This Element is an excerpt from Living Rich by Spending Smart: How to Get More of What You Really Want by Gregory Karp. Available in print and digital formats.
Even the odds! How to play the credit game right and save a fortune! Credit card companies are masters at separating you from your money. But you have power too. Did you know credit card companies will take a little less money from you-and all you have to do is ask? Periodically, call and ask for three things: a lower interest rate, a higher limit, and waived fees. You can save literally thousands.