Financial Flow
The Art of Fulfilling Life and Optimizing Wealth
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Violetta Terpeluk
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Violetta Sit Terpeluk
What if your finances could fuel a future rich in purpose and possibility? In Financial FLOW, seasoned financial life planner Violetta Terpeluk introduces a new approach to wealth that is rooted in Fulfilling Life, Optimizing Wealth. Through her signature FLOW Framework and the holistic INDIGO Journey delivered by her boutique wealth planning firm, Violetta helps bring order to complexity and intention to financial decisions.
Whether you’re a family visionary shaping your legacy, a business owner preparing for transition, or a high-achieving professional refining your quality of life, Financial FLOW gives you the tools to align your finances with the life you truly want. This is a profoundly human and behaviorally attuned approach to wealth, designed to support freedom of time, money, relationships, and purpose.
Live intentionally. Plan wisely. Step into your FLOW. ABOUT THE AUTHORVioletta Terpeluk is the founder of IndigoFlow Wealth Advisory and a national wealth planning franchise owner with over 20 years of experience helping individuals, families, and business owners navigate retirement, legacy planning, and business exits. Among her many advanced credentials, she holds CERTIFIED FINANCIAL PLANNER™ (CFP™), Certified Exit Planning Advisor® (CEPA®), and Behavioral Financial Advisor™ (BFA™) designations, reflecting both technical expertise and a deep commitment to the psychology of financial decision-making.
Shaped by her upbringing in mainland China and Hong Kong before moving to the United States, she blends the holistic depth of Eastern philosophy with the structured clarity of Western financial systems. Violetta holds an MBA from the Ross School of Business at the University of Michigan and lives in Northern California with her husband and mother. Together with her two college-aged children, they continue to inspire her vision of true generational wealth.
©2025 Violetta Terpeluk (P)2026 Violetta Terpeluk