLabs #Fintech #Innovation #DigitalIndia

In the third episode of Manthan, Sahamati’s podcast spotlighting innovation in the Account Aggregator (AA) ecosystem, Rajiv Sabharwal, MD & CEO of Tata Capital, joins B.G. Mahesh, CEO of Sahamati, for an insightful conversation on how India is redefining financial inclusion in the digital age.With over three decades of leadership experience, Rajiv explores:The India Story — how a young, tech-savvy population is embracing digital transformation.Digital Public Infrastructure (Aadhaar, UPI, AA) — and its role in opening up new credit opportunities.Tata Capital’s AA journey — from early adoption to driving impact across the organization.Consent-based data sharing — empowering customers and deepening trust in the financial ecosystem.This discussion goes beyond technology — it’s about the mindset shift that’s shaping the next chapter of responsible and inclusive finance in India.💡 Key takeaways:How data can fuel India’s bold vision for inclusive lendingWhy the Account Aggregator framework is pivotal to the next phase of digital creditStrategic insights for CXOs on scaling financial services with trust and innovationHow consented data can become a true enabler of economic growth#ManthanBySahamati #TataCapital #AccountAggregator #OpenFinance #DigitalTransformation #Innovation #FintechIndia #SmarterLending #PodcastSeries #Sahamati

India’s lending landscape is undergoing a digital transformation — and at its core lies the power of consented data and smart risk management.

In this episode of Manthan, hosted by Vamsi Madhav (CEO, Finvu AA), we’re joined by Fakhari Sarjan (Chief Risk Officer, Bajaj Finance Ltd.) to explore how one of India’s most trusted financial institutions is using Digital Public Infrastructure (DPI) and the Account Aggregator (AA) framework to redefine credit, trust, and inclusion.

From rethinking risk models to leveraging real-time financial data, discover how Bajaj Finance is enhancing underwriting precision, reducing NPAs, and extending credit access to millions.

🔍 In this conversation:

* How India’s digital revolution is reshaping risk and credit

* Bajaj Finance’s AA journey — early wins, lessons, and challenges

* The strategic role of AA in expanding financial inclusion

* What the next phase of India’s lending ecosystem could look like

🎧 Tune in for expert insights from the leaders driving India’s financial innovation.

RBI Report: https://rbidocs.rbi.org.in/rdocs/PublicationReport/Pdfs/FREEAIR130820250A24FF2D4578453F824C72ED9F5D5851.PDF

#ManthanBySahamati #AccountAggregator #DigitalPublicInfrastructure #FinancialInclusion #RiskManagement #FintechInnovation #BajajFinance #DigitalIndia